Original Show Notes:Being Frugal   CJ Cato is the founder of the blog Vow Of Practicality. Located in Austin, Texas he has a background as a financial analyst and a grant writer. Welcome CJ! [2:16] Tell us a bit about yourself ·       Lives in Austin, Texas ·       Married with 2 boys [3:8] What is the biggest money mistake you have ever made? ·       Co- owned a gym ·       Life style creep [7:35] Where did the idea for your blog, Vow of Practicality come from? ·       Saw how hard people can live in other countries ·       Family on street story ·       Wanted to put happiness into perspective [11:12] What is your favorite blog post? ·       Most popular posts have characters ·       Imaginary characters are interviewed [12:33] What advice would you give someone who is trying to pay off debt? ·       You have to have a plan Sponsors [15:19] Chain of Wealth – Ready to learn to master debt? We’ve got a free guide that will help you get out of debt and master your finances. If you’re enjoying this podcast, don’t forget to subscribe, rate and review! Value Link Round (VLR) [15:56] Why do you think people fail at reaching their dreams? ·       Because they are afraid of failing [18:6] What is your favorite quote? ·       “You don’t have to be great to get started, but you have to start to be great.” -Les Brown [18:55] Do you have any other podcasts or books to recommend? ·       Books: Richest man in Babylon ·       Podcasts: Side Hustle Nation, BaldThoughts.com, Personal Profitability [20:59] How can listeners reach you? ·       Vowofpracticality.com ·       Twitter [21:19] Any last advice? ·       A life without perusing your dreams isn’t really a life. ·       Go after your dreams Support this podcast at — https://app.redcircle.com/shows/11f32da4-3081-471f-bf51-ea341b89ab1d/tip