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    Identity Theft – Don’t Be The Next Victim!
    Identity Theft – Don’t Be The Next Victim!
    Identity Theft – Don’t Be The Next Victim!
    Ebook181 pages2 hours

    Identity Theft – Don’t Be The Next Victim!

    By Jeannine Hill

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    About this ebook

    Everybody needs to enhance his or her awareness of identity theft, a sophisticated crime of the Internet age. How can you safeguard your precious identity? The eBook, “Identity Theft – Don’t Be The Next Victim,” presents a number of tips that can prevent you from losing a lot of money. From this 130+ page eBook, you can learn how to protect your personal data from possible identity thieves.

    These Are Some Of The Tips You Will Find In The Book :

    * Defining Identity Theft
    * How Does Identity Theft Happen?
    * All The Different Methods Of Identity Theft
    * Are You Safe From Identity Theft?
    * Why Is Identity Theft Protection So Important?
    * What Is Identity Theft Protection?
    * ID Theft Scams
    * Put An End To Criminal Identity Theft
    * What Are The Effects Of Identity Theft On An Organization?
    * How To Prevent Identity Theft
    * Identity Theft Protection: What To Do Now
    * Identity Theft Protection: What To Know And Do
    * How Did It Happen To Me?
    * Identity Theft Protection: Protecting Your Own Way
    * How To Avoid Identity Theft: Keeping Your Financial Records Safe
    * How Can I Prevent Having My Identity Stolen?
    * Fifteen Easy Solutions To Avoid Being A Victim Of Identity Theft
    * What Can I Do To Prevent Identity Theft Before It Happens?
    * Ways On Preventing Identity Theft
    * How To Avoid Becoming A Victim Of Identity Theft?
    * Avoid Becoming Another Hopeless Victim Of Bank Identity Theft
    * Ways To Protect Yourself From Computer Identity Theft
    * Not Being One Of Those Listed In The History Of Identity Theft Crimes
    * Nine Ways To Prevent Identity Theft
    * 9 Steps To Prevent Commercial Identity Theft
    * 22 Tips For Identity Theft Prevention
    * Learn How to Prevent Identity Theft
    * 12 Steps To Avoid Identity Theft With Your Stolen Checks
    * Nine Ways To Combat Identity Theft
    * ID Theft Protection - How You Can Protect Yourself
    * Steps To Prevent Identity Theft
    * Identity Theft Protection: What Not to Do
    * Credit Cards and Identity Theft Protection
    * Identity Theft Using Credit Card
    * Credit Reports and Identity Theft Protection
    * What Can I Do To Protect My Personal Credit?
    * 3 Ways To Protect Yourself, Your Reputation And Your Credit
    * Identity Theft Protection: Using Your Credit Report
    * Check Credit Report Regularly And Beware Of Identity Theft
    * What Is Identity Theft?
    * Occurrence and Prevention of Identity Theft
    * What Should I Look For On My Credit Report For Evidence Of Identity Theft?
    * Protect Your Credit With Identity Theft Shield
    * Identity Theft Protection And Being Safe Online
    * How To Prevent Identity Theft When Making Payments Online
    * Protecting Yourself From Identity Theft On The Web
    * Combating Online Identity Theft
    * Online Identity Theft Protection
    * Be Informed and Up-to-Date! Read Articles Concerning Identity Theft
    * Identity Theft Commercials
    * Identity Theft Videos
    * What To Do When Id Theft Occurs
    * Your Liability As A Victim Of Identity Theft
    * Identity Theft Protection: How To Get Help
    * Being An Identity Theft Victim Is Not Easy
    * How Can I Tell If Someone Is Using My Personal Financial Information Illegally?
    * Identity Theft Reporting - 7 Reasons Why You Should Use This
    * Fraud Alert - Take the Power out of Identity Thieves' hands
    * Get a Fraud Alert Placed On Your Credit Cards
    LanguageEnglish
    PublisherJeannine
    Release dateJun 30, 2018
    ISBN9788828347309
    Identity Theft – Don’t Be The Next Victim!

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      Book preview

      Identity Theft – Don’t Be The Next Victim! - Jeannine Hill

      Victim!

      Contents

      Defining Identity Theft ................................................................................................................................ 9

      How Does Identity Theft Happen?........................................................................................................... 11

      All The Different Methods Of Identity Theft............................................................................................ 12

      Are You Safe From Identity Theft?.......................................................................................................... 13

      Why Is Identity Theft Protection So Important?..................................................................................... 15

      What Is Identity Theft Protection?........................................................................................................... 16

      ID Theft Scams .......................................................................................................................................... 17

      Put An End To Criminal Identity Theft .................................................................................................... 19

      What Are The Effects Of Identity Theft On An Organization? .............................................................. 21

      How To Prevent Identity Theft ................................................................................................................. 23

      Identity Theft Protection: What To Do Now............................................................................................ 24

      Identity Theft Protection: What To Know And Do.................................................................................. 25

      How Did It Happen To Me?....................................................................................................................... 26

      Identity Theft Protection: Protecting Your Own Way ............................................................................ 27

      How To Avoid Identity Theft: Keeping Your Financial Records Safe .................................................. 28

      How Can I Prevent Having My Identity Stolen? ..................................................................................... 29

      Fifteen Easy Solutions To Avoid Being A Victim Of Identity Theft...................................................... 31

      What Can I Do To Prevent Identity Theft Before It Happens? .............................................................. 34

      Ways On Preventing Identity Theft ......................................................................................................... 36

      How To Avoid Becoming A Victim Of Identity Theft? ........................................................................... 40

      Avoid Becoming Another Hopeless Victim Of Bank Identity Theft ..................................................... 43

      Ways To Protect Yourself From Computer Identity Theft..................................................................... 45

      Not Being One Of Those Listed In The History Of Identity Theft Crimes............................................ 47

      Nine Ways To Prevent Identity Theft....................................................................................................... 49

      9 Steps To Prevent Commercial Identity Theft ...................................................................................... 51

      22 Tips For Identity Theft Prevention...................................................................................................... 53

      Learn How to Prevent Identity Theft ....................................................................................................... 55

      12 Steps To Avoid Identity Theft With Your Stolen Checks ................................................................. 57

      Nine Ways To Combat Identity Theft ...................................................................................................... 59

      ID Theft Protection - How You Can Protect Yourself ............................................................................ 62

      Steps To Prevent Identity Theft ............................................................................................................... 64

      Identity Theft Protection: What Not to Do .............................................................................................. 67

      Page 7 of 7

      Identity Theft – Don’t Be The Next Victim!

      Credit Cards and Identity Theft Protection............................................................................................. 68

      Identity Theft Using Credit Card .............................................................................................................. 70

      Credit Reports and Identity Theft Protection ......................................................................................... 74

      What Can I Do To Protect My Personal Credit? ..................................................................................... 76

      3 Ways To Protect Yourself, Your Reputation And Your Credit........................................................... 78

      Identity Theft Protection: Using Your Credit Report ............................................................................. 80

      Check Credit Report Regularly And Beware Of Identity Theft ............................................................. 81

      What Is Identity Theft?.............................................................................................................................. 83

      Occurrence and Prevention of Identity Theft ......................................................................................... 84

      What Should I Look For On My Credit Report For Evidence Of Identity Theft?................................. 86

      Protect Your Credit With Identity Theft Shield....................................................................................... 87

      Identity Theft Protection And Being Safe Online................................................................................... 89

      How To Prevent Identity Theft When Making Payments Online........................................................... 90

      Protecting Yourself From Identity Theft On The Web ........................................................................... 91

      Combating Online Identity Theft ............................................................................................................. 92

      Online Identity Theft Protection............................................................................................................... 94

      Be Informed and Up-to-Date! Read Articles Concerning Identity Theft .............................................. 96

      Identity Theft Commercials ...................................................................................................................... 98

      Identity Theft Videos............................................................................................................................... 100

      What To Do When Id Theft Occurs ........................................................................................................ 102

      Your Liability As A Victim Of Identity Theft.......................................................................................... 103

      Identity Theft Protection: How To Get Help.......................................................................................... 104

      Being An Identity Theft Victim Is Not Easy .......................................................................................... 106

      How Can I Tell If Someone Is Using My Personal Financial Information Illegally? ......................... 108

      Identity Theft Reporting - 7 Reasons Why You Should Use This ...................................................... 110

      Fraud Alert - Take the Power out of Identity Thieves' hands ............................................................. 112

      Get a Fraud Alert Placed On Your Credit Report ................................................................................. 113

      How To Report Identity Theft ................................................................................................................. 114

      Actual Identity Theft Victim Cases ........................................................................................................ 116

      The Moral Behind Every Identity Theft Stories .................................................................................... 117

      What Identity Theft Resource Centers Can Teach You....................................................................... 119

      Identity Theft And Assumption Deterrence Act: Basic Provisions You Need To Know.................. 122

      The Benefits Of Identity Theft Insurance.............................................................................................. 124

      Federal Law On Identity Theft................................................................................................................ 126

      Identity Theft Laws And The People ..................................................................................................... 128

      On Identity Theft Court Cases: Become More Aware Of Identity Theft............................................. 131

      Page 8 of 8

      Identity Theft – Don’t Be The Next Victim!

      Defining Identity Theft

      Suppose you get robbed as you walk down the street, trying to get to your house. Suddenly out

      of nowhere, a person runs right to you, knocks you over and makes off with your wallet or purse and before you really register in your brain what has happened, they are gone.

      Now what do you do? It is like a bad movie scene and it seems as if this type of crime will get worse and worse.

      Why that may be you ask?

      With this new technological age, thieves don’t have to rob a person face to face, nor rob a bank and other establishments. Why? Getting the person’s information in obtaining employment,

      credit and bank accounts and other ways to get money or credit, does this.

      This activity, called Identity Theft, is so common that it has already affected millions of victims in the United States and Canada. Over the past few years, news stories about it have been

      reported. These stories make people aware of the crime. Also, campaigns and laws have been

      pass to build up the public’s awareness as well as to combat the growing problem.

      In September 2003, the Federal Trade Commission said that people who become victims of

      identity theft spend an average of $1,400 and close to 200 hours just cleaning up the damage to their personal and financial character.

      The only catch is once this crime becomes more barefaced; the identity theft victim may spend

      more money and time just to clean up the issue. In terms of frustration, it’s going to cost more than anyone thinks or even knows.

      Should you be one of those unlucky ones that do not have the kind of money it would take to fix your credit record, you know what being a casualty of identity theft is all about. You know how you can become a victim and you know there are steps to fight against this terrible epidemic.

      How does identity theft work? It’s a crime which a person or group of persons use an

      individuals personal information. This means telephone number, name, phone card, credit card

      Page 9 of 9

      Identity Theft – Don’t Be The Next Victim!

      and social security number. It is done without the person’s knowledge for criminal acts. Acts

      typically range from financial fraud or purchasing consumer goods by using their credit. This will leave the person to pay the bill unless they can prove it was not them that got the credit.

      Typically, until they look on their credit report or try to get loans, they will not know anything is wrong.

      Although a serious crime, thieves, once they have the information, will commit at least eight

      different crimes in the victims’ name.

      * make purchases or order goods without the * intention to pay

      * apply for credit

      * open bank accounts

      * apply for loans

      * apply for government benefits

      * obtain cable or utility services using the another person’s (victim) name

      * forge checks or bank drafts

      * use victim’s accounts to obtain money through wire transfers using the victim's accounts

      * and other similar acts of fraud.

      Identity theft doesn’t just apply toward individuals but also businesses… this is especially true for those of medium and limited businesses. It happens when a person applies for goods under

      a business’ name.

      People need to be active in not becoming an identity theft victim and make sure that all private documents and data are protected and not given into the wrong hands. Only through these

      steps can be stop ourselves from being a victim. It is important people stop the thieves before they strike.

      Page 10 of 10

      Identity Theft – Don’t Be The Next Victim!

      How Does Identity Theft Happen?

      Understanding identity theft protection is something that you should do. When you find

      something on your credit report or on your credit card statement, you may think to yourself, how did that happen? But, what you need to know is what to do to make sure that it does not

      happen. When you take the time to do this, you will find yourself in a better understanding of

      what could happen to you. Then, you can make sure that you do not see anything shocking on

      your reports down the road.

      Identity theft happens in a number of ways. You don’t have to actually hand out your

      information to anyone in order to have this happen to you. In fact, most people are not in this situation. Those that have had this happen to them generally have had it done without their

      actual input. For example, they may be paying for a meal at a restaurant. They trustingly hand

      over their credit card to the server to pay for their meal. Then, they go on their merry way. Yet, the problem here is that the waitress may have had the time to go to the workstation, jotted

      down your information on your credit card and then been able to use this information to make

      charges to your credit card.

      Or, perhaps it was someone else that you handed your credit card information to. If you go in to talk to someone about having a home improvement project done and provide them with your

      address and then pay for an estimate, they instantly have everything that they need to use your credit card. Now, generally, it is not going to be the person that you hand your card over to, but perhaps it could be someone that is less than trustworthy working for them.

      Many people think that credit card identity theft only happens on the web. The fact of the matter is, though, that you do not have to have this happen to you in this way. You face the same risk of identity theft on the web as you do in that restaurant. Trust is something that almost always plays a role though. In any case, learning how to protect yourself from these cases is your

      ultimate goal. Be sure to know when to spot someone that could potentially have the

      opportunity to gather your information, such as in these examples.

      Page 11 of 11

      Identity Theft – Don’t Be The Next Victim!

      All The Different Methods Of Identity Theft

      Although there are many different methods that one can utilize to rip someone off in an identity theft type scam, there are really only two basic types of actual identity theft. The first of these is generally the easiest and most basic way for thieves to achieve their objective. An example of

      Account takeover is when a thief gets hold of your actual physical credit card, or perhaps just the card number and expiry date, using it to purchase services or products. This works out

      extremely well for the thief, as the credit card owner doesn't usually notice the additional

      purchases until they either receive their monthly statement in the mail or have attempted to use the card and found that it has reached the maximum limit allowed.

      The second type of identity theft is called Application fraud, or what is otherwise known as true name fraud. In order for a thief to be successful at application fraud, they must have access to a good deal of your personal information such as your Social Security Number (SSN), full name,

      address, place of work, salary, driver's license number, date of birth etc. Of course not all of these pieces of

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