Apparently the truth in advertising laws have finally caught up to filmmakers, since after the Loch Ness-set opening scene, the rest of the movie moves to Lake Superior. That's certainly beyond Loch Ness. Though in both of those locations, it's obvious that, if you know even a little bit about geography, that the location the filmmakers used for both Loch Ness and Lake Superior looks NOTHING like how those locations look in real life.
That's just one of the problems I had with this movie. But first, is there anything of merit in the movie? Well, I thought that for a cheap Canadian movie, the CGI used was above average. In fact, the CGI creatures actually look better that the animatronics built for when there are close-ups of the creatures. (I never thought I would say that about a movie.) Also, there is some serviceable splatter here and there.
But the biggest problems I had with the movie center around this fact: You will have seen all of this before. For examples, the characters. We have the mysterious stranger who comes to town, we have the arrogant rich jerk who has it in for the youthful protagonist for no apparent reason, etc. etc. All the monster hunting and fighting, you will have seen it all before. Maybe, just maybe, if this was all directed with some spark and injecting a little originality now and then, it could have been a pleasant display of the familiar. But everything seems very tired, and you'll feel just as tired by the end of the movie.
Certainly not a movie to pay to see. Even if it's free and it's raining outside, you'd be better off going out for a walk in the rain.