"Analysing Financial Statements Of: Accurate Institute of Management Technology 49, Knowledge Park-Iii, Greater Noida, Up
"Analysing Financial Statements Of: Accurate Institute of Management Technology 49, Knowledge Park-Iii, Greater Noida, Up
"Analysing Financial Statements Of: Accurate Institute of Management Technology 49, Knowledge Park-Iii, Greater Noida, Up
EXECUTIVE SUMMARY
In any organization, the two important financial statements are the Balance Sheet and Profit & Loss Account of the business. Balance Sheet is a statement of financial position of an enterprise at a particular point of time. Profit & Loss account shows the net profit or net loss of a company for a specified period of time. When these statements of the last few year of any organization are studied and analyzed, significant conclusions may be arrived regarding the changes in the financial position, the important policies followed and trends in profit and loss etc. Analysis and interpretation of financial statement has now become an important technique of credit appraisal. The investors, financial experts, management executives and the bankers all analyze these statements. Though the basic technique of appraisal remains the same in all the cases but the approach and the emphasis in the analysis vary. A banker interprets the financial statement so as to evaluate the financial soundness and stability, the liquidity position and the profitability or the earning capacity of borrowing concern. Analysis of financial statements is necessary because it helps in depicting the financial position on the basis of past and current records. Analysis of financial statements helps in making the future decisions and strategies. Therefore it is very necessary for every organization whether it is a financial or manufacturing, to make financial statement and to analyze it.
ACKNOWLEDGEMENT
I wish to take this opportunity to express my deep gratitude to the persons and the organization that have helped, encouraged, inspired and enlightened me with their constructive ideas and overall support towards the completion of this project successfully. This project would have been incomplete without the active cooperation and guidance of senior persons of Bank of Maharashtra (East Patel Nagar Branch) I am very thankful to Mr. Alok Bhatia (Chief Manager) & Mr. Sanjay Goyal (Branch Manager), East Patel Nagar, New Delhi and his senior staff members for helping me throughout my project showing me the right direction towards the completion of my project. I am thankful to Prof. Bhuvaneswari. S, Professor & My Mentor, for his valuable guidance and support at all time to completion of my project. I am thankful to Prof. Devinder Sehgal and Librarian for guiding me in referring the books for my projects. I am thankful to V.K Sharma (Manager) Geeta Pahuja (Deputy Manager) , Avatar Verma & Vipin Jatolia are the member of bank for guiding & support at all time to completion of my project. No words and language can ever be sufficient to express my gratitude to the abovementioned persons who provided me with the support to prepare this project.
DECLARATION I Abhishek Raj, bearing Roll No. AIMTDM1113166 is bonafide student of PGDM of AIMT, Greater Noida hereby declare that the my project report entitled ANALYSING FINANCIAL
STATEMENTS OF OVER A PERIOD OF FIVE YEARS
is an original work and the same has not been submitted to any other students or institute for the award of any other degree or diploma.
ABHISHEK RAJ
PGDM DM1113166
TABLE OF CONTENT
Chapter no. PARTICULARS Executive Summary Acknowledgement Introduction Of Banking Introduction of banking. History of banking in India Banks in India Fact files of banks in India Indian banking industry. Companys Profile Introduction to BOM Mile Stones... Competitors. SWOT Analysis Board of directors Products and services... Research Methodology Objective of study Importance of study. Meaning of research Research problem Research design... Data collection method Limitation of study.. Financial Analysis Introduction of the topic. Method/Tools of financial analysis. Balance sheet of BOM.. Profit and Loss BOM.. Financial statement analysis Comparative financial statement Trend analysis. Ratio analysis.. Page no.
1.
2.
3.
4.
65 79
80-83
6.
Bibliography
84-85