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.com IBPS PO / Management Trainee Exam Model Question Paper 1 SAMPLE PAPER NABARD Bank PO General Knowledge 1. Which of the following is rated the poorest region of the world? (a) The Middle East (b) Asia (c) Sub-Saharan Africa (d) Latin America (e) None of these 2. Which of the following terms is not used in the world of economics/finance? (a) Sinking Fund (b) Third World (c) Open Door Policy (d) Devaluation (e) Privilege Motion 3. Out of the total population of the world, about 80% lives in (a) Developed countries (b) BRIC countries (c) Latin America (d) Developing countries (e) None of these 4. Rashtriya Swasthya Bima Yojana (RSBY) is a scheme launched by the Ministry of (a) Finance (b) Rural Development (c) Commerce (d) Industry (e) Labour 5. What is the full form of the abbreviation ASEAN? (a) Association of South East Agro Nations. (b) Association of South East Asian Nations. (c) Alliance of South East Asian Nations. (d) Alliance of South East Asian Neighbours (e) None of these 6. Which of the following is the scheme for providing electricity connections to all the rural house holds in the country? (a) ASHA (b) Swadhar (c) Kutir Jyoti (d) Deep Mala (e) None of these 7. Many times we read about PPP in economic literature. What is PPP? It is a conce pt which (a) Tells us that exchange rates between currencies are in equilibrium when thei r purchasing power is the same in both the countries (b) Tells us that exchange rates between currencies are in equilibrium when thei r purchasing power is different in both the countries (c) PPP means the current exchange rate of a currency against US $ (d) A measure of income inequality in developing countries (e) None of these 8. As we all know, the Human Development Index (HDI) is an index of social perfo rmance in a single composite index. It is an indication of (a) Disparity reduction rate, human resource development rate and the composite index (b) Longevity, education and living standard (c) The facilities for minimum schooling, adult literacy and educational attainm ent (d) GDP of a nation and the status of its Balance of Trade (e) None of these 9. Which one of the following countries is not considered a Newly Industrialized Country (NIC)? (a) South Africa (b) Mexico (c) Brazil (d) Turkey (e) France 10. Which of the following statements is/are correct about National Rural Employ ment Guarantee Act (NREGA)?

I NREGA is applicable to all rural areas of the country. II Only construction work shall be given to the workers employed under this Act. III Every worker is given an amount of Rs. 250 per day for an eight-four shift. (a) Only I (b) Only II (c) Only III (d) Only I and II (e) All I, II and III 11. Which of the following not true about farmers in Least Developed Countries ( LDCs)? (a) The staple crop is the chief source of food. (b) Labour is underutilized except for planting and harvesting seasons. (c) On the traditional farm, output is always greater than consumption. (d) Cultivators utilise only a small portion of land. (e) None of these 12. Which of the following organizations/agencies controls the monetary policy o f our country? (a) SBI (b) Central Bank of India (c) Indian Bank (d) Bank of India (e) None of these 13. Amartya K Sen emphasizes that having enough to eat depends on one very cruci al factor. Which of the following is that factory? (a) Societys system of entitlement (b) Distribution of agricultural income (c) Low poverty rates (d) Structure of the family (e) None of these 14. The National Food For Work scheme is now merged with which of the following? (a) Pradhan Mantri Gram Sadak Yojana (b) Mahatma Gandhi National Rural Employment Guarantee Act (c) Bharat Nirman (d) Indira Awas Yojana (e) None of these 15. Many a time we read about Fertility Rate in economic literature. What is Fer tility Rate? (a) The total number of children born in a country in a given year divided by th e number of children of children dead. (b) The number of children born to an average woman during her reproductive year s (c) The number of births in a country divided by total population in a given yea r (d) The number of women in the age group of 15-45 years in a country divided by total number of women dying during child birth (e) None of these 16. How is dual economy distinguished from other economies? It is a mixture of (a) Industrial sector and manufacturing sector (b) Traditional agricultural sector and a modern industrial sector (c) State ownership of the means of production in cooperation with foreign organ izations (d) Industrial sector and trading of goods obtained through imports (e) None of these 17. Watershed Development Schemes are a part of I Development of Rural Economy II Development of Skilled workers III Development of Irrigation facilities in India (a) Only I (b) Only II (c) Only I and III (d) Only III (e) All I, II and III 18. The second summit of which of the following organizations took place in Braz il recently? (a) G-8 (b) G-20 (c) SAARC (d) ASEAN

(e) BRIC 19. During the recent Depression, workers in developed countries preferred to ta ke in inferior jobs instead of a layoff. This situation is known as (a) Seasonal unemployment (b) Cyclical unemployment (c) Disguised unemployment (d) Voluntary unemployment (e) None of these 20. Which of the following terms is not associated with the game of Football? (a) Corner kick (b) Wide out (c) Line men (d) Follow on (e) Full back 21. On which of the following issues, there had been a dispute between IRDA and SEBI? (a) ULIP products (b) Violation of SEBI guidelines in respect of investment by big companies in eq uities (c) Violation of SEBI guidelines about disclosures to be made by the companies (d) Overlapping of the functions of IRDA and SEBI (e) None of these 22. As per the reports published in various newspapers, Maharashtra and Gujarat have signed an agreement on linking of major rivers of the state. Which of the f ollowing is a common river between both the states? (a) Narmada (b) Ganga (c) Krishna (d) Betwa (e) None of these 23. We have noticed on several occasions that cost of petroleum products fluctua tes frequently. The action of OPEC members at times to limit output and fix pric es may be understood as an action arising out of (a) Instructions (b) Fluctuation in output (c) Practices of the oil industry (d) Group dynamics (e) Cartel 24. Which of the following countries won the FIFA World Cup 2010? (a) Germany (b) The Netherlands (c) South Africa (d) Spain (e) Brazil 25. Who amongst the following is not a Badminton Player? (a) Aparna Popat (b) Saina Nehwal (c) VVS Laxman (d) P Gopichand (e) Chetan Anand 26. What is bilateral aid? (a) It is technical aid given by IMF to various countries. (b) It is given directly by one country to another. (c) It is aid with the condition that the repayment will be in inconvertible cur rency. (d) It is a commercial loan made available by various institutions jointly. (e) None of these 27. Who amongst the following is the author of the book A Himalayan Love Story? (a) Namitha Gokhale (b) VS Naipaul (c) Anita Desai (d) Laxmi Sehgal (e) None of these 28. Which of the following is the name of the organisation created specifically to develop small-scale industrial sector in our country? (a) NABARD (b) SEBI (c) SIDBI (d) AMFI (e) None of these 29. Who is Nandan Nilekani? (a) Chairman, Unique Identification Authority of India (b) Chairman, Airport Authority of India (c) Member, UGC (d) Member, Planning Commission (e) None of these

30. Which of the following countries will host the next SAARC Summit? (a) India (b) Bhutan (c) Nepal (d) Fiji (e) None of these 31. Which of the following organization/agencies has specifically been set up to boost overall rural development in India? (a) RBI (b) SIDBI (c) NABARD (d) SEBI (e) None of these 32. Commonwealth Games 2010 are to be organized in Delhi in the month of (a) October (b) November (c) August (d) December (e) September 33. Which of the following cups is associated with the game of Hockey? (a) Agha Khan Cup (b) DCM Trophy (c) Davis Cup (d) Derby Trophy (e) Rovers Cup 34. Which of the following is a horticultural crop? (a) Urad (b) Jowar (c) Bajra (d) Wheat (e) Manto 35. According to Planning Commission, the degraded soil of which of the followin g states poses a big threat to food security and can cause serious economic impl ications to the nation? (a) Haryana (b) UP (c) MP (d) Karnataka (e) Punjab 36. Which of the following organizations maintains the Rural Infrastructure Deve lopment Fund (RIDF)? (a) RBI (b) NABARD (c) SIDBI (d) LIC (e) None of these 37. Which of the following is/are true about the Competition Commission of India (CCI)? I CCI is a regulatory body having quasi-judicial structure. II It has been established to replace old Monopolies and Restrictive Trade Pract ices Act. III Its main objective is to create a healthy environment in corporate world? (a) Only I (b) Only II (c) Only III (d) All I, II and III (e) None of these 38. According to RBI, which one of the following is the biggest concern of the c ountry? (a) Debt crisis in Europe (b) Inflation (c) GDP growth (d) Fiscal deficit (e) None of these 39. Which of the following organizations has recently launched Farmers Informatio n Services via SMS to help farmers in Gujarat state? (a) State Bank of India (b) SIDBI (c) Reliance Group of industries (d) NABARD (e) None of these 40. On which of the following countries, the United Nations Security Council (US C) has imposed fresh sanctions? (a) Libya (b) North Korea (c) Sudan (d) Myanmar (e) Iran 41. Muhammad Yunus of Bangladesh, who was awarded Nobel prize a few years back i s a famous (a) Author (b) Economist (c) Social worker (d) Scientist

(e) None of these 42. Sacred Games is a novel written by (a) Anita Desai (b) Arundhati Roy (c) Kiran Desai (d) Khushwant Singh (e) None of these 43. Who amongst the following is a famous author? (a) Chetan Bhagat (b) SC Jamir (c) Anjali Bhagwat (d) OP Mehra (e) None of these 44. The G-20 Summit was organized in June 2010 in which of the following cities? (a) London (b) Paris (c) Tokyo (d) Toronto (e) None of these 45. The Government of India has established a strategic reserve of about 5 milli on tonnes of which of the following commodities? (a) Steel (b) Sugar (c) Oil (d) Food grains (e) None of these 46. Mid Day Meal Scheme has been launched to provide cooked food to (a) Children attending school (b) Those who are getting National Old Age Pension (c) Workers of National Rural Employment Act (d) Resident doctors of Government Hospitals in rural areas (e) None of these 47. Which of the following is not a Cash Crop? (a) Tobacco (b) Cotton (c) Coffee (d) Bajara (e) Tea 48. Members of the Rajya Sabha are elected for a period if (a) 4 years (b) 2 years (c) 6 years (d) 5 years (e) None of these 49. The ICC Cricket world Cup Final 2011 will be played in which of the followin g cities in India? (a) Kolkata (b) Mumbai (c) Delhi (d) Chennai (e) None of these 50. What is the contribution of Agricultural Sector in the total GDP of India? A bout (a) 10% (b) 20% (c) 40% (d) 30% (e) 50% English Language Directions (Q. 51-65): Read the following passage carefully and answer the quest ions given below it. Certain words/phrases have printed in bold to help you loca te them while answering some of the questions. Organic farming is either really expensive or really cheap, depending on where y ou live and whether or not you are certified. Not only are the natural pesticides and fertilizers increasingly marketed by agribusiness as costly as or costlier t han their chemical counterparts, but proving you are an organic farmer requires certification, which is time-consuming and expensive. In the USA, converting to organic agriculture is a huge undertaking for commercial farmers, who have relie d on chemical fertilizers and pesticides for many decades, but in India, the con version is no less arduous and far more ironic. Indias farmers are still mostly practicing organic methods passed down for millen nia. Organic fertilizer and natural pest control are the only tools available to most of these farmers who have always lacked the financial resources to explore chemical solutions. But these farmers, whose produce is as organic as they come

, cannot afford to pay the fees required to gain official certification. As the international community adopts standards for organic agriculture, the cha llenges faced by farmers in the USA versus farmers in India in order to adapt ar e very different indeed. The danger is that the well-intentioned global move tow ards organic standards will make small organic farmers in countries like India, who have never done anything but organic farming, no longer able to sell the cro ps. In response to the $26-billion global market for organic foods, the Indian Centr al Government set up a National Institute of Organic Farming in October 2003. Th e purpose of this institute is to formulate rules, regulations and certification of organic farm products in conformity with international standards. The instit ute has its officer across the country and has appointed certifying agencies of organic farm products for the domestic market. The certifying agencies are accou ntable for confirming that any product sold with the new India Organic logo is in accordance with international criteria, and launch major awareness and marketing campaigns in India and abroad. Organic farming has been identified as a major thrust area of the 10th plan of t he Central Government. 1 billion rupees have been allocated to the aforementione d National Institute of Organic Farming alone for the 10th five-year plan. Despi te this, most of Indias organic farms are not officially considered organic. Most of Indias farms are organic by default. The irony and difficulty of the new govern mental push for organic agriculture is that 65% of the countrys cropped area is or ganic by default, according to a study. By this somewhat degrading term they mean that small farmers, located mostly in the Eastern and North-Eastern regions of the country, have no choice except to farm without chemical fertilizers or pesti cides. Though this is true in many cases, it is also true that a significant num ber of them have chosen to farm organically, as their forefathers have done for thousands of years. Many have seen for themselves the effects of chemical farmin gsoil erosion and loss of soil nutrition, loss of nutrient in food, and human dis eases resulting from the chemicals that inevitably seep into the water table, al l the reasons for the urgent demand for organic foods and farming. India currently has only 1,426 certified organic farms. This statistical discrep ancy reveals that the weak link in the organic/economic chain is certification. Under current government policy, it takes fours year for a farm to be certified as organic. The cost of preparing the report is a flat fee of Rs. 500, and the c ertificate itself costs another Rs. 5,000. While these costs are bearable for th e new industrial organic greenhouses, they are equal to or more than an entire y ears income for the average some farmer if the costs of travel and inspection are included. In the United States, an organic farm plan or organic handling plan must be subm itted to a USDA-accredited private or state certification programme. The plan mu st explain all current growing and handling methods, and any materials that will be used in the present and any future plans must be included as well. Records f or the last five years must be presented. Land must be chemical-free for three y ears prior to harvest, so a conventional farmer cannot receive the organic label for the transitional years. This will generally mean a decrease in incomecrops m ay be less plentiful than with conventional fertilizers and pesticides, and yet the higher price for organic products wont yet be possible. Many farmers cannot a fford the transition, even if they want to. One solution to the small farmers dilemma of how to both certify and survive is t hat of community certification. In community certification, communities, on a no n-profit basis, take charge of the certification process themselves. They evalua te the farmers commitment to the stewardship of the soil, and examine from many a ngles whether the food is being grown in an environmentally sensitive way or not , rather than technical standards. While community certification may be a viable solution on the local level, it is our opinion that, in the global marketplace, less than exact technical standards will never be enough for todays consumerand, in todays largely poisoned environment, it shouldnt be, either. Furthermore, such s oft guidelines can easily backfire on the farmers themselves, as a system not bas ed on acts must be by definition subject to local politics, bribery favouritism,

etc. India must find a way to keep the strict international organic standards intact if it wants to compete in the international market for organic foodsbut is there a way to do it without leaving small farmers out in the cold? One obvious soluti ons is for the government to subsidize these certification fees enough to make i t a viable option for ordinary farmers, not just for neoorganic factory farms and greenhouses. Banks also could provide a more level playing field for small farm ers. While many of these big-business farmers use harmful chemicals and processe s, small farmers fertilizing their soil with recycled organic wastes are usually ineligible for insurance, much less state subsidies. 51. What role does the National Institute of Organic Farming have to play in the organic farming area? (a) To set standards for the import of material required for organic farming wit hin India (b) To ensure that India farm products conform to the international standard for organic foods (c) To suggest methods to farmers for producing the best organic products (d) To import the best organic foods from international countries and harvest th em in India (e) To set up agencies internationally for the marketing of Indian organic produ ce 52. Which of the following is possibly the most appropriate title for the passag e? (a) Agribusiness in India (b) Organic Farming in IndiaAn Irony (c) Inorganic FarmingA Health Hazard (d) Small and Manginal Farmers (e) Organic Farming in India and the US 53. Why, according to the author, is the term organic by default degrading? (a) As Indian farmers are adopting incorrect methods of organic farming, thereby rendering the crop useless (b) As the crop cultivated out of organic farming is rejected by most internatio nal agencies (c) As all the farmers in India do not have any access to chemical fertilizers a nd pesticides to carry out inorganic farming (d) As the Government has issued a directive to farmers in India to carry out or ganic farming alone (e) As it means that the farmers in India cannot afford to use anything but orga nic methods of farming 54. Which of the following are reasons for the increasing demand for organic foo ds and organic farming? I Consumption of inorganic food has given rise to illnesses. II Excessive use of pesticides has caused soil erosion. III There has been a loss in soil nutrient value of soil due to chemical farming . (a) Only II (b) Only I (c) Only III (d) Only II and III (e) All I, II and III are true 55. Why, according to the author, will the idea of community certification not w ork? (a) As there may not be enough people in the community to work on a non-profit b asis (b) As the farmers may not be forthcoming in providing information about their c ultivation practices and thus lead to the failure of this system (c) As the certification granted through this scheme will not be authentic at al l (d) As certification sought in this manner may give rise to vested interests and also not meet the stringent criteria laid down globally (e) None of these 56. Which of the following is TRUE in the context of the passage?

I The Indian Government is not in favour of acquiring certification to meet glob al standards. II The process of certification is quite time-consuming and expensive. III The farmer does not earn much during the three-four years that it takes to g et certification. (a) Only I and III (b) Only II (c) Only II and III (d) Only I and II (e) All I, II and III 57. What, according to the author, is a major problem with organic farming in In dia? (a) Despite their organic nature, most farms in India are not perceived as organ ic because of mere paper work. (b) The Government has not paid attention to organic farming in India, thereby p romoting inorganic farming to a great extent. (c) Only recycled organic waste is available to Indian farmers for the purpose o f organic farming to a great Extent. (d) Indian farmers are accustomed to the usage of chemicals and their farms have now started losing their fertility. (e) A large number of farmers in India are averse to the idea of organic farming as it is not profitable 58. Which of the following, according to the author, are factors that can help i n acquiring organic farming certification in India? I Providing more bank loans to small farmers II Reducing the quantum of loans being provided to pure crop farmers III Lowering the cost of certification (a) Only I (b) Only III (c) Only I and III (d) Only II and III (e) All I, II and III Directions (Q. 59-62): Choose the word/group of words which is most similar in m eaning to the word/group of words printed in bold as used in the passage. 59. ARDUOUS (a) Pleasurable (b) different (c) difficult (d) hazardous (e) threatening 60. FORMULATE (a) Regularize (b) contemplate (c) Apply (d) frame (e) mix 61. DEGRADING (a) corrupting (b) minimizing (c) lowering (d) demeaning (e) worrying 62. TRANSITIONAL (a) Extreme (b) intermediate (c) revolutionary (d) base (e) Changed Directions (Q. 63-65): Choose the word/group of words which is most opposite in meaning of the word/group of words printed in bold as used in the passage. 63. VIABLE (a) Impossible (b) negative (c) Deadly (d) practical (e) Rudimentary 64. INEVITABLY (a) Avoidably (b) mostly (c) Certainly (d) expectedly (e) Predictably 65. ACCORDANCE (a) Division (b) quarrel (c) Tune (d) enmity (e) Conflict

Direction (Q. 66-70): Which of the phrases 1,2,3 and 4 given below each sentence should replace the word/phrase printed in bold in the sentence to make it gramm atically correct? If the sentence is correct as it is given and no correction is required, mark 5 as the answer. 66. Since Riya did not want to be disturbed while studying, she left the phone o ff hooks. (a) off the hook (b) off hooking (c) for the hook (d) of hook (e) No correction required 67. Since Shilpa was overburdened with work, Deepa decided to gave her hand. (a) giving hands (b) give her a hand (c) giving her handful (d) gave her hands (e) No correction required 68. Despite having passed out from school over ten years back, most schoolmates has keep touch with each other. (a) are kept touched (b) is keeping touch (c) Keep touched (d) had kept in touch (e) No correction required 69. Seeta has well awareness of the fact that her actions would have terrible re percussions. (a) was well aware of (b) has aware for (c) is aware to (d) is in awareness with (e) No correction required 70. Shashi tried as hard he would to win therace but failed to do so (a) as hardly so he could (b) as hard as he could (c) hardly so as (d) so hard that could (e) No correction required Directions (Q. 71-75): In each of the following questions four words are given, of which two are most nearly the same or opposite in meaning. Find the two words which are most nearly the same or opposite in meaning and indicate the number o f the correct letter combination, by darkening the appropriate oval in your answ er sheet. 71. 1. Disciple 2. Student 3. Academy 4. Martyr (a) A-C (b) C-D (c) B-C (d) B-D (e) A-B 72. 1. Magnetic 2. Cherished 3. Valued 4. Forlorn (a) C-D (b) A-B (c) B-D (d) B-C (e) A-D 73. 1. Ordinary 2. Vague 3. Custom 4. Exceptional (a) A-B (b) B-C (c) C-D (d) A-D (e) B-D 74. 1. Damaged 2. Hurried 3. Condemned 4. Measured (a) A-B (b) C-D (c) B-D (d) B-C (e) A-D 75. 1. Remote 2. Troubled 3. Secluded 4. Apparent (a) B-C (b) A-D (c) B-D (d) C-D (e) A-C Directions (Q. 76-80): Rearrange the following six sentences A, B, C, D, E and F in the proper sequence to form a meaningful paragraph; then answer the question s given below them.

I. A legal framework is thus now available for promoting energy efficiency in al l sectors of the economy. II. The increasing preference for commercial energy has led to a sharp increase in the demand for electricity and fossil fuels. III. There is still a considerable potential for repairing such damage and reduc ing energy consumption by adopting energy-efficiency measures at various sectors of our country. IV. This framework is nothing but the Energy Conservation Act, 2011, the success of which greatly depends on the people who take the lead in supporting this pro gramme. V. This use of fossil fuels has resulted in emission of a huge quantity of carbo n dioxide causing serious environmental damage. VI. These adopted measures will not only reduce the need to create new capacity requiring high investment, but also result in substantial environmental benefits . 76. Which of the following should be the First sentence after rearrangement? (a) I (b) II (c) III (d) IV (e) V 77. Which of the following should be the fourth sentence after rearrangement? (a) V (b) VI (c) I (d) IV (e) II 78. Which of the following should be the last (sixth) sentence after rearrangeme nt? (a) II (b) III (c) IV (d) V (e) VI 79. Which of the following should be the fifth sentence after rearrangement? (a) I (b) II (c) III (d) IV (e) V Directions (Q. 81-90): Read each sentence to find out whether there is any gramm atical or idiomatic error in it. The error, if any, will be in one part of the s entence. The number of that part is the answer. If there is no error, the answer is 5. (Ignor errors of punctuation, if any). 81. (a) More than half the food product/ (b) targeted at babies and toddlers hav e / (c) a high sugar content and are / (d) excessive sweet. / (e) No error 82. (a) The foreign company has so far declined to / (b) directly comment on the Indian companys move, / (c) which analysts say is a sign the company wanting to / (d) fight for its presence in the market. / (e) No error 83. (a) After forty years of trying to / (b) understand why asbestos causes canc er / (c) researchers have now finally / (d) unraveled the mystery. / (e) No erro r 84. (a) A property dealer was / (b) shoot dead by four unidentified jacket-clad men / (c) while taking a morning walk / (d) in a park. / (e) No error 85. (a) The auditions for Indias first ever / (b) reality-based pop band hunt, is / (c) going on in full swing, / (d) with numerous entries came in. / (e) No err or 86. (a) To curbing the spread of violence / (b) authorities brought under curfew / (c) more areas in the state, where / (d) three youths were killed. / (e) No e rror 87. (a) Demand for diesel cars, which has / (b) been on the rise for the last fe w years, / (c) may dip as the government is increasing the price / (d) of the fu el, bringing it closer to that of petrol. / (e) No error 88. (a) Not only was the actress over the moon / (b) as winning an award, but wa s / (c) also deeply touched by the support /(d) she got from the industry. / (e) No error 89. (a) The protestors went on a rampaging / (b) and set ablaze three shops / (c ) resulting in injuries to thirty people / (d) including women and children. / ( e) No error 90. (a) Hectic schedules can / (b) take a toll on anybody and / (c) the solution s to this is / (d) a quick holiday to some exotic location. / (e) No error admit card, Bank, bank clerk, Bank Coaching, bank exam, bank exam india, Bank Ex am Notifications, bank jobs 2012 ,Bank P.O., Bank P.O. in, Munirka, Bank P.O. In stitute in Delhi, Bank P.O. Institute in South Delhi, Bank PO, bank po 2012, Ban k PO Classes Maths, Bank PO coaching ,bank po exam, Bank PO interview ,Bank PO j

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(e) thought 99. (a) worried (b) angry (c) honoured (d) distinguished (e) proud 100. (a) impossibilities (b) evaluations (c) challenges (d) comparison (e) dangers