Independent on Saturday

Financial planning for a special-needs child

RAISING a child is stressful and expensive – ask any parent. But raising a child with special needs is exponentially so. Schooling requirements are different, constant care might be required (often throughout the child’s life), medical bills are higher, and there’s the crippling fear of how your child will cope when you pass away.

Every child is different and every family set-up is different, but one thing that most parents in this

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