In banking activities, for example, the risk may occur in credit operations, when the bank might ... more In banking activities, for example, the risk may occur in credit operations, when the bank might not be able to recover its credits in due time or in accordance with the conditions laid down in loan contracts. Also, for a depositor of the bank, the risk may be associated with the possibility of no benefit-when and how he/she wants, from the money resources-deposited to the bank. In this case, the risk can be other interest rate apart from the originally anticipated one, the unfavourable evolution of the currency corresponding to the deposit account or even financial difficulties of the bank. Similar situations of financial risk may occur in different situations related to insurance, leasing, stock etc.
In banking activities, for example, the risk may occur in credit operations, when the bank might ... more In banking activities, for example, the risk may occur in credit operations, when the bank might not be able to recover its credits in due time or in accordance with the conditions laid down in loan contracts. Also, for a depositor of the bank, the risk may be associated with the possibility of no benefit-when and how he/she wants, from the money resources-deposited to the bank. In this case, the risk can be other interest rate apart from the originally anticipated one, the unfavourable evolution of the currency corresponding to the deposit account or even financial difficulties of the bank. Similar situations of financial risk may occur in different situations related to insurance, leasing, stock etc.
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