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    Health Insurance
    Health Insurance
    Health Insurance
    Ebook33 pages57 minutes

    Health Insurance

    By IntroBooks Team

    ()

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    About this ebook

    Unlike other developed countries, the United States does not
    have a universal health coverage system. Today, every
    American must purchase their health insurance, and most
    Americans get coverage through their employers. A good
    portion of the population, however, search directly private
    companies that offer different health insurance plans.
    The members of these private plans, and regular payments,
    sometimes also have to pay part of the cost of their treatment
    before the insurer reimburses all or part their medical expenses.
    The type of service, as well as the amount reimbursed, varies
    according to plan.
     
    In 2004, almost 46 million Americans had no health insurance.
    Spending on health care can be very high, and even the cost
    of the most basic health insurance increases continuously.
    Consequently, the monthly increase as well. Employers usually
    take most health insurance expenses, but even so policyholders
    are paying more and more every year.
    For what you're paying exactly? Where will your monthly
    payment if you do not get sick or not the doctor? What do
    you do if you are not working or are self-employed? What is
    the difference between the various options for existing plans?
    This lot of information about health plans, payment contribution,
    franchises is enough to make your head spin.
    In this article, we analyze the main types of health plans and
    explain their differences. Keep in mind that there are always
    variations between individual plans, but at least we will give you
    some advantage in selecting the right plan for you.

    LanguageEnglish
    PublisherIntroBooks
    Release dateNov 10, 2019
    ISBN9781393480143

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      Book preview

      Health Insurance - IntroBooks Team

      HEALTH

      INSURANCE

      IntroBooks #172

      readintrobooks.com

      Copyright © 2016 Can Akdeniz

      All rights reserved.

      DESCRIPTION

      Unlike other developed countries, the United States does not have a universal health coverage system. Today, every American must purchase their health insurance, and most Americans get coverage through their employers. A good portion of the population, however, search directly private companies that offer different health insurance plans.

      The members of these private plans, and regular payments, sometimes also have to pay part of the cost of their treatment before the insurer reimburses all or part their medical expenses. The type of service, as well as the amount reimbursed, varies according to plan.

      In 2004, almost 46 million Americans had no health insurance. Spending on health care can be very high, and even the cost of the most basic health insurance increases continuously. Consequently, the monthly increase as well. Employers usually take most health insurance expenses, but even so policyholders are paying more and more every year.

      For what you're paying exactly? Where will your monthly payment if you do not get sick or not the doctor? What do you do if you are not working or are self-employed? What is the difference between the various options for existing plans? This lot of information about health plans, payment contribution, franchises is enough to make your head spin.

      In this article, we analyze the main types of health plans and explain their differences. Keep in mind that there are always variations between individual plans, but at least we will give you some advantage in selecting the right plan for you.

      INTRODUCTION

      The increasing technological advances in the diagnosis and treatment evidenced in recent decades has dramatically increased the cost of health care for citizens. The contributions of employees with corporate insurance-health increased four times faster than wages and now cost double that recorded for nine years.

      The United States as a whole spent about $ 2.2 trillion on health care in 2007 to 16.2% of gross domestic product (GDP) and almost twice the average of other OECD

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