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    Questionnaire: Analysis On Non Performing Assets

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    Simar Dhillon
    The document is a questionnaire about analyzing non-performing assets (NPAs) at a bank branch. It collects information from bank employees such as their occupation, qualifications, the age of the branch, value of NPAs, causes of NPAs, measures taken to reduce NPAs, and impact on profitability. Respondents are asked to rate causes of NPAs, measures to reduce NPAs, and extent to which profitability has improved after adopting NPA reduction techniques.

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    Questionnaire: Analysis On Non Performing Assets

    Uploaded by

    Simar Dhillon
    2K views4 pages
    The document is a questionnaire about analyzing non-performing assets (NPAs) at a bank branch. It collects information from bank employees such as their occupation, qualifications, the age of the branch, value of NPAs, causes of NPAs, measures taken to reduce NPAs, and impact on profitability. Respondents are asked to rate causes of NPAs, measures to reduce NPAs, and extent to which profitability has improved after adopting NPA reduction techniques.

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    The document is a questionnaire about analyzing non-performing assets (NPAs) at a bank branch. It collects information from bank employees such as their occupation, qualifications, the age of the branch, value of NPAs, causes of NPAs, measures taken to reduce NPAs, and impact on profitability. Respondents are asked to rate causes of NPAs, measures to reduce NPAs, and extent to which profitability has improved after adopting NPA reduction techniques.

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    Attribution Non-Commercial (BY-NC)
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    2K views4 pages

    Questionnaire: Analysis On Non Performing Assets

    Uploaded by

    Simar Dhillon
    The document is a questionnaire about analyzing non-performing assets (NPAs) at a bank branch. It collects information from bank employees such as their occupation, qualifications, the age of the branch, value of NPAs, causes of NPAs, measures taken to reduce NPAs, and impact on profitability. Respondents are asked to rate causes of NPAs, measures to reduce NPAs, and extent to which profitability has improved after adopting NPA reduction techniques.

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    of 4

    QUESTIONNAIRE

    ON

    ANALYSIS ON NON PERFORMING ASSETS

    UNDER THE GUIDENCE OF: SUBMITTED BY:


    Lect. KAVITA CHOPRA MANJEET KAUR
    (Lect. IN MGMT. DEPT.) ROLL NO. 80
    MBA- 2nd

    (SESSION- 2009- 11)

    DESH BHAGAT INTITUTE OF MANAGEMENT AND COMPUTER SCIENCE


    (MANDI GOBINDGARH)

    Name: _____________________________________________
    Occupation:____________________________________________

    Qualification:___________________________________

    Age:

    1. Less than 25 [ ] 2. Between 25-50 [ ]

    3. Above 50 [ ]

    • Since how long is the Branch Functioning.

    2 Yrs [ ] 2-3 Yrs [ ]


    3-5 Yrs [ ] 5 Yrs & above [ ]

    • Since how long the presence of NPA is observed in your branch.

    0-1Yrs [ ] 1-2 Yrs [ ]


    2-3 Yrs [ ] >5 Yrs [ ]

    • What is the approximate value of NPA in your Branch (Rs in lakhs)?

    1-10 [ ] 10-20 [ ]
    20-30 [ ] 30-40 [ ]
    50 & Above [ ]

    • For which category the NPA is being observed (please mention in Rs)

    Personal loan [ ] Rs…………………………....

    Vehicle loan [ ] Rs…………………………….

    Housing loan [ ] Rs…………………………….

    Agri-term loan [ ] Rs…………………………....

    • Rate the following on a scale of 1-5. Rank ‘5’ being most effective and ‘1’ being least
    effective.
    S.NO. CAUSE 5 4 3 2 1
    1. Improper selection of Borrowers.
    2. Deficiency in processing (sanctioning and
    realizing the fund).
    3. Improper appraisal of assets.
    4. Lack of supervision and follow up
    5. Natural calamities.
    6 Willful default of the Borrowers.

    •
    • What is the NPA encountered for each of these causes (Rs in Lakhs).

    S.NO. CAUSE Rs Rs 10- Rs 20- Rs Rs


    10 20 40 40-50 50>
    1. Improper selection of Borrowers.
    2. Deficiency in processing.
    3. Improper appraisal of assets
    4. Lack of supervision and follow up.
    5. Natural calamities.
    6. Willful default of the Borrowers.

    • Do you think that NPA can be controlled?

    Definitely Yes Yes

    [ ] [ ]

    Can’t Say No

    [ ] [ ]

    Definitely No

    [ ]

    • What measures have been taken to reduce the NPA? Which measures you Consider the
    most effective?

    Highly Effective Effective Can’t Say No Definitely No

    Constant dialogue [ ] [ ] [ ] [ ] [ ]

    With the Borrowers


    Recovery camps [ ] [ ] [ ] [ ] [ ]

    Self involvement [ ] [ ] [ ] [ ] [ ]

    SARFAESI Act [ ] [ ] [ ] [ ] [ ]

    Lok Adalats [ ] [ ] [ ] [ ] [ ]

    Debt Recovery [ ] [ ] [ ] [ ] [ ]

    Tribunals

    • To what extent NPA has been converted into good asset.

    1% 2% 3% 4% 5% >5% Not converted


    [ ] [ ] [ ] [ ] [ ] [ ] [ ]

    • To what extent the Profitability has been affected by NPA

    <5% 5-10% 10-20% >20%

    [ ] [ ] [ ] [ ]

    • Has the profitability improved after adopting NPA reduction Techniques?

    Definitely Improved [ ] Improved [ ]

    Can’t Say [ ] Not Improved [ ]

    Definitely Not Improved [ ]

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