Smart Money Financial Coaching

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Crystal: Smart Money Financial Coaching

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Get the tools to achieve your Financial Goals

"Crystal has given me the tools and accountability to help me with my financial goals." I love hearing these words! My passion is to help you gain financial freedom and sleep better at night. Schedule your free call!

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Should I Stay or Should I Go?

In the past couple of months… Have you found yourself taking a peek at job boards? Are you quietly updating your LinkedIn profile and your resume? Are you starting to feel that maybe you shouldn’t quiet quit, but really quit😂 Since your work life can have such a dramatic impact on your finances, I want to share my top five factors to consider if you are looking to switch jobs. Click Link to Read On!

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Do you need help to Manage your Finances?

As a financial coach, I don't just help people put together their budgets. I help them to navigate all areas where money intersects with their life! Job changes, cash flow planning, financial preparation for emergencies, retirement planning, risk management, etc. together we plan for all these areas! If you need help to take charge of your money and your life then use the link below to schedule a free call today.

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So what exactly does a Financial Coach Do?

“So just what exactly does a Financial Coach do?” Many people think that it is simply putting together a budget, but that’s just where we start. We navigate all areas where money intersects with your life–job changes, cash flow planning, financial preparation for emergencies, retirement planning, risk management, etc. Go Behind-the-Scenes and see the other top questions I receive at Smart Money Financial Coaching.

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Soccer Games For Kids

Revive Your Finances

Is your current financial situation in need of revival? Then schedule a free call with me! I help to bring new life to your dying finances. Check out this review from my client and then use the link in the bio to schedule your call.

Saving For Retirement

About Money

How do I teach my kids about money?

This week we are going behind the scenes a bit at Smart Money Financial Coaching! On the blog today, I am pulling back the curtain to answer some of the most frequently asked questions I receive. This includes–how I teach my kids about money, how to start saving for retirement when you are older, and what you need to be thinking about after you master the budget!

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Small Business Finance

Are you getting a Tax Bill?

It is this time of year when small business owners across the country hear from their accountants whether they will receive a refund (YAY!) or a bill (BOO!). With the pandemic and a new president, there have been a number of changes that require compliance from small business owners in the past 4 years. So if you did receive a tax bill this year for your small business, you should read my latest article so that you won’t have sticker shock next year!

a woman with glasses and a quote about teaching people to manage their money well and meet their goals is my passion

Feeling Frustrated

Married Couples

My passion is to help you!

Allow me to re-introduce myself! I am Crystal Williams, owner of Smart Money Financial Coaching. For four years, I have had the privilege to guide women and married couples to the best practices in money management. Whether it's the best strategies or the accountability that I provide through coaching, my clients go from feeling frustrated and broke, to being in the driver’s seat with their finances. I am so glad you are here! If there is a topic you would like for me to cover, send me a DM!

Fixed Expenses

Don't Procrastinate

Make A Decision

Don't Procrastinate

The one thing that every client has in common is that they made a decision to change what they are doing. What is the opposite? Avoiding. Stalling. Delaying. Procrastinating. I could talk about savings rates, budgets and ways to drive down fixed expenses, but the truth is that if you haven’t made the decision to change, it is unlikely that you will find yourself in a different position. If you are ready to make a decision to change your finances, send me a message! I would love to cheer you on!

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Are your thoughts holding you back?

Do you have thoughts like these: "I'm not good with money." "I don't make enough money to budget. "Everyone has debt." "I don't make enough money to save." "I'll never pay off my student loans." "I'll always have a car payment." "I'm too old to start saving for retirement." John Acuff calls these looping thoughts “Soundtracks.” These “Soundtracks” prevent so many people from even showing up at the starting line. You need to silence these soundtracks with action! Let’s have a quick call.

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Student loan forgiveness

We're turning 4!

Years ago, after figuring out how to structure our family’s finances, and the joy that came with that financial peace, I had the idea to become a coach to help others with their finances. The only problem was “I am an introvert!” I took a leap of faith. I became a financial coach so that my skills could help to transform the lives of others. 🥳I am so honored to share that this month, Smart Money Financial Coaching turns 4!🥳I have helped to change over 80 families across the Country.!

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Let's Plan Together For 2023

Reminder: If you are considering Financial Coaching for 2023, make sure to book your free consultation by Saturday at midnight. If you do this, your onboarding fee ($150) will be waived! Sign up Today at:

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Happy Holidays!

🎄 From our family to yours, I want to take a minute to wish you the very HAPPIEST of Holidays!! I want to say a special thank you to my wonderful clients who inspire me every day with your triumphs and positive attitude! It is truly the greatest pleasure in life to be able to make a positive impact through finances. I hope you have a wonderful holiday season and an abundant New Year! -Crystal

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Recession Ahead

Just a quick reminder that you are Strong… Stronger than a potential Recession. Stronger than crazy Inflation. Stronger than rising Interest Rates. You are strong. With your money. With your family. With your future. And I am honored that you would look to me for guidance and planning. If you need more support, please “DM” me and let’s have a chat.

Debt Forgiveness

Student Loan Forgiveness

Loan Forgiveness

Debt Relief

Student Loan Forgiveness

🚨Do you have Student Loans and want to apply for the One-Time Forgiveness Plan? 🚨 In the last week of September, the eligibility changes and now over 700,000 borrowers are no longer eligible. Want to know if you still qualify? Check out my latest article (link in bio) to see the latest rules. Some are VERY time sensitive, so you will want to apply ASAP!