The New Horizons of Global Financial Literacy

Dear Colleagues,

To foster a broad and inclusive dialogue, we must delve into a diverse range of topics related to financial literacy. Among the subjects that can be explored, we highlight financial education, which includes methods and pedagogical approaches to teaching finance, the impact of financial education on different age groups, and the development of financial education curricula in schools and universities. Financial behaviour is also a relevant field, encompassing consumer psychology and financial decision-making, saving and investment behaviour, and factors influencing personal debt management.

Another topic of great interest is technology and finance, where we invite papers on the influence of fintech on financial literacy, the use of digital applications and tools for personal financial management, and the implications of blockchain and cryptocurrencies for financial literacy. Financial planning is equally important, covering retirement planning, family financial management, and investment strategies for different risk profiles.

Financial inclusion is essential for understanding access to financial services in underserved populations, the role of microfinance in improving financial literacy, and financial inclusion programmes in different countries. Behavioural economics offers a valuable perspective on heuristics and biases in financial decision-making, behavioural interventions to improve financial management, and case studies in behavioural economics applied to personal finance.

Public policy and regulation are crucial for evaluating the impact of public policies on the financial literacy of the population, the effectiveness of government financial education programmes, and the role of regulation in consumer protection. In the context of entrepreneurship and financial literacy, we seek studies on finance for entrepreneurs and small businesses, financial training for startups, and alternative forms of financing, such as crowdfunding.

The social and cultural impact of financial literacy is also another relevant topic, covering cultural differences in financial literacy, comparative studies between different countries or regions, and the relationship between financial literacy and economic inequality. Finally, the psychosocial aspects of financial literacy address financial stress and mental health, the influence of financial literacy on individual and family well-being, and the importance of social support networks in financial education.

Another important point is the impact that artificial intelligence may have on the proliferation of financial literacy, contributing to the dissemination of financial inclusion. Given that different levels of education and disparate age groups can influence financial knowledge, an individual financial literacy plan can help reduce fraud and increase security.

With this call for papers, we hope to create a vibrant and interdisciplinary forum that enriches the knowledge and practice of financial literacy. We eagerly await your submissions and contributions to this Special Issue.

Prof. Dr. Fernando Oliveira Tavares
Dr. Luís António Gomes de Almeida
Dr. Manuel Carlos Nogueira
Guest Editors

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• behavioral economics
• cryptocurrency
• debt
• digital financial literacy
• entrepreneurship and financial literacy
• finance
• financial behavior
• financial distress
• financial education
• financial fragility
• financial inclusion
• financial literacy
• financial literacy using artificial intelligence
• financial planning
• financial resilience
• financial technology
• financial wellbeing
• fraud detection using artificial intelligence
• household finance
• household saving
• individual investors
• investment decision-making
• investment decisions
• investment experience
• measuring financial literacy
• pension
• psychosocial aspects of financial literacy
• retirement
• retirement income adequacy
• social and cultural impact of financial literacy
• technology and finance