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    Your Money, Your Rules
    Your Money, Your Rules
    Your Money, Your Rules
    Ebook72 pages38 minutes

    Your Money, Your Rules

    By Teresa Villaruz

    ()

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    About this ebook

    Embark on a transformative journey towards financial empowerment with "Your Money, Your Rules: A Step-by-Step Guide to Becoming Your Own Bank." In a world where financial literacy is often overlooked, this book addresses the misconception that you control your money, when in reality, the banks do - and we've been gladly handing them the power to

    LanguageEnglish
    PublisherAmazon Direct Publishing
    Release dateFeb 16, 2024
    ISBN9781963247480
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      Book preview

      Your Money, Your Rules - Teresa Villaruz

      Your Money, Your Rules

      A Step-by-Step Guide to Becoming Your Own Bank

      Teresa Villaruz

      Copyright © Teresa Villaruz 2023

      All Rights Reserved

      All rights reserved. No part of this publication may be reproduced, distributed, or transmitted in any form or by any means, including photocopying, recording, or other electronic or mechanical methods, without the author's prior written permission, except in the case of brief quotations embodied in critical reviews and certain other non-commercial uses permitted by copyright law. For permission requests, please get in touch with the author.

      Contents

      Dedications

      Acknowledgments

      Preface

      Introduction

      Chapter 1 Who Controls Your Money

      Chapter 2 What is a Bank-Owned Life Insurance (BOLI) Policy?

      Chapter 3 Why the Ultra-Wealthy Have Life Insurance

      Chapter 4 How Money Flows

      Chapter 5 Understanding the Concept

      Chapter 6 Why Life Insurance is the Tool of Choice for IBC

      Chapter 7 The Dual Growth Strategy of Infinite Banking

      Chapter 8 Why Doesn’t Everyone Become Their Own Bank

      Chapter 9 Real Life Examples Of IBC Clients

      Chapter 10 Famous Entrepreneurs Who Used BYOB For  Their Businesses

      Chapter 11 Creating Your Personal Banking System

      Chapter 12 Advanced Tips to Consider

      Conclusion

      Epilogue

      Call to Action

      Dedications

      To my husband and best friend, Dustin, I thank you for being an amazing partner, for supporting me, taking care of me, and being there for me, especially when I needed lifting the most. I love you.

      To my daughter, Hayden, I am forever grateful that God has blessed us with a wonderful, kind, bright child. I love you more than you can ever imagine.

      To my mother, Tess, who has given up everything to provide for me and my siblings. A mother who gives and gives and gives and asks for nothing back. You are my hero! I love you.

      To my in-laws, Emelda and Bill, who contributed to my growth. You treated me as if I were your own child and helped guide me to become the person I am today. I love you both.

      Acknowledgments

      The LORD has told us what is good. What he requires of us is this: to do what is just, to show constant love, and to live in humble fellowship with our God.

      - Micah 6:8

      First and foremost, I would like to acknowledge our creator - our heavenly father - for challenging me, for qualifying me, and finally giving me my calling.

      I would like to acknowledge the extraordinary debt I owe to my supportive and loving family. I wouldn’t be where I am if it wasn’t for their encouragement to push myself to my limits.

      A huge thank you to my caring husband, Dustin, who has been there with and for me through my challenging cancer treatments and healing journey… and through the ups and downs of life, really.

      To my daughter, Hayden, who has been my inspiration and the living proof that God blesses us with what we need. You have made me into a mother who will stop at nothing to share the abundance with the world and hopefully become a model that you could be proud of.

      To my dear friends who have dedicated some of their precious time to help me with this book, Nelson Toriano, Anna Glenn, and Han Nguyen. Thank you, thank you, thank you.

      To my aunties, Marie Cabanilla and MJ Alipio, who have dedicated time, energy, and mentorship to help me grow my life and annuity business.

      From the bottom of my heart, I thank you all!

      Preface

      When

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