H|$r ^Vu Ed nXmoZ{V {d^mJ

{dkmnZ gm grAmanrS>r/E~rgrEb/2012-13/01

^maVr` Q>oQ> ~H$ Ho$ gh`moJr ~H$m| _| {b{nH$s` gdJ H$s ^Vu
AmZ-bmBZ AmdoXZ nOrH$aU ew$ hmoZo H$s VmarI
AmZ-bmBZ AmdoXZ nOrH$aU H$s A{V VmarI
Am$-bmBZ ewH$ Om H$aZo H$s Ad{Y
AmZ-bmBZ ewH$ Om H$aZo H$s Ad{Y
{b{IV narjm H$s {V{Wm

:
:
:
:
:

30.07.2012
13.08.2012
01.08.2012 go 17.08.2012 VH$
30.07.2012 go 13.08.2012 VH$
07.10.2012 Ed 14.10.2012

Amd`H$Vm hmoZo na ~H$ Xmo go A{YH$ {V{W`m| na {b{IV narjm Am`mo{OV H$a gH$Vm h.
^maVr` Q>oQ> ~H$ Ho$ gh`moJr ~H$m| _| {b{nH$s` gdJ _| {Z`w{$ hoVw nm ^maVr` ZmJ[aH$m| go AmdoXZ Am_{V h. CrXdma Ho$db EH$ ~H$/am` _| [a$-nXm| Ho$ {bE AmdoXZ H$a gH$Vo h Ama Cg am` {deof Ho$ H|$
na hr {b{IV narjm XoZo hoVw CnpWV hmoZm nS>oJm. CXmhaU Ho$ {bE AmY Xoe _| Eg~rEM Ho$ {bE AmdoXZ H$aZo dmbo CrXdma Ho$db AmY Xoe go hr CnpWV hmo gH$Vo h.
AZw. ghmoJr
H$. ~H$ H$m Zm
1
2
3
4
5

Eg~r~rOo
Eg~rEM
Eg~rE
Eg~rnr
Eg~rQ>r
Hw$b

~H$ dma VWm loUr dma [aV nX (AWmr)

loUrdma
gVar AmajU
nrS>yS>r
EgEg
A.Om. A.O.Om. A.{n.d.
gm.
Hw$b EMAmB drAmB AmoEM S>rEgEg BEgEg
238 182 280 700 1400 34
18
14
63
140
288 158 510 924 1880 18
18
18
81
180
125
52
216 407 800
7
9
8
35
81
295
11
260 594 1160 21
14
12
52
116
295
63
660 1482 2500 25
25
25
109 253
1241 466 1926 4107 7740 105
84
77
340 770

am/Ho$ em{gV
Xoe
amOWmZ
Hw$b

Q>oQ> ~H$ Am$ ~rH$mZoa ES> Onwa | am-dma [a$ nX (AWmr)

A.Om. A.O.Om. A.{n.d gm.
Hw$b EMAmB drAmB AmoEM Hw$b S>rEgEg BEgEg
nrS>yS>r
238 182 280 700 1400 34 18 14 66 63 140
238 182 280 700 1400 34 18 14 66 63 140

am/Ho$ em{gV
Xoe
AmY Xoe
JwOamV
{hmMb Xoe
Oy Ama H$ra
H$ZmQ>H$
Ho$ab
Xoe
hmam>
amOWmZ
V{bZmSw>
Hw$b

Q>oQ> ~H$ Am$ hXam~mX | am-dma [a$ nX (AWmr)

A.Om. A.O.Om. A.{n.d gm.
Hw$b EMAmB drAmB AmoEM Hw$b S>rEgEg
nrS>yS>r
161 71 281 489 1002 10 10 10 30 44
0
0
2
4
6
0
0
0
0
0
1
0
0
1
2
0
0
0
0
0
0
0
1
1
2
0
0
0
0
0
76 49 103 187 415 4
4
4
12 17
0
0
2
2
4
0
0
0
0
0
1
0
1
0
2
0
0
0
0
0
39 38 106 212 395 4
4
4
12 18
0
0
0
2
2
0
0
0
0
0
10
0
14 26 50
0
0
0
0
2
288 158 510 924 1880 18 18 18 54 81

Hw$b
EgEg
203
203

BEgEg Hw$b
EgEg
98 142
1
1
0
0
0
0
37 54
0
0
0
0
39 57
0
0
5
7
180 261

am/Ho$ em{gV
Xoe
AmY Xoe
Jmodm
JwOamV
{hmMb Xoe
h[amUm
Oy Ama H$ra
H$ZmQ>H$
hmam>
ZB {Xbr
Amo{S>gm
nOm~
V{bZmSw>
Hw$b
am/Ho$ em{gV
Xoe
AmY Xoe
MS>rJT>
N>mrgJT>
Jmodm
JwOamV
h[amUm
PmaIS>
H$ZmQ>H$
Ho$ab
Xoe
hmam>
y {Xbr
Amo{S>gm
nm{S>Moar
amOWmZ
V{bZmSw
Cma Xoe
npM ~Jmb
Hw$b

Q>oQ> ~H$ Am$ nQ>rmbm | am-dma [a$ nX| (AWmr)

A.Om. A.O.Om. A.{n.d gm.
Hw$b EMAmB drAmB AmoEM Hw$b S>rEgEg
nrS>yS>r
1
0
2
4
7
0
0
0
0
0
0
0
1
0
1
0
0
0
0
0
1
1
3
5
10
1
1
0
2
0
13
2
10 27 52
1
1
1
3
3
37
0
53 107 197 2
3
2
7
9
1
1
2
5
9
0
0
0
0
0
2
1
3
7
13
1
0
0
1
1
3
3
9
20 35
0
0
1
1
1
5
3
9
17 34
0
1
0
1
2
0
0
0
2
2
0
0
0
0
0
230 0 166 396 792 16
8
8
32 36
2
0
2
4
8
0
0
0
0
0
295 11 260 594 1160 21 14 12 47 52
Q>oQ> ~H$ Am$ mdUH$moa | am-dma [a$ nX (AWmr)
A.Om. A.O.Om. A.{n.d gm.
Hw$b EMAmB drAmB AmoEM Hw$b S>rEgEg
nrS>yS>r
5
2
8
15 30
0
1
0
1
1
3
0
4
9
16
0
0
0
0
0
3
10
2
15 30
0
0
1
1
1
0
0
1
4
5
0
0
0
0
0
2
4
8
16 30
1
0
0
1
1
6
0
8
16 30
1
0
0
1
1
1
1
0
3
5
0
0
0
0
0
10
4
16 30 60
1
0
1
2
3
175 17 472 1085 1749 18 18 18 54 79
3
4
2
9
18
0
0
0
0
1
12 11 32 65 120 1
1
2
4
5
11
5
19 36 71
0
1
1
2
3
1
1
0
3
5
0
0
0
0
0
0
0
1
2
3
0
0
0
0
0
1
0
1
3
5
0
0
0
0
0
53
3
76 148 280 3
3
2
8
13
3
0
4
9
16
0
0
0
0
0
6
1
6
14 27
0
0
1
1
1
295 63 660 1482 2500 25 25 25 75 109

BEgEg Hw$b
EgEg
1
1
0
0
1
1
5
8
20 29
1
1
1
2
4
5
3
5
0
0
79 115
1
1
116 168
BEgEg Hw$b
EgEg
3
4
2
2
3
4
1
1
3
4
3
4
1
1
6
9
175 254
2
3
12 17
7
10
1
1
0
0
1
1
28 41
2
2
3
4
253 362

Q>oQ> ~H$ Am$ gya | am-dma [a$ nX (AWmr)

Hw$b EMAmB drAmB AmoEM Hw$b S>rEgEg BEgEg Hw$b
am/Ho$ em{gV A.Om. A.O.Om. A.{n.d gm.
Xoe
nrS>yS>r
EgEg
H$ZmQ>H$
104 45 175 325 649 6
7
7
20 29 65 94
Ho$ab
1
0
2
4
7
0
0
0
0
0
1
1
hmam>
5
6
18 37 66
0
1
1
2
3
7
10
V{bZmSw>
15
1
21 41 78
1
1
0
2
3
8
11
Hw$b
125 52 216 407 800 7
9
8
24 35 81 116
* nrS>yS>r/EgEg/S>rEgEg Ho$ {bE gVar AmajU h Ama {d{^ lo{Um| Ho$ [a$ nXm| | em{b h.
gjonmja H$s gyMr gm. - gmm loUr, A.Om. - AZwgy{MV Om{V, A.O.Om. - AZwgy{MV OZOm{V, A.{n.d. - A {nN>S>m dJ, nrS>yS>r - emar[aH$ {dH$bmJ {V, drAmB - {>~m{YV, EMAmB - ldU ~m{YV, AmoEM - ApW {dH$bmJ,
BEgEg - ^yVnyd g{ZH$, S>rEgEg - {dH$bmJ ^yVnyd g{ZH$
{d{^ lo{U`m| Ho$ {bE AmajU, n[aUm_ H$mo A{V_ $n XoVo g_` M{bV gaH$mar {Xem-{ZX}em| Ho$ AZwgma {X`m OmEJm.
Cnamo$ [a$-nX AWmr h Ama ~H$(H$m|) H$s dmV{dH$ Amd`H$Vm Ho$ AZwgma n[ad{VV {H$E Om gH$Vo h . ~H$-dma,
am`-dma Ama dJ-dma _o[aQ> gyMr ~ZmB OmEJr. Ama{jV dJm] Ho$ CrXdma hoVw Ama{jV [a$-nXm| _| ~H$bmJ/{~Zm ^ao
hE [a$-nX, `{X hmo Vmo, em{_b h.
w {deofVmE {ZZmZwgma h
1. doVZmZ 7200-400/3-8400-500/3-9900-600/4-12300-700/7-17200-1300/1-18500800/1-19300
2. n[abpYm M`{ZV CrXdmam| H$mo g_`-g_` na {Z`mo$m ~H$ _| ^mdr {d{^ {Z`_m| /AdmS>/ goQ>b_|Q> Ho$
AVJV AdmS> Q>m\$ H$mo bmJy nm[al{_H$ AXm {H$E OmEJo. dV_mZ _|, JoOwEQ> Ho$ {bE {b{nH$s` gdJ H$_Mmar H$mo Xo`
Hw$b Ama{^H$ nm[al{_H$ bJ^J . 14200/- {V _mh h, {Og_| S>r.E. VWm _hmZJam| _| _mOyXm Xa na A` ^mo
em{_b h.
3. ej{UH$ moVm (01.08.2012 H$mo)
i) yZV 12dt H$jm (10+2) m CgHo$ gH$j moVm 60% AH$m| Ho$ gmW (AOm/AOOm/nrS>yS>r/^yVnyd
g{ZH$m| Ho$ {bE 55%).
m
ii) mVmm {dd{dmb go ZmVH$ H$s Cnm{Y.
gyMZm
H$) {OZ CrXdmam| Zo 12dt H$s narjm CmrU Zht H$s h, bo{H$Z 10dt H$jm Ho$ ~mX {S>bmom H$mog nmg {H$m h do
Cnw$ ^Vu Ho$ {bE nm h, ~eV},
1) 10dt H$jm Ho$ ~mX nmg {H$m hAm {S>bmom H$mog yZV Xmo df H$m nyUH$m{bH$ hmoZm Mm{hE (nmMma mam
{S>bmom H$aZodmbo nm Zht hmoJ|.)
2) 10dt H$jm Ho$ ~mX nmg {H$m hAm {S>bmom H$mog g~{YV am Ho$ am VH$ZrH$s {ejm ~moS> go mVmm/
AZwmo{XV hmoZm Mm{hE.
I) H$jm 12dt / {S>bmom H$mog Ho$ AH$m| H$m {VeV CrXdma mam g^r {dfm| | m {H$E Jo AH$m| H$mo g^r {dfm|
Ho$ Hw$b A{YH$V AH$m| go {d^m{OV H$aHo$ {ZH$mbm OmoJm. ^bo hr AZ {H$E JE dH$pnH$/A{V[a$ {df

Hw$N> ^r aho hm|, ~moS>/{dd{dmb Zo {X Jog AH$ XmZ {H$E h, Vmo do {VeV {ZH$mbVo g em{b Zht {H$E
OmEJo. moVm narjm nmg H$aZo H$s VmarI dhr mZr OmoJr, Omo {dd{dmb/gWmZ go Omar AH$ Vm{bH$m
m AZ{V mUn na Xr hB h m {dd{dmb/gWmZ mam do~gmBQ> na Xr hB h.
J) EgEggr nmg ^yVnyd g{ZH$ {Ohm|Zo ^maVr goZm Ho$ {deof ej{UH$ mUn m ^maVr ZmgoZm/dmwgoZm H$m
gH$j mUn m {H$m h, Ama gK H$s ^maVr goZm | 01.08.2012 H$mo15 df m A{YH$ H$s godm XmZ
H$s h, nm h, Eogo mUn {X. 31.12.2012 m CgHo$ nyd m {H$E hE hmoZo Mm{hE.
K) CrXdma AJoOr | Ymamdmh $n go {bIZo Ama ~mobZo | gj hmoZm Mm{hE.
L) WmZr ^mfm H$m kmZ A{V[aV moVm mZr OmEJr.
(gmjmH$ma Ho$ g_` Hw$N> Z WmZr` ^mfm _| nyN>o Om gH$Vo h, Vm{H$ WmZr` ^mfm Ho$ ~mao _| CrXdma H$s
OmZH$mar Ho$ Va H$m nVm Mb gHo$.)
4. Amw (01.08.2012 H$mo)
i) yZV Amw 18 df, A{YH$V 28 df (01.08.2012 H$mo) {OZ CrXdmam| H$m O 02.08.1984 Ama
01.08.1994 Ho$ hAm h Ho$db dhr AmdoXZ Ho$ {bE nm h.
ii) CMV Amwgrm | {ZZmZwgma Ny>Q> Xr OmEJr.
AZw. loUr
Amw | Ny>Q>
H$.
1. AZwgy{MV Om{V/AZwgy{MV OZOm{V
5 df
2. A {nN>S>m dJ (A.{n.d.)
3 df
3. nrS>yS>r (gmm)
10 df
4. nrS>yS>r (A.Om./A.O.Om.)
15 df
5. nrS>yS>r (A {nN>S>m dJ)
13 df
6. Omo {$ Oy Ama H$ra am Ho$ H$ra {S>drOZ gm. 5 df
| 01.01.1980 go 31.12.1989 VH$ aho hm|.
A.{n.d. 8 df
A.Om. / A.O.Om 10 df
AJbo n> na Omar...

{nN>bo n> go Omar...

7. ^yVnyd g{ZH$/emar[aH$ $n go Ae$ ^yVnyd g{ZH$

ajm godm H$s dmV{dH$ godm Ad{Y + 3 df,

(8 df emar[aH$ $n go Ae$ ^yVnyd g{ZH$
Omo AZwg{y MV Om{V/AZwg{y MV OZOm{V Ho$ h.)
A{YH$V Amw 50 df
8. {dYdm, VbmH$ewXm {hbmE Ama AnZo n{Vm| go
9 df (A{YH$V Amw grm gmm dJ
H$mZyZr $n go AbJ hB {hbmE {Ohm|Zo
hoVw 35 df, A{nd Ho$ {bE 38 df Ama
nwZ{ddmh Zht {H$m h.
A.Om./A.O.Om. CrXdmam| Ho$ {bE 40 df)
iii) Amw grm | Ny>Q> MmhZo dmbo CrXdmam| H$mo {X dh Bg mo nmE OmVo h Vmo O$ar mU-n (m|) H$s {Vm
gmjmH$ma Ho$ g VwV H$aZr hm|Jr.
iv)gMr Amw Ny>Q> Cnamo$ Xm| Ho$ AVJV m {H$gr A X Ho$ gmW gw$ $n | CnbY Zht hmoJr.
5. n[a^mfm
^yVnyd g{ZH$ H$s n[a^mfm Ho$db Cht CrXdmam| H$mo ^yVnyd g{ZH$ mZm OmEJm Omo ^maV gaH$ma, Jh mb Ho$
H$m{H$ Ed emg{ZH$ gwYma {d^mJ H$s A{YgyMZm g. 36034/5/85 BEgQ>rQ>r (EggrQ>r) {XZm{H$V 27 AVy~a
1986 Ho$ AZwgma {ZYm[aV Ama g-g na gemo{YV H$s JB n[a^mfm H$mo nyam H$aVo hm|.
emar[aH$ $n go Ae$ ^yVnyd g{ZH$ do ^yVnyd g{ZH$ Omo gK H$s ge goZm | XZm| Ho$ {d A{^mZ Ho$ XmamZ
AWdm AemV jo | emar[aH$ $n go Ae$ hE hm|, Cht H$mo emar[aH$ $n go Ae$ ^yVnyd g{ZH$ mZm OmEJm.
ehrX g{ZH$m| Ho$ Am{lV {ZZ{b{IV g H$madmB | ehrX g{ZH$m| H$mo g godm g~Yr g H$madmB | ehrX mZm
OmEJm; (H$) w, (I) w Ogr g H$madmB m grm na hmoZo dmbr wR>^oS> Mmho nm{H$VmZ go w {dam aoIm na
m {H$gr A Xoe go, (J) ge ewAm| H$s KwgnR> H$o {Ibm$ bS>mB Ogo ZJmbS>, {Omoa Am{X |, (K) {dXoem| |
em{V goZm A{^mZ Ho$ XmamZ, (L>) gwaJo {~N>mZo m gm$ H$aZo, ewAm| H$s gwaJo ^r. gmW hr g H$madmB hmoZo Ho$ EH$
mh nhbo go nyd d VrZ mh ~mX VH$ H$s Ad{Y Ho$ ~rM gwaJ g$mB A{^mZ ^r, (M) dmV{dH$ g H$madmB Ho$
XmamZ m gaH$ma mam {ZYm[aV Ad{Y Ho$ XmamZ {hmKmV, (N>) AmXmobZaV AYg{ZH$ ~bm| Ho$ H$m{H$m| Ho$ {Ibm$
g H$madmB Ama (O) lrbH$m | g H$madmB Ho$ XmamZ ehrX ABnrHo$E$ H$m{H$.
gyMZm 1) (i) ge ~bm| go [abrO/ godm{Zdm hE C_rXdmam| H$mo, Bg {dkmnZ _| gb m$n "E' Ho$ AZwgma
_mU-n O_m H$amZm hmoJm, (ii) Omo C_rXdma A^r ^r ge ~bm| _| H$m`aV h, Ama ^yVnyd-g{ZH$ loUr _| AmdoXZ
H$aZm MmhVo h, Ch| KmofUm (m$n "gr') Ho$ gmW no{g{\$H$ AnZo nr[a`S> Am\$ EJoO_|Q> (EgnrB) nyam hmoZo H$s {V{W
XemVo hE gj_ m{YH$mar go m _mU-n (m$n "~r') O_m H$amZm hmoJm. Bg ^Vu _| AmdoXZ H$aZo Ho$ {bE {g\$
dhr C_rXdma nm h {OZH$m EgnrB 31.08.2013 H$mo `m Cggo nhbo nyam hmoVm h. ~H$ | H$mJhU H$aVo g_` Ch|
[abrO n Ama Bg ~mV H$s d-KmofUm XoZr hmoJr {H$, ^maV gaH$ma Ho$ {Z`_m| Ho$ AZwgma ^yVnyd-g{ZH$m| H$mo _m`
bm^ nmZo H$m dh nm h, (iii) Omo C_rXdma AnZo EJoO_|Q> H$s Ama{^H$ Ad{Y nyar H$a MwHo$ h Ama {dVm[aV
AgmB_|Q> na h, Ch| m$n "S>r' Ho$ AZwgma _mU-n O_m H$amZm hmoJm. Cnamo$ (ii) Ama (iii) _| d{UV
C_rXdmam| H$m M`Z hmoZo na, Ch| 31.10.2013 go nyd [abrO hmoH$a ~H$ | H$m^ma JhU H$aZm hmoJm. `h _mUn A{Zdm $n go gmjmH$ma Ho$ g_` O_m H$amZo hm|Jo.
2) Omo ^yVnyd g{ZH$ CrXdma H|$ gaH$ma Ho$ gyh J Ama K Ho$ AVJV ZmH$ar m H$a MwHo$ h, Ch| C | Ny>Q> H$m
bm^ H|$ gaH$ma Ho$ AVJV gyh J/K | CM loUr m gdJ | A ZmH$ar Ho$ {bE nyd g{ZH$m| hoVw {ZYm[aV {H$E
JE AZwgma {boJm, naVw Eogo CrXdma H|$ gaH$ma H$s ZmH$[am| | nyd g{ZH$m| hoVw AmajU Ho$ bm^ Ho$ nm Zht hm|Jo.
3) mXo{eH$ g H$m{H$ H$mo 15.11.1986 go ^yVnyd g{ZH$ mZm OmEJm.
4) AnZr ^yVnyd g{ZH$ pW{V H$m CnmoJ H$a {g{db jo | gaH$mar ZmH$ar m H$a MwHo$ ^yVnyd g{ZH$ H$mo Xmo~mam
gaH$mar ZmH$ar Ho$ {bE ^yVnyd g{ZH$ Zht mZm OmoJm.
5) H$madmB _| _mao JE g`H${_`m| Ho$ Am{lV, Ae$ ^yVnyd g{ZH$m| VWm H$madmB _| _mao JE g`H${_`m| H$mo {_bmH$a
CnbY AmajU _| Hw$b [a{$`m| Ho$ 4.5% AmajU hoVw nm hm|Jo. {Z`w{$ Ho$ _m_bo _| nhbr mW{_H$Vm Aj_ ^yVnyd
g{ZH$m| H$mo VWm Xygar mW{_H$Vm H$madmB _| _mao JE {Vajm H${_`m| `m J^ra $n go Ae$ ({Vajm godm Ho$ H$maU
50% go A{YH$ Ae$Vm dmbo) Ho$ Xmo Am{lVm| H$mo Xr OmEJr. Bg [a`m`V Ho$ {bE n[adma Ho$ gX` _| CgH$s {dYdm,
nw, nwr `m CgHo$ n[adma H$mo ghmam XoZo H$mo amOr {ZH$Q> [aVoXma em{_b hm|Jo. ^yVnyd g{ZH$m|/Ae$ ^yVnyd g{ZH$m|
H$mo CnbY D$nar gr_m VWm ej{UH$ `mo`Vm _| [a`m`V, H$madmB _| _mao JE g`H${_`m| Ho$ Am{lVm| H$mo Zht {_boJr.
6. emar[aH$ $n go Ae$ (em.A.) {$m| Ho$ {bE AmajU
Ae$ (emar[aH$ $n go Ae$) {$m| Ho$ {bE Ae$ {$m| (gmZ Adga, A{YH$mam| H$s ajm Ed nyU {V^m{JVm)
A{Y{Z 1995 (1996 H$m 1) H$s Ymam 33 Ho$ AVJV [a$-nX emgH$s {ZmZwgma Ama{jV h. Cnw $ A{Y{Z
| Xr JB n[a^mfm Ho$ AZwgma {ZZ Ae$Vm dmbo CrXdma gaH$mar {Xem{ZX}em| Ho$ AZwgma AmdoXZ H$a gH$Vo h
A) {>hrZ ~) An {> H$) ldU~mYm S>) bmoH$momoQ>a {S>go{~{bQ>r m goao~b nmgr.
Ho$db do CrXdma AmajU/godm Ho$ nm hm|Jo, Omo 40% go H$ Ae$ Zht h, {Og {$ H$mo AmajU H$m bm^ nmZm
h, Cgo H|$ m am gaH$ma mam J{R>V o{S>H$b ~moS> go Ae$Vm mUn VwV H$aZm hmoJm. h mUn nOrH$aU
H$s A{V {V{W 13.08.2012 H$m m Bggo nyd H$m hmoZm Mm{hE.
Ae$Vm Ho$ {ZZm{H$V dJm] _| AmZodmbo CrXdma AmdoXZ H$a gH$Vo h:
AmoE - EH$ hmW ^m{dV (~mm m Xm{hZm) (H$) X~bVm, (I) H$Omoa nH$S>, (J) J{VH$ jrUVm ~rEb - XmoZm| na
^m{dV qH$Vw hmW Zht, AmoEb - EH$ na ^m{dV (Xm{hZm m ~mm) nrS>r - Am{eH$ ~{Ya, S>r - ~{Ya, ~r {>hrZ, Ebdr-An {>.
7. {>hrZ/An {> CrXdma, XmoZm| hmWm| Ama ^wOmAm| H$mo {hbmZo | X~b CrXdma Ama goao~b nmgr Ho$ H$maU
boIZJ{V | ~mYm AZw^d H$aZo dmbo CrXdma {b{IV narjm | AnZo IM na boIH$ H$m CnmoJ H$a gH$Vo h. boIH$
H$m CnmoJ H$aZo Ho$ g^r mbm| | {ZZ{b{IV {Z bmJy hm|Jo
i) CrXdma H$mo boIH$ H$s dWm d Ama AnZo IM na H$aZr hmoJr.
ii) boIH$ H$s e{jH$ AhVm CrXdma Ho$ {bE {ZYm[aV yZV nmVm mZXS> go EH$ XOm H$ hmoZr Mm{hE. (11dt
m Bggo H$)
iii) boIH$ {H$gr ^r {ejm jo go hmo gH$Vm h.
iv) CrXdma Ama boIH$ XmoZm| H$mo {ZYm[aV m$n | boIH$ Ho$ nmgnmoQ> AmH$ma Ho$ $moQ>mo Ho$ gmW CnwV dMZ-n
XoVo hE nw{> H$aZr hmoJr {H$ boIH$ Cnamo$mZwgma g^r {ZYm[aV nmVm eV| nyar H$aVm h. BgHo$ Abmdm, {X ~mX
| nVm Mbo {H$ dh {ZYm[aV nmVmAm| | H$moB ^r eV nyam Zht H$aVm/H$aVr h m CgZo hdnyU Vm| H$mo
{N>nmm h, Vmo AmdoXH$ H$s CrXdmar {ZaV H$a Xr OmEJr, Mmho {b{IV narjm H$m n[aUm Hw$N> ^r aho.
v) boIH$ H$m CnmoJ H$aZo dmbo CrXdmam| H$mo narjm Ho$ ha KQ>o Ho$ {bE 20 {{ZQ> H$m A{V[a$ g {boJm.
8. n[adrjm Ad{Y Zd{Zw$ H$Mm[am| H$s n[adrjm Ad{Y yZV N>h mh hmoJr. n[adrjm Ad{Y gm hmoZo go nhbo
Zo ^Vu {H$o Jo H$Mm[am| Ho$ H$m {ZnmXZ H$s OmM hmoJr Ama {OZH$m {ZnmXZ ~H$ H$s AnojmZwgma Zht hmoJm
CZH$s n[adrmm Ad{Y ~T>mr Om gH$Vr h.
9. AmdoXZ ewH$ Ama/AWdm gyMZm ^ma (Ja-dmngr mo)
AOm/AOOm/nrS>yS>r/^y.g.
A{nd/gm_m`
gyMZm ewH$
gyMZm ewH$+AmdoXZ ewH$
. 50/. 350/EH$ ~ma ewH$ Om H$aZo Ho$ ~mX Z Vmo dh dmng {H$m OmEJm Ama Z hr {H$gr ^{d Ho$ ^Vu moOoQ> Ho$ {bE Ama{jV
{H$m OmoJm. H$mH$ 15 Ho$ AVJV {XE JE {ZX}em| Ho$ AZwgma ewH$ ^wJVmZ H$aZo H$m {dH$n ^r m h.
10. MZ {H$m
g^r nm CrXdmam| H$mo nOrH$aU hoVw ApV {V{W go nyd AmZ-bmBZ AmdoXZ H$aZm Mm{hE.
H$) A{V MZ, {b{IV narjm Ama gmjmH$ma Ho$ gJ AmYma na {H$m OmEJm. Ho$db nmVm mZXS> nyao H$aZo go
hr dh {b{IV narjm AWdm gmjmH$ma Ho$ {bE ~wbmE OmZo H$m nm Zht hmoVm h.
I) {b{IV narjm dVw{Z> H$ma H$s hmoJr, {Og| (i) gmm gMoVVm (ii) gmm AJoOr (iii) gmH$
A{^moVm (iv) VH$ e{$ (v) {dnUZ H$m | mVm / H$yQ>a kmZ em{b hmoJm. dVw{Z> narjmAm| Ho$ Z
gmm AJoOr H$mo N>moS>H$a Xmo ^mfmAm| mZr AJoOr Ama {hXr | N>no hm|Jo.
dVw{Z> narjmAm| | JbV Cma Ho$ {bE F$UmH$ AH$ hm|Jo. oH$ JbV Cma Ho$ {bE 1/4 AH$ H$mQ> {bE Om|Jo.
CrXdmam| H$mo oH$ dVw{Z> narjm | CmrU hmoZm hmoJm.
oH$ narjm | CmrUmH$ ~H$ mam V {H$E OmEJo, Omo {Vmo{JVm | em{b hmoZo dmbo g^r CrXdmam| H$s oH$
narjm> | gmy{hH$ XeZ go boH$a yZV AmdH$ Va H$mo oH$ narjm Ho$ gmW {bmZo Ho$ AmYma na V {H$E

OmEJo. CrXdmam| H$mo gmjmH$ma H$m nm ~ZZo Ho$ {bE Hw$b {bmH$a yZV {VeV AH$ ^r A{OV H$aZo hm|Jo.
(AOm/AOOm/A{nd/nrS>yS>r/ny. g. CrXdmam| H$mo Bg na 5% Ny>Q> {boJr). Hw$b yZV {VeV AH$ ~H$
mam V {H$E OmEJo.
mZ X|
i) {b{IV narjm Ho$ g~Y | A {dVV OmZH$mar "Ad|Q> moago$" nwpVH$m | Xr OmEJr Omo narjm Ho$ ~wbmdm n
Ho$ gmW nm CrXdmam| H$mo CnbY H$amB OmEJr.
ii) gmjmH$ma [a$ nXm| H$s gm Ho$ AmYma na moVm H$ | CM WmZ m H$aZo dmbm| | go {ZpMV gm
(A{YH$V [a$-nXm| H$m VrZ JwZm) | hr CrXdmam| H$mo gmjmH$ma Ho$ {bE ~wbmm OmEJm. Omo CrXdma
gmjmH$ma Ho$ {bE mo mZo OmEJo Ch| MZ hoVw {dMma H$aZo Ho$ {bE gmjmH$ma | yZV {VeV AH$ (~H$
mam V {H$E OmEJo) m H$aZm AmdH$ h (A.Om./A.O.Om./A.{n.d/em.A. Ho$ {bE 5% H$s Ny>Q> hmoJr).
A{V MZ {b{IV narjm Ed gmjmH$ma | CrXdma Ho$ gJ {ZnmXZ Ho$ AmYma na hr {H$m OmEJm.
11. {b{IV narjm H$s {V{W 07.10.2012 VWm 14.10.2012 (a{ddma)
narjm H$s {V{W ~XbZo H$m A{YH$ma ~H$ H$mo hmoJm. AmdH$ hmoZo na ~H$ Xmo go A{YH$ {V{Wm| na narjm Ammo{OV
H$a gH$Vm h.
12. {b{IV narjm Ho$ {bE ~wbmdm n
{XZmH$ 24.09.2012 Ho$ ~mX ~H$ H$s do~gmBQ> go AnZm nOrH$aU gm Ed nmgdS>/O {V{W S>mbH$a CrXdmam|
H$mo AnZm ~wbmdm n Ama "Ad|Q> moago$" nwpVH$m S>mCZbmoS> H$aZr hmoJr. ~wbmdm n/"Ad|Q> moago$" nwpVH$m
H$s H$mJOr {V S>mH$ mam Zht ^oOr OmEJr.
13. narjm H|$
AZw. H$.
am
H|$
narjm H|$ H$m H$moS>
1
AmY Xoe
hXam~mX
11
{Vn{V
12
{dOdmS>m>
13
{demImn>Z
14
2
MS>rJT>
MS>rJT>
15
3
N>mrgJT>
{~bmgnwa
16
amnwa
17
4
{Xbr
ZB {Xbr
18
5
Jmodm
nUOr
19
6
JwOamV
AhXm~mX
20
amOH$moQ>
21
7
hamUm
A~mbm
22
H$aZmb
23
8
{hmMb Xoe
nmbnwa
24
{ebm
25
9
Oy Ama H$ra
Oy
26
lrZJa
27
10
PmaIS>
amMr
28
11
H$ZmQ>H$
~Jbya
29
Jwb~Jm
30
h~br
31
Jbya
32
gya
33
12
Ho$ab
H$moMr
34
H$moQ>Q>
35
H$mo{OH$moS>
36
{VdZVnwa
37
13
Xoe
^monmb
38
O~bnwa
39
14
hmam>
AmaJm~mX
40
w~B
41
ZmJnwa
42
nwUo
43
15
Amo{S>gm
^wdZoda
44
16
nOm~
OmbYa
45
bw{YmZm
46
n{Q>mbm
47
17
nmpS>Moar
nmpS>Moar
48
18
amOWmZ
AOoa
49
Onwa
50
OmoYnwa
51
CXnwa
52
19
V{bZmSw
MoB
53
H$mo~Vya
54
XamB
55
{{Mamnbr
56
20
Cma Xoe
bIZD$
57
dmamUgr
58
21
npM ~Jmb
AmgZgmob
59
H$mobH$mVm
60
CrXdma AnZo AmZ-bmBZ AmdoXZ n | Cg Ho$ H$m Zm d H$moS> gm H$m CboI H$a| {Og Ho$ | dh narjm
XoZm MmhVm/MmhVr hmo. {b{IV narjm Ho$ {bE CrXdmam| H$mo AnZo d Ho$ d Omo{I na CnpWV hmoZm hmoJm
Ama {H$gr ^r H$ma H$s MmoQ> m hm{Z Am{X Ho$ {bE ~H$ CmaXmr Zht hmoJm. {H$gr ^r pW{V | narjm Ho$ Ho$ MwZmd
| n[adVZ Ho$ AZwamoY na {dMma Zht {H$m AmEJm. ~H$ Ho$ nmg AnZo {ddoH$m{YH$ma Ho$ AVJV {H$gr ^r
narjm Ho$ H$mo hQ>mZo m Zm narjm Ho$ H$mo em{b H$aZo m narjm H$s {V{W | n[adVZ H$aZo H$m A{YH$ma gwa{jV h.
{OZ amm| | [a$ nXm| Ho$ g~Y | {dkmnZ Zht {Xm Jm h, CZ amm| | narjm Ammo{OV Zht H$s OmoJr.
13. A) ^maV gaH$ma mam Omar {H$E {Xem - {ZX}em| Ho$ AZw$n AZwgy{MV Om{V/OZOm{V/Ym{H$ AngH$ gwXm
Ed ^yVnyd g{ZH$ Ho$ CrXdmam| Ho$ {bE H${Vn H|$m| na narjm-nyd {ejU H$s dWm ~H$ mam H$s Om gH$Vr
h. Cnw$ loUr Ho$ CrXdma Omo AnZo d Ho$ IM na Eogm {ejU m H$aZo Ho$ BNw>H$ hm|, do Bg Ame H$s
gyMZm AmdoXZ n | Xo gH$Vo h. ZrMo {XE {ejU H|$ Ho$db gHo$V Ho$ {bE h. Hw$N> A{V[a$ H|$m| na {ejU
Ammo{OV H$aZo AWdm {ejU Ho$ {bE gy{MV Hw$N> H|$m| H$mo hQ>mZo H$m {ddoH$m{YH$ma ~H$ H$mo hmoJm. narjm-nyd
{ejU H$m MZ H$aZodmbo CrXdma AnZm nOrH$aU H$mH$ Ama nmgdS>/O {V{W XO H$aHo$ 07.09.2012
Ho$ ~mX {ejU Ho$ {bE AnZo ~wbmdm n S>mCZbmoS> H$a gH$Vo h.
AJbo n> na Omar...

{nN>bo n> go Omar...

~H$ H$m Zm
narjm-nyd {ejU Ho$
Eg~r~rOo
~rH$mZoa, CXnwa
Eg~rEM
{gH$Xam~mX, dmamJb, AmaJm~mX
Eg~rE
~Jbya, gya
Eg~rnr
MS>rJT>, n{Q>mbm
Eg~rQ>r
{VdZVnwa, EUmHw$b
14. narjm-nyd {ejU H$mH$ Ho$ {bE g~{YV narjm-nyd {ejU Ho$ na CnpWV hmoZo Ho$ {bE mm, ^moOZ, R>haZo
Am{X go g~{YV g^r CrXdma H$mo dhZ H$aZo hm|Jo.
15. AmdoXZ H$go H$a| AmZ-bmBZ AmdoXZ H$aZo Ho$ {bE {ZX}e (ZmoQ> CrXdma H$m AnZm dY B-ob nVm hmoZm Mm{hE
{Oggo Ch| B-ob mam ~wbmdm n/gmjmH$ma hoVw gyMZm {bZo | ghmVm hmoJr).
{dH$n I ewH$ H$m ^wJVmZ (Am$bmBZ)
i) ZrMo $moQ>moJm$ Ed hVmja Ho$ H$qZJ Ho$ {bE {XE {ZX}em| Ho$ AZwgma CrXdma gdW $moQ>moJm$ d hVmja
H$Z H$a b|.
ii) CrXdma ~H$ H$s do~gmBQ> www.statebankofindia.com m www.sbi.co.in na OmE Ed C{MV
AmZbmBZ AmdoXZ $n H$mo Imob|.
iii) CrXdmam| H$mo gbmh Xr OmVr h {H$ AmdoXZ \$m_ H$mo gmdYmZr go ^a|. `{X CrXdma EH$ gmW S>oQ>m (gyMZmE)
Zht ^a gHo$ Vmo dh ^ar Om MwH$s gyMZmE god H$a gH$Vo h. gyMZmE (S>oQ>m) god H$aZo na {gQ>_ mam AWmB
a{OQ>oeZ Z~a Ama nmgdS> OoZaoQ> {H$`m OmEJm Omo H$sZ na {S>bo hmoJm. CrXdma Bg a{OQ>oeZ Z~a Ama
nmgdS> H$mo {bI b|. `h a{OQ>oeZ Z~a Ama nmgdS> `moJ H$aHo$ dh god {H$E S>oQ>m H$mo dmng Imob gH$Vo h Ama
O$ar hmo Vmo Cgo gemo{YV H$a gH$Vo h. `h gw{dYm {g\$ VrZ ~ma CnbY h. AmdoXZ H$mo nyar Vah ^aZo Ho$ ~mX
CrXdma \$m_ H$mo g~{_Q> (O_m) H$a gH$Vm h. {\$a CrXdma, {gQ>_ OoZaoQ>oS> \$sg ^wJVmZ MmbmZ H$m VwaV
qQ> AmCQ> b|. BgHo$ ~mX H$moB ^r gemoYZ/n[adVZ _m` Zht hmoJm. Bg MaU na a{OQ>oeZ AWmr h.
iv) ewH$ ^wJVmZ nOrZ {V{W Ho$ ~mX Xgao H$m{Xdg go ewH$ ^wJVmZ drH$ma {H$m OmoJm Ama VrZ H$m{Xdg Ho$
AXa ^maVr Q>oQ> ~H$ H$r {H$gr ^r emIm | ewH$ H$m ^wJVmZ {H$m Om gH$Vm h. ewH$ Om H$aZo hoVw {gQ>
go Vma MmbmZ hr moJ | bmm OmoJm. Ogo hr ewH$ H$m ^wJVmZ {H$m OmEJm, dgo hr nOrH$aU {H$m nyU hmo
OmEJr.
v) ewH$ ^wJVmZ H$s {V{W go VrZ H$m {Xdg ~mX CrXdma nOrZ H$s nw{> B-ob/EgEEg mam m H$aoJm.
nOrZ nw{> m H$aZo hoVw, H$nm ghr mo~mBb gm Ed B-ob nVm ^aZm gw{ZpMV H$a b|.
vi) \$sg ^wJVmZ Ho$ VrZ {XZ ~mX O_m {H$E AmdoXZ Ho$ gmW \$sg {ddaU H$mo arqQ> H$aZo H$m ^r CrXdma Ho$ nmg
mdYmZ ahoJm. AmdoXZ \$m_ Ama \$sg agrX H$m qQ>AmCQ> CrXdma AnZo nmg aI|. gmjmH$ma Ho$ {bE ~wbmE
OmZo na Bgo O_m H$amZm hmoJm.
{dH$n II ewH$ ^wJVmZ (AmZbmBZ)
i) CrXdma D$na {dH$n-1 Ho$ (i) go (iii) VH$ Ho$ {ZX}em| H$m AZwnmbZ H$a|.
ii) AmdoXZ n | ^ao {ddaU ghr h, h gw{ZpMV H$aZo Ho$ ~mX CrXdmam| H$mo H$sZ na CnbY {ZX}em| Ho$ AZwgma,
AmdoXZ n Ho$ gmW gpdV no|Q> JoQ>do Ho$ m go ^wJVmZ H$aZm hmoJm. CgHo$ ~mX H$^r ^r n[adVZ/gemoYZ
H$s AZw{V Zhr Xr OmEJr.
iii) H$sZ na mJr Om ahr OmZH$mar XoVo hE mQ>a/drgm S>o{~Q>/Ho${S>Q> H$mS> m BQ>aZoQ> ~qH$J H$m moJ H$a ewH$
H$m ^wJVmZ {H$m Om gH$Vm h. AmZ-bmBZ ^wJVmZ hoVw boZXoZ CrXdmam| mam dhZ {H$m OmoJm.
iv) g$bVmnydH $ ^wJVmZ nyU hmoZo na, B-agrX Ed AmdoXZ n Vma hmoJm {OgH$m {Q>AmCQ> AnZo [aH$mS> hoVw bo b|.
v) {X AmZ-bmBZ boZXoZ (Transaction) g$bVmnydH$ nyU Zht hmoVm h, Vmo H$nm nwZ nOrH$aU H$a| Ama
AmZ-bmBZ ^wJVmZ H$a|.
CrXdma mam ~H$ H$mo AmdoXZ \$m_ ^oOZo H$s O$aV Zht h.
15A $moQ>moJm$ Ama hVmja Ho$ H${ZJ Ho$ {bE {ZX}e
AmZbmBZ AmdoXZ H$aZo go nhbo CrXdma H$mo AZwbZH$-I | {XE JE {deof {ddaUm| Ho$ AZwgma AnZo $moQ>moJm$ Ed
hVmja H$mo H$Z ({S>{OQ>b) H$aZm hmoJm.
16 O~ VH$ AmnH$m $moQ>mo Ama hVmja {ZYm[aV {d{Y go AnbmoS> Zht hmoJm V~ VH$ AmnHo$ AmZbmBZ AmdoXZ H$m nOrH$aU
Zht hmoJm.
H$nm mZ X|
H$) AJa $moQ>moJm$ | Moham m hVmja n> Zht h, Vmo CrXdma H$m AmdoXZ AdrH$ma hmo gH$Vm h.
I) CrXdma H$mo gbmh Xr OmVr h {H$ dh nOrH$aU {H$m nyar H$aZo go nhbo {H$m go {Z{V AmdoXZ H$m qQ>
AmCQ> bo b|.
J) AJa $moQ>moJm$ m hVmja An> hmo, Vmo CrXdma AmdoXZ H$mo E{S>Q> H$a| Ama $moQ>mo VWm hVmja nwZ
AnbmoS> H$a|. VWm{n, gemoYZ gw{dYm VrZ ~ma VH$ gr{V ahoJr Ogm nyd | CboI {H$m Jm h.
K) CrXdma AnZo AmdoXZ H$m qQ> AmCQ> Ama ewH$ ^wJVmZ agrX AnZo [aH$mS> Ho$ {bE aI|.
L>) CrXdma H$mo ~wbmdm n Ho$ gmW $moQ>mo nhMmZ mUn Ogo nmgnmoQ>/nZH$mS>/S>mBqdJ bmBg|g/VXmVm
nhMmZ n/y{ZH$ AmBS>|{Q>{$Ho$eZ H$mS> (AmYma)/{d{YdV AZwm{UV $moQ>mo bJm hAm ~H$ nmg~wH$/Hy$b
m H$mbO
o /amOn{V A{YH$mar mam Omar nhMmZ n, yb $n | VWm CgH$s d gm{nV $moQ>mo {V gmW bmZr
Mm{hE. nhMmZ mUn H$s $moQ>mo{V H$mo ~wbmdm n Ama yb ^wJVmZ agrX Ho$ gmW narjm hmb | ndojH$m| H$mo
gmnZm hmoJm, Eogm Zhr H$aZo na Cgo narjm | ~R>Zo H$s AZw{V Zht Xr OmEJr.
17. H$XmMma Ho$ g~Y | Xmofr nmE OmZo dmbo CrXdmam| Ho$ {d H$madmB
CrXdmam| H$mo MoVmdZr Xr OmVr h {H$ AmdoXZ $m ^aVo g do H$moB ^r Eogr OmZH$mar VwV Z H$a| Omo JbV hmo,
{Ogo VmoS>m>-amoS>m Jm hmo, JT>m Jm hmo AWdm do {H$gr ^r hdnyU OmZH$mar H$mo Z {N>nmE.
{b{IV narjm/gmjmH$ma Ho$ g {X H$moB CrXdma (i) narjm Ho$ XmamZ AZw{MV gmYZm| H$m moJ H$aVm h m
(ii) N>X {$ ~ZH$a m N>X {$ mam narjm XoVm h m (iii) narjm hmb | Xdhma H$aVm h m Zn (AWdm
CgH$m H$moB ^mJ) Cma nwpVH$m H$mo narjm hmb go ~mha bo OmVm h m (iv) CrXdma Ho$ $n | AnZo MZ hoVw {H$gr
A{Z{V m AZw{MV gmYZ H$m Aml boVm h m (v) AnZr CrXdmar Ho$ g~Y | {H$gr ^r AZw{MV gmYZ H$s
ghmVm boVm h, Vmo Eogo CrXdma Ho$ {d H$mZyZr H$mdmhr Vmo hmoJr hr, gmW hr
H$) {Og narjm | ^mJ bo aho hm|Jo, Cg| Cgo Amo Kmo{fV H$a {Xm OmEJm.

I) ^maVr Q>oQ> ~H$, H$manmoaoQ> Ho$, w~B Ho$ Ho$r ^Vu Ed nXmo{V {d^mJ mam gMm{bV ^Vu Ho$ {bE {H$gr
^r narjm go Wmr $n go m {H$gr {ZpMV Ad{Y Ho$ {bE d{MV H$a {Xm OmEJm.
mZ X| ~H$ g$nVm Ho$ nQ>Z H$s nhMmZ H$aZo Ho$ {bE narjm | ~R>o A CrXdmam| Ho$ Odm~m| Ho$ gmW {H$gr CrXdma
Ho$ Odm~m| H$m {dbofU H$aoJm. Eogo {dbofU Ho$ AmYma na {X h gXoh hmoVm h {H$ Cma Amng | {bmE JE h VWm m
AH$ dmV{dH$/dY Zht h, Vmo CgH$s CrXdmar H$mo a H$aZo H$m A{YH$ma ~H$ H$mo m hmoJm.
18. gmm gyMZm
i) Bg nX Ho$ {bE AmZ bmBZ AmdoXZ H$aVo g, AmdoXH$ H$mo h gw{ZpMV H$a boZm Mm{hE {H$ dh {Z{X> {V{W
H$mo Cnw$ C{b{IV nmVm Ed A mZXS>m| H$mo nyam H$aVm/H$aVr h Ama CgHo$ mam VwV {H$E JE {ddaU
g^r Vah go ghr h. ^Vu Ho$ {H$gr ^r MaU | h nVm bJZo na {H$ CrXdma nmVm g~Yr mZXS> nyam Zhr
H$aVm/H$aVr h VWm/AWdm CgZo PyR>m/JbV {ddaU {Xm h m hdnyU OmZH$mar (OmZH$m[am) {N>nmB h,
Vmo CgH$s CrXdmar a H$a Xr OmEJr. BZ| go {H$gr H$r H$m nVm {X CgH$s {Zw{$ Ho$ ~mX bJVm h, Vmo
Cgo godm go VH$mb {ZH$mb {Xm OmEJm.
ii) CrXdmam| H$mo CZHo$ {hV _| gbmh Xr OmVr h {H$ dh \$sg O_m H$amZo Ho$ {bE A{V_ {V{W H$s Vrjm {H$E
~Ja Cggo H$m\$s nhbo hr AmZbmBZ AmdoXZ H$a X| Vm{H$ BQ>aZoQ> na A`{YH$ bmoS> `m do~gmBQ> Om_ Ho$ H$maU
do~gmBQ> H$mo bmJ AmZ _| ZmH$m_r/Aj_Vm/ {S>H$ZoeZ H$s AmeH$m go ~Mm Om gHo$.
iii) Cnamo$ H$maUm| `m Eg~rAmB Ho$ {Z`U go nao A` {H$gr ^r H$maU go A{V_ {V{W go nhbo CrXdma mam
AnZo AmdoXZ Z O_m H$am nmZo Ho$ {bE Eg~rAmB CmaXm`r Zht hmoJm.
iv) CrXdmam| H$mo gbmh Xr OmVr h {H$ do AnZm AmZ bmBZ nOrH$aU d H$a|.
v) CrXdmam| H$m MZ wV {b{IV narjm Ed gmjmH$ma Ho$ AmYma na {H$m OmEJm. Ohm ^r AmdH$ gPm
OmEJm, ~H$ H$mo {H$gr ^r nX Ho$ {bE H$meb narjm/H$moB A narjm Ammo{OV H$aZo g~Yr {ZU boZo H$m
A{YH$ma hmoJm VWm ~H$ Ho$ nmg AnZo {ddoH$m{YH$ma go {H$gr ^r Ho$ H$mo OmoS>Zo m {H$gr Ho$ H$mo hQ>mZo H$m
A{YH$ma gwa{jV h.
vi) {b{IV narjm Ho$ {bE doe nyar Vah go AZpV hmoJm Ama BgHo$ {bE CrXdma H$s Amw/ej{UH$ moVm/
loUr (AOm/AOOm/nrS>yS>r/EgEg) Am{X go g~{YV XVmdoOm| H$s OmM Zht H$s OmEJr.
vii) gmjmH$ma Ho$ {bE ~wbmE OmZo dmbo CrXdmam| H$mo Amw/moVm/loUr Am{X go g~{YV XVmdoO gmjmH$ma Ho$
g VwV H$aZo hm|Jo. AZw. Om{V/AZw. OZOm{V/A {nN>S>o dJ Ho$ $n | AmajU H$s mJ H$aZo dmbo
CrXdma H$mo Om{V mUn {ZYm[aV m$n | Ama gj m{YH$mar go m H$aZm hmoJm {Og| CrXdma H$s
Om{V, Cg A{Y{Z/AmXoe H$m {OgHo$ AVJV dh Om{V Eggr/EgQ>r/Amo~rgr Ho$ $n | drH$ma H$s JB h.
Ama Cg Jmd/H$~m {OgH$m CrXdma yb {Zdmgr h, CgH$m CboI {H$m hAm hmoZm Mm{hE.
viii) Amo~rgr Ho$ $n | AmajU H$s mJ H$aZo dmbo CrXdma H$mo {ZYm[aV $n | Bg ~mV H$s KmofUm XoZr hmoJr {H$
{XZmH$ 13.08.2012 H$mo dh {H$r boa go g~{YV Zht h. Ja-{H$r boa Cn~Y dmbm Amo~rgr mUn
01.04.2012 go 31.03.2013 H$s Ad{Y Ho$ XmamZ Omar {H$m hAm hmoZm Mm{hE.
ix) Omo CrXdma gaH$mar/AY-gaH$mar/gmdO{ZH$ CnH$m| | H$maV h, {Og| am>rH$V ~H$ Ama {dmr
gWmE em{b h, Ch| AnZo {Zmo$m go AZmn{m mUn m H$a gmjmH$ma Ho$ g VwV H$aZm hmoJm.
Eogm Z H$aZo na CgH$s CrXdmar na {dMma Zht hmoJm Ama CrXdma H$mo mm ^mm {X AWm drH$m hmo,
Vmo Zht {Xm OmEJm.
x) {H$gr ^r CrXdma H$mo H$byboQ>a, mo~mBb, noOa Am{X CnH$aUm| H$mo narjm hmb | bo OmZo H$s AZw{V Zht
hmoJr.
xi) CrXdmam| H$mo {b{IV narjm Ho$ Cma gmm AJoOr Zn H$mo N>moS>H$a qhXr m AJoOr | {bIZo H$m {dH$n
CnbY h.
xii) CrXdmam| H$mo {b{IV narjm Ama gmmmH$ma Ho$ {bE AnZo IM} go CnpWV hmoZm hmoJm. gmjmH$ma Ho$ {bE
~wbmE JE AOm/AOOm/nrS>yS>r CrXdmam| H$mo ZOXrH$s mJ go {Vr loUr aob Ama ~g H$m AmZo-OmZo H$m
{H$amm {Xm OmEJm. ~eV} do AnZo mm H$m mU VwV H$a| (aob/~g {Q>H$Q>/agrX Am{X.).
xiii) ~H$ H$s AmdH$VmAm| Ho$ AZwgma M{ZV CrXdmam| H$s {Zw{$ CgHo$ emar[aH$ $n go gj hmoZo Ho$ AYrZ
hmoJr. h {Zw{$ ~H$ H$s godm eVm] Ama {Zm| Ho$ AYrZ ^r hmoJr.
xiv) Zo ^Vu hmoZo dmbo CrXdmam| | mH}$qQ>J Ho$ {bE ghO d{m hmoZr Mm{hE Ama Ch| JmhH$m| go gnH$ H$aZm
hmoJm VWm ~H$ n[aga Ho$ AXa VWm ~mha ~qH$J godmE, gbmhH$mar godmE VWm nana {~H$s CnmX Am{X XmZ
H$aZm hmoJm. H$mm] | JhZ ~mhar mm em{b hmoJr. AmdH$Vm Ho$ AmYma na bMrbm H$mamo~ma g VWm
nm[am| | H$m hmo gH$Vm h.
xv) nmVm, {b{IV narjm H$m gMmbZ, A OmM, gmjmH$ma, MZ go g~{YV g^r mbm| | ~H$ Ho$ {ZU A{V
Ama g^r CrXdmam| na ~m hm|Jo. Bg ~mao | ~H$ {H$gr ^r nmMma m {VdoXZ na {dMma Zht H$aoJm.
xvi) Bg {dkmnZ VWm/AWdm Bggo g~{YV AmdoXZ nm| go CnZ {H$gr Xmdo/{ddmX Ho$ mbo | H$moB ^r H$mZyZr
H$mdmhr Ho$db w~B | hr MbmB OmEJr. Ho$db w~B Ho$ mmb/mm{YH$aU/M Ho$ A{YH$ma jo | BZ
mbm|/{ddmXm| H$s gwZdmB hmoJr.
xvii)M{ZV CrXdma {Zw{$ Ho$ g bmJy godm {Zm| Ama eVm] Ho$ AYrZ hm|Jo.
xviii )mo~mBb $moZ, noOa, H$byboQ>a m Eogo A CnH$aUm| H$m CnmoJ
narjm n[aga | doe go nyd CrXdma {ZZ ~mVm| H$m AZwnmbZ gw{ZpMV H$a b|.
H$) Ohm narjm Ammo{OV H$s Jr h Cg n[aga | mo~mBb $moZ, noOg m H$moB ^r gMma CnH$aU bmZo H$s
AZw{V Zht h. BZ gyMZmAm| H$m nmbZ Z H$aZodmbo CrXdmam| H$s CrXdmar a H$a Xr OmEJr
Ama ^{dH$mbrZ narmmAm| | em{b hmoZo H$s AZw{V Z {bZo Ho$ gmW CZ na AZwemg{ZH$ H$madmB ^r
H$s OmoJr.
I) CrXdmam| H$mo CZHo$ {hV | h gyMZm Xr OmVr h {H$ do mo~mBb $moZ/noOg Ogr {Z{f dVwE narjm
n[aga | Z bmE m|{H$ BZ MrOm| Ho$ gwa{jV aIaImd H$m AmdmgZ Zht {Xm m gH$Vm.
J) CrXdmam| H$mo narjm n[aga | H$byboQ>a bmZo m CgH$m CnmoJ H$aZo H$s AZw{V Zht h.
xix) {b{IV narmm Ho$ {bE doe nyar Vah AZpV hmoJm. CrXdmam| H$mo doe n Omar H$aZo m go h gm{~V
Zht hmoVm h {H$ Bggo CZH$s CrXdmar H$mo ~H$ Zo A{V $n go AZw{V Xo Xr h.
{H$gr ^r H$ma H$s {g$m[ae H$mo AmoVm mZm OmEJm.
w~B 400 021
{XZmH$ 25.07.2012

hm~YH$
(grAmanrS>r)
~H$ wU g~Yr {H$gr ^r w{Q> Ho$ {bE CmaXmr Zht hmoJm.

m$n - E
H$mw$/godm{ZdV H$_Mm[a`m| Ho$ {bE bmJy _mU-n H$m \$m_

m$n - ~r
godmaV H$_Mmar Ho$ _mU-n hoVw \$m_

`h _m{UV {H$`m OmVm h {H$ H$.....................aH$.................Zm_...............................................{OZH$s

O_{V{W.................. h, Zo WbgoZm/ZmgoZm/dm`w goZm _|.................go................VH$ AnZr godmE XmZ H$s h.
2.
dh g` godmAm| go H$mw$ hE h:
% H$) AgmB_|Q> nyam hmoZo na, naVw {ZZ H$maUm| go Zht
(i) ~ImVJr mam, `m
(ii) Xw`dhma `m AH$m`Hw$ebVm Ho$ H$maU godm go AbJ H$aZo na, `m
(iii) CZHo$ d` Ho$ AmJh na, bo{H$Z AnZr n|eZ A{OV {H$E {~Zm, `m
(iv) Eogr [abrO b{~V ahZo VH$ dh [aOd H$mo WmZmV[aV Zht {H$m Jm h.
% I) g` godm Ho$ H$maU emar[aH$ {dH$bmJVm Ho$ H$maU.
% J) g` godm Ho$ H$_ go H$_ nmM df _| aIZo Ho$ ~mX Ae$Vm na
3.
Cgo ^yVnyd g{ZH$ (H|$r` {g{db godmAm| Ama nXm| _| nwZ:{Z`w{$) {Z`_, 1979, `Wm g_`-g_` na
gemo{YV, H$s n[a^mfm Ho$ AVJV em{b {H$m Jm h.

(CZ godmaV H$_Mm[a`m| Ho$ {bE bmJy Omo EH$ df _| H$mw$ hmoZodmbo h)

WmZ:
{XZmH$:
% bmJy Z hmo dh namJm\$ H$mQ> X|.

`h _m{UV {H$`m OmVm h {H$, H$................... aH$.............Zm_.................... WbgoZm/ZmgoZm/dm`wgoZm

_|............................go godmaV h.
2. dh AgmB_|Q> H$s {Z{X> Ad{Y nyar hmoZo na H$mw$/godm{Zdm hmo OmEJo.
3. CZHo$ {d H$moB AZwemgZm_H$ _m_bm ~H$mm Zht h.

WmZ:
{XZmH$:

gj_ m{YH$mar Ho$ hVmja, Zm_ Ama nXZm**

_wha

gj_ m{YH$mar Ho$ hVmja, Zm_ Ama nXZm**

_wha
AJbo n> na Omar...

{nN>bo n> go Omar...

m$n- gr
EH$ df _| H$mw$ hmoZodmbo godmaV ge ~b H$_Mmar mam {Xm OmZo dmbm enWn

m$n- S>r
AnZm Ama{^H$ AgmB_|Q> nyam H$a MwHo$ Ama {dVm[aV AgmB_|Q> na H$m`aV
BgrAmo/EgEggrAmo Ho$ {bE bmJy _mU-n H$m \$m_

(1) _ `h OmZVm h {H$, Bg AmdoXZ-n go g~{YV ^Vu/narjm Ho$ AmYma na M`{ZV hmoZo na, _oar {Z`w{$,
{Z`w{$H$Vm m{YH$mar H$mo gVmofOZH$ XVmdoOr _mU VwV H$aZo Ho$ AYrZ hmoJr, {H$ _ ge ~bm| go
`h _m{UV {H$`m OmVm h {H$, H$..................aH$..................... Zm_......................................... {OZH$s
~H$m`Xm H$mw$/godm{Zdm/godm_w$ h Ama _ ^yVnyd g{ZH$ (H|$r` {g{db godmAm| Ama nXm| _| nwZ:{Z`w{$)
O_{V{W..................... h,............................ go WbgoZm/ZmgoZm/dm`wgoZm _| godmaV h.
{Z`_, 1979, `Wm g_`-g_` na gemo{YV, H$s n[a^mfm Ho$ AVJV _m` bm^m| Ho$ {bE nm h.
2. dh............... H$mo AnZm nmM df H$m Ama{^H$ AgmB_|Q> nyam H$a MwHo$ h Ama.................. VH$ {dVm[aV
(2) _ `h ^r OmZVm h {H$ Bg narjm _| em{b {H$E JE ^Vu Ho$ g~Y _| ^yVnyd g{ZH$m| Ho$ {bE Ama{jV [a$
AgmB_|Q> na h.
nX Ho$ {bE Cg pW{V _| {Z`w{$ H$m nm Zht ahJm O~ Eogr {Z`w{$ go nhbo H$^r ^r _Zo, ^yVnyd g{ZH$m| Ho$
3. {g{db amoOJma Ho$ {bE CZHo$ AmdoXZ H$aZo na h_| H$moB Amn{m Zht h Ama M`{ZV hmoZo na {Z`w{$ Vmd
{bE _m` [a$nXm| Ho$ AmajU H$s [a`m`V H$m bm^ boH$a {g{db nj (gmdO{ZH$ jo Ho$ CnH$_, dm`memgr
m hmoZo H$s {V{W go Ch| VrZ _mh H$s gyMZm _| H$mw$ H$a {Xm OmEJm.
{ZH$m`/dYm{ZH$ {ZH$m`, am>r`H$V ~H$ Am{X) | H$moB amoOJma m H$a {b`m hmo.
WmZ:
WmZ:
gj_ m{YH$mar Ho$ hVmja, Zm_ Ama nXZm**
{XZmH$:
C_rXdma Ho$ hVmja d Zm_
{XZmH$:
_wha
** Am`w _| [a`m`V m H$aZo Ho$ {bE ge ~bm| H$mo _mU-n Omar H$aZo hoVw {ZZ{b{IV gj m{YH$mar h:
(A) BgrAmo/EgEggrAmo g{hV H${_eS> A{YH$m[a`m| Ho$ mbo _|: WbgoZm: {_{bQ>r goHo$Q>ar ~mM, WbgoZm _w`mb`, ZB {Xbr; ZmgoZm: H$m{_H$ {ZXoemb`, ZmgoZm _w`mb`, ZB {Xbr; dm`wgoZm: H$m{_H$ A{YH$m[a`m| H$m {ZXoemb`, dm`wgoZm
_w`mb`, ZB {Xbr.
(~) OogrAmo/AmoAma Ama ZmgoZm VWm dm`wgoZm Ho$ g_H$j nXm| Ho$ {bE: WbgoZm: {d{^ ao{O_|Q> [aH$mS> H$m`mb`m| mam; ZmgoZm: ~rE~rEg, _w~B; dm`wgoZm: dm`wgoZm [aH$mS>g, ZB {Xbr

AZwbZH$ I
(i) $moQ>moJm$ BoO
$moQ>moJm$ nmgnmoQ> AmH$ma H$m aJrZ Ama ZdrZV hmoZm Mm{hE.
hH$s {deofH$a doV nmd^y{ w$ aJrZ $moQ>moJm$.
$moQ>moJm$ Ho$ g H$ao H$s {Xem | VZmda{hV grYm Moham aI|.
AJa $moQ>moJm$ {XZ Ho$ H$me | hmo, Vmo gyaO {Vm Ho$ nrN>o hmo m Amn AnZo Amn H$mo N>mm | aIo Vm{H$ Amn
H$s AmIo N>moQ>r Z bJ| Ama A H$moB N>mm H$m AmdaU Cg na Zm hmo.
AJa AmnH$mo be BVomb H$aZm hmo, Vmo Cg na "aoS>-AmB" Z hmo.
AJa Amn EoZH$ H$m moJ H$aVo h, Vmo dhm H$me namdVZ Z hmo Ama AmnH$s AmIo n> ZOa AmE.
Q>mo{nm, hQ>m Ama H$mbm Mm drH$ma Zht hmoJm. Ym{H$ H$maUm| go nJS>r Ogo d H$s AZw{V h ~eV} Cggo
AmnH$m Moham Z T>Ho$.
n[amn 200 x 230 {ngob (A{YmZV)
$mBb H$s gmBO 20 Ho$~r - 50 Ho$~r Ho$ ~rM
h gw{ZpMV H$a| {H$ H$Z {H$o hE $moQ>moJm$ H$s gmBO 50 Ho$~r go A{YH$ Z hmo. AJa $mBb H$s gmBO 50
Ho$~r go A{YH$ h, Vmo H$Za Ho$ goqQ>J H$m gmmoOZ H$a| Ogo{H$ S>rnrAmB [agmoyeZ, aJm| H$s gm Am{X.
(ii) hVmja BoO
AmdoXH$ go$X H$mJO na H$mbr mhr Ho$ noZ go hVmja H$a|.
hVmja Ho$db AmdoXH$ H$m hmo, A {H$gr H$m Zht.
hVmja H$m CnmoJ hmb {Q>H$Q> na VWm A AmdH$ OJh | hmoJm.
AJa narjm Ho$ g AmdoXH$ H$m Cma nwpVH$m na {H$m Jm hVmja hmb {Q>H$Q> Ho$ hVmja go ob Zht
ImVm h, Vmo AmdoXH$ H$mo Anm gPm OmEJm.
n[amn 140 x 60 {ngob (A{YmZV)
$mBb H$s gmBO 10 Ho$~r - 20 Ho$~r Ho$ ~rM hmo.
h gw{ZpMV H$a| {H$ H$Z H$s hB BoO H$s gmBO 20 Ho$~r go A{YH$ Z hmo.

$moQ>moJm$ Ama hVmja H$r H$qZJ

H$Za H$m [aOmoyeZ yZV 200 S>rnrAmB (S>mQ>g na BM) na aI|
aJ H$mo ghr aJ Ho$ {bE goQ> H$a|.
D$na {Z{X> {H$E AZwgma $mBb H$m gmBO aI|.
$moQ>moJm$/hVmja Ho$ AZwgma H$Za H$s BoO H$mo aI|, AnbmoS> E{S>Q>a go A{V gmBO H$s $moQ>moJm$ ~ZmE.
(Ogo{H$ D$na {Z{X> {H$m Jm h.)
BoO $mBb OonrOr m OonrBOr $maQ> | hmo. CXmhaU Ho$ {bE $mBb H$m Zm BoO 01. OonrOr m BoO
01. OonrBOr. BoO H$m AmH$ma $moS>a $mBb {bpQ>J go m mD$g H$mo $mBb BoO AmBH$mZ na KwmZo go
AmOmm OmoJm.
Eogo CrXdma Omo EEg qdS>moO/EEg Am{$g H$m CnmoJ H$aVo h Ama E Eg nQ> m EEg Am{$g ZoOa
BVomb H$aZo go 50 Ho$~r Ama 20 Ho$~r Wmon[a AmgmZr go $moQ>mo Ama hVmja OonrBOr $maQ> | m H$a gH$Vo
h. $mBb oZy | god EO {dH$n boH$a {H$gr ^r $maQ> | H$Z {H$E JE $moQ>moJm$ Ama hVmja OonrOr $maQ> |
god {H$m Om gH$Vm h. H$mn H$m BVomb H$aHo$ $moQ>mo H$s gmBO 50 Ho$~r go Ama hVmja H$s gmBO 20 Ho$~r go H$
VH$ KQ>mB Om gH$Vr h. CgHo$ nMmV BoO oZy | nwZ gmBO goQ> H$a| (H$nm {ngob gmBO Ho$ {bE q~Xw (1) Ama
(2) XoI|). Bgr Vah Ho$ {dH$n A $moQ>mo E{S>Q>a | ^r CnbY h.
AJa $mBb gmBO Ama $maQ> {ZYm[aV H$ma Ho$ Zht h, Vmo w{Q> H$m gXoe {XImB XoJm.
AmZ bmBZ AmdoXZ ^aVo g CrXdma H$mo AnZm $moQ>moJm$ VWm hVmja AnbmoS> H$aZo Ho$ {bE EH$ qbH$
CnbY hmoJm.
$moQ>moJm$ Ama hVmja AnbmoS> H$aZo H$s H$m{d{Y
i) $moQ>mo Ama hVmja AnbmoS> H$aZo Ho$ {bE Xmo AbJ-AbJ qbH$ hmoJm.
ii) AnbmoS> $moQ>moJm$/hVmja Ho$ g~{YV qbH$ na pbH$ H$a|.
iii) Ohm na H$Z {H$E hE $moQ>moJm$/hVmja $mBb god H$s JB h, Cg WmZ H$mo ~mCO H$a M{ZV H$a|.
vi) pbH$ H$aHo$ $mBb M{ZV H$a|.
v) "AnbmoS>" ~Q>Z pbH$ H$a|.
Adfactors 139