Tabelas - Simulacao - Financiamento de Apartamento

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FINANCIAMENTO PRICE

Taxa de juros 10.0% am


Prestações 4 meses
Meses Saldo Devedor Juro Amortização Prestação
0 10,000.00 - - - 0.792%
1 7,845.29 1,000.00 2,154.71 3,154.71 1.0076
2 5,475.11 784.53 2,370.18 3,154.71 0.759%
3 2,867.92 547.51 2,607.20 3,154.71
4 0.00 286.79 2,867.92 3,154.71
Total 2,618.83 10,000.00 12,618.83

FINANCIAMENTO PRICE

Taxa de juros 0.617% am


Prestações 360 meses
Meses Saldo Devedor Juro Amortização Prestação
0 180,000.00
1 179,863.81 1,110.53 136.19 1,246.72
2 179,726.78 1,109.69 137.03 1,246.72
3 179,588.91 1,108.85 137.87 1,246.72
4 179,450.19 1,107.99 138.72 1,246.72
5 179,310.61 1,107.14 139.58 1,246.72
6 179,170.17 1,106.28 140.44 1,246.72
7 179,028.86 1,105.41 141.31 1,246.72
8 178,886.68 1,104.54 142.18 1,246.72
9 178,743.63 1,103.66 143.06 1,246.72
10 178,599.69 1,102.78 143.94 1,246.72
11 178,454.86 1,101.89 144.83 1,246.72
12 178,309.14 1,101.00 145.72 1,246.72
13 178,162.52 1,100.10 146.62 1,246.72
14 178,015.00 1,099.19 147.52 1,246.72
15 177,866.56 1,098.28 148.43 1,246.72
16 177,717.21 1,097.37 149.35 1,246.72
17 177,566.94 1,096.45 150.27 1,246.72
18 177,415.74 1,095.52 151.20 1,246.72
19 177,263.61 1,094.59 152.13 1,246.72
20 177,110.54 1,093.65 153.07 1,246.72
21 176,956.53 1,092.70 154.01 1,246.72
22 176,801.56 1,091.75 154.96 1,246.72
23 176,645.64 1,090.80 155.92 1,246.72
24 176,488.76 1,089.84 156.88 1,246.72
25 176,330.91 1,088.87 157.85 1,246.72
26 176,172.08 1,087.89 158.82 1,246.72
27 176,012.28 1,086.91 159.80 1,246.72
28 175,851.49 1,085.93 160.79 1,246.72
29 175,689.71 1,084.94 161.78 1,246.72
30 175,526.93 1,083.94 162.78 1,246.72
31 175,363.14 1,082.93 163.78 1,246.72
32 175,198.35 1,081.92 164.80 1,246.72
33 175,032.54 1,080.91 165.81 1,246.72
34 174,865.70 1,079.88 166.83 1,246.72
35 174,697.84 1,078.85 167.86 1,246.72
36 174,528.94 1,077.82 168.90 1,246.72
37 174,359.00 1,076.78 169.94 1,246.72
38 174,188.01 1,075.73 170.99 1,246.72
39 174,015.96 1,074.67 172.05 1,246.72
40 173,842.85 1,073.61 173.11 1,246.72
41 173,668.68 1,072.54 174.17 1,246.72
42 173,493.43 1,071.47 175.25 1,246.72
43 173,317.10 1,070.39 176.33 1,246.72
44 173,139.68 1,069.30 177.42 1,246.72
45 172,961.17 1,068.21 178.51 1,246.72
46 172,781.55 1,067.10 179.61 1,246.72
47 172,600.83 1,066.00 180.72 1,246.72
48 172,418.99 1,064.88 181.84 1,246.72
Total 52,261.46 7,581.01 59,842.47

Elaborado p/ Prof. Breno de Campos


FINANCIAMENTO SAC
Taxa de juros 7.7% am
Prestações 4 meses
MesesSaldo Devedor Juro Amortização Prestação
0 30,890.62 - - -
1 23,167.97 2,366.22 7,722.66 10,088.88
2 15,445.31 1,774.67 7,722.66 9,497.32
3 7,722.66 1,183.11 7,722.66 8,905.77
4 0.00 591.56 7,722.66 8,314.21
Total 5,915.55 30,890.62 36,806.17

FINANCIAMENTO SAC

Taxa de juros 7.66% aa


Taxa de juros 0.617% am
Prestações 324 meses
MesesSaldo Devedor Juro Amortização Seguro Tx. Admin. Prestação
0 30,890.62
1 30,795.28 190.58 95.34 28.82 314.74
2 30,699.94 190.00 95.34 - 28.82 314.16
3 30,604.60 189.41 95.34 - 28.82 313.57
4 30,509.25 188.82 95.34 - 28.82 312.98
5 30,413.91 188.23 95.34 - 28.82 312.39
6 30,318.57 187.64 95.34 - 28.82 311.80
7 30,223.23 187.05 95.34 - 28.82 311.22
8 30,127.89 186.47 95.34 - 28.82 310.63
9 30,032.55 185.88 95.34 - 28.82 310.04
10 29,937.21 185.29 95.34 - 28.82 309.45
11 29,841.86 184.70 95.34 - 28.82 308.86
12 29,746.52 184.11 95.34 - 28.82 308.27
13 29,651.18 183.52 95.34 - 28.82 307.69
14 29,555.84 182.94 95.34 - 28.82 307.10
15 29,460.50 182.35 95.34 - 28.82 306.51
16 29,365.16 181.76 95.34 - 28.82 305.92
17 29,269.82 181.17 95.34 - 28.82 305.33
18 29,174.47 180.58 95.34 - 28.82 304.74
19 29,079.13 180.00 95.34 - 28.82 304.16
20 28,983.79 179.41 95.34 - 28.82 303.57
21 28,888.45 178.82 95.34 - 28.82 302.98
22 28,793.11 178.23 95.34 - 28.82 302.39
23 28,697.77 177.64 95.34 - 28.82 301.80
24 28,602.43 177.05 95.34 - 28.82 301.22
25 28,507.08 176.47 95.34 - 28.82 300.63
26 28,411.74 175.88 95.34 - 28.82 300.04
27 28,316.40 175.29 95.34 - 28.82 299.45
28 28,221.06 174.70 95.34 - 28.82 298.86
29 28,125.72 174.11 95.34 - 28.82 298.27
30 28,030.38 173.52 95.34 - 28.82 297.69
31 27,935.04 172.94 95.34 - 28.82 297.10
32 27,839.69 172.35 95.34 - 28.82 296.51
33 27,744.35 171.76 95.34 - 28.82 295.92
34 27,649.01 171.17 95.34 - 28.82 295.33
35 27,553.67 170.58 95.34 - 28.82 294.75
36 27,458.33 170.00 95.34 - 28.82 294.16
37 27,362.99 169.41 95.34 - 28.82 293.57
38 27,267.65 168.82 95.34 - 28.82 292.98
39 27,172.30 168.23 95.34 - 28.82 292.39
40 27,076.96 167.64 95.34 - 28.82 291.80
41 26,981.62 167.05 95.34 - 28.82 291.22
42 26,886.28 166.47 95.34 - 28.82 290.63
43 26,790.94 165.88 95.34 - 28.82 290.04
44 26,695.60 165.29 95.34 - 28.82 289.45
45 26,600.26 164.70 95.34 - 28.82 288.86
46 26,504.91 164.11 95.34 - 28.82 288.27
47 26,409.57 163.53 95.34 - 28.82 287.69
48 26,314.23 162.94 95.34 - 28.82 287.10
49 26,218.89 162.35 95.34 - 28.82 286.51
50 26,123.55 161.76 95.34 - 28.82 285.92
51 26,028.21 161.17 95.34 - 28.82 285.33
52 25,932.87 160.58 95.34 - 28.82 284.75
53 25,837.52 160.00 95.34 - 28.82 284.16
54 25,742.18 159.41 95.34 - 28.82 283.57
55 25,646.84 158.82 95.34 - 28.82 282.98
56 25,551.50 158.23 95.34 - 28.82 282.39
57 25,456.16 157.64 95.34 - 28.82 281.80
58 25,360.82 157.05 95.34 - 28.82 281.22
59 25,265.48 156.47 95.34 - 28.82 280.63
60 25,170.13 155.88 95.34 - 28.82 280.04
61 25,074.79 155.29 95.34 - 28.82 279.45
62 24,979.45 154.70 95.34 - 28.82 278.86
63 24,884.11 154.11 95.34 - 28.82 278.28
64 24,788.77 153.53 95.34 - 28.82 277.69
65 24,693.43 152.94 95.34 - 28.82 277.10
66 24,598.09 152.35 95.34 - 28.82 276.51
67 24,502.74 151.76 95.34 - 28.82 275.92
68 24,407.40 151.17 95.34 - 28.82 275.33
69 24,312.06 150.58 95.34 - 28.82 274.75
70 24,216.72 150.00 95.34 - 28.82 274.16
71 24,121.38 149.41 95.34 - 28.82 273.57
72 24,026.04 148.82 95.34 - 28.82 272.98
73 23,930.70 148.23 95.34 - 28.82 272.39
74 23,835.35 147.64 95.34 - 28.82 271.80
75 23,740.01 147.05 95.34 - 28.82 271.22
76 23,644.67 146.47 95.34 - 28.82 270.63
77 23,549.33 145.88 95.34 - 28.82 270.04
78 23,453.99 145.29 95.34 - 28.82 269.45
79 23,358.65 144.70 95.34 - 28.82 268.86
80 23,263.31 144.11 95.34 - 28.82 268.28
81 23,167.97 143.53 95.34 - 28.82 267.69
82 23,072.62 142.94 95.34 - 28.82 267.10
83 22,977.28 142.35 95.34 - 28.82 266.51
84 22,881.94 141.76 95.34 - 28.82 265.92
85 22,786.60 141.17 95.34 - 28.82 265.33
86 22,691.26 140.58 95.34 - 28.82 264.75
87 22,595.92 140.00 95.34 - 28.82 264.16
88 22,500.58 139.41 95.34 - 28.82 263.57
89 22,405.23 138.82 95.34 - 28.82 262.98
90 22,309.89 138.23 95.34 - 28.82 262.39
91 22,214.55 137.64 95.34 - 28.82 261.80
92 22,119.21 137.06 95.34 - 28.82 261.22
93 22,023.87 136.47 95.34 - 28.82 260.63
94 21,928.53 135.88 95.34 - 28.82 260.04
95 21,833.19 135.29 95.34 - 28.82 259.45
96 21,737.84 134.70 95.34 - 28.82 258.86
97 21,642.50 134.11 95.34 - 28.82 258.28
98 21,547.16 133.53 95.34 - 28.82 257.69
99 21,451.82 132.94 95.34 - 28.82 257.10
100 21,356.48 132.35 95.34 - 28.82 256.51
101 21,261.14 131.76 95.34 - 28.82 255.92
102 21,165.80 131.17 95.34 - 28.82 255.33
103 21,070.45 130.58 95.34 - 28.82 254.75
104 20,975.11 130.00 95.34 - 28.82 254.16
105 20,879.77 129.41 95.34 - 28.82 253.57
106 20,784.43 128.82 95.34 - 28.82 252.98
107 20,689.09 128.23 95.34 - 28.82 252.39
108 20,593.75 127.64 95.34 - 28.82 251.81
109 20,498.41 127.06 95.34 - 28.82 251.22
110 20,403.06 126.47 95.34 - 28.82 250.63
111 20,307.72 125.88 95.34 - 28.82 250.04
112 20,212.38 125.29 95.34 - 28.82 249.45
113 20,117.04 124.70 95.34 - 28.82 248.86
114 20,021.70 124.11 95.34 - 28.82 248.28
115 19,926.36 123.53 95.34 - 28.82 247.69
116 19,831.02 122.94 95.34 - 28.82 247.10
117 19,735.67 122.35 95.34 - 28.82 246.51
118 19,640.33 121.76 95.34 - 28.82 245.92
119 19,544.99 121.17 95.34 - 28.82 245.33
120 19,449.65 120.59 95.34 - 28.82 244.75
121 19,354.31 120.00 95.34 - 28.82 244.16
122 19,258.97 119.41 95.34 - 28.82 243.57
123 19,163.63 118.82 95.34 - 28.82 242.98
124 19,068.28 118.23 95.34 - 28.82 242.39
125 18,972.94 117.64 95.34 - 28.82 241.81
126 18,877.60 117.06 95.34 - 28.82 241.22
127 18,782.26 116.47 95.34 - 28.82 240.63
128 18,686.92 115.88 95.34 - 28.82 240.04
129 18,591.58 115.29 95.34 - 28.82 239.45
130 18,496.24 114.70 95.34 - 28.82 238.86
131 18,400.89 114.11 95.34 - 28.82 238.28
132 18,305.55 113.53 95.34 - 28.82 237.69
133 18,210.21 112.94 95.34 - 28.82 237.10
134 18,114.87 112.35 95.34 - 28.82 236.51
135 18,019.53 111.76 95.34 - 28.82 235.92
136 17,924.19 111.17 95.34 - 28.82 235.33
137 17,828.85 110.59 95.34 - 28.82 234.75
138 17,733.50 110.00 95.34 - 28.82 234.16
139 17,638.16 109.41 95.34 - 28.82 233.57
140 17,542.82 108.82 95.34 - 28.82 232.98
141 17,447.48 108.23 95.34 - 28.82 232.39
142 17,352.14 107.64 95.34 - 28.82 231.81
143 17,256.80 107.06 95.34 - 28.82 231.22
144 17,161.46 106.47 95.34 - 28.82 230.63
145 17,066.11 105.88 95.34 - 28.82 230.04
146 16,970.77 105.29 95.34 - 28.82 229.45
147 16,875.43 104.70 95.34 - 28.82 228.86
148 16,780.09 104.11 95.34 - 28.82 228.28
149 16,684.75 103.53 95.34 - 28.82 227.69
150 16,589.41 102.94 95.34 - 28.82 227.10
151 16,494.07 102.35 95.34 - 28.82 226.51
152 16,398.72 101.76 95.34 - 28.82 225.92
153 16,303.38 101.17 95.34 - 28.82 225.34
154 16,208.04 100.59 95.34 - 28.82 224.75
155 16,112.70 100.00 95.34 - 28.82 224.16
156 16,017.36 99.41 95.34 - 28.82 223.57
157 15,922.02 98.82 95.34 - 28.82 222.98
158 15,826.68 98.23 95.34 - 28.82 222.39
159 15,731.33 97.64 95.34 - 28.82 221.81
160 15,635.99 97.06 95.34 - 28.82 221.22
161 15,540.65 96.47 95.34 - 28.82 220.63
162 15,445.31 95.88 95.34 - 28.82 220.04
163 15,349.97 95.29 95.34 - 28.82 219.45
164 15,254.63 94.70 95.34 - 28.82 218.86
165 15,159.29 94.12 95.34 - 28.82 218.28
166 15,063.94 93.53 95.34 - 28.82 217.69
167 14,968.60 92.94 95.34 - 28.82 217.10
168 14,873.26 92.35 95.34 - 28.82 216.51
169 14,777.92 91.76 95.34 - 28.82 215.92
170 14,682.58 91.17 95.34 - 28.82 215.34
171 14,587.24 90.59 95.34 - 28.82 214.75
172 14,491.90 90.00 95.34 - 28.82 214.16
173 14,396.55 89.41 95.34 - 28.82 213.57
174 14,301.21 88.82 95.34 - 28.82 212.98
175 14,205.87 88.23 95.34 - 28.82 212.39
176 14,110.53 87.64 95.34 - 28.82 211.81
177 14,015.19 87.06 95.34 - 28.82 211.22
178 13,919.85 86.47 95.34 - 28.82 210.63
179 13,824.51 85.88 95.34 - 28.82 210.04
180 13,729.16 85.29 95.34 - 28.82 209.45
181 13,633.82 84.70 95.34 - 28.82 208.87
182 13,538.48 84.12 95.34 - 28.82 208.28
183 13,443.14 83.53 95.34 - 28.82 207.69
184 13,347.80 82.94 95.34 - 28.82 207.10
185 13,252.46 82.35 95.34 - 28.82 206.51
186 13,157.12 81.76 95.34 - 28.82 205.92
187 13,061.77 81.17 95.34 - 28.82 205.34
188 12,966.43 80.59 95.34 - 28.82 204.75
189 12,871.09 80.00 95.34 - 28.82 204.16
190 12,775.75 79.41 95.34 - 28.82 203.57
191 12,680.41 78.82 95.34 - 28.82 202.98
192 12,585.07 78.23 95.34 - 28.82 202.39
193 12,489.73 77.65 95.34 - 28.82 201.81
194 12,394.38 77.06 95.34 - 28.82 201.22
195 12,299.04 76.47 95.34 - 28.82 200.63
196 12,203.70 75.88 95.34 - 28.82 200.04
197 12,108.36 75.29 95.34 - 28.82 199.45
198 12,013.02 74.70 95.34 - 28.82 198.87
199 11,917.68 74.12 95.34 - 28.82 198.28
200 11,822.34 73.53 95.34 - 28.82 197.69
201 11,726.99 72.94 95.34 - 28.82 197.10
202 11,631.65 72.35 95.34 - 28.82 196.51
203 11,536.31 71.76 95.34 - 28.82 195.92
204 11,440.97 71.17 95.34 - 28.82 195.34
205 11,345.63 70.59 95.34 - 28.82 194.75
206 11,250.29 70.00 95.34 - 28.82 194.16
207 11,154.95 69.41 95.34 - 28.82 193.57
208 11,059.60 68.82 95.34 - 28.82 192.98
209 10,964.26 68.23 95.34 - 28.82 192.39
210 10,868.92 67.65 95.34 - 28.82 191.81
211 10,773.58 67.06 95.34 - 28.82 191.22
212 10,678.24 66.47 95.34 - 28.82 190.63
213 10,582.90 65.88 95.34 - 28.82 190.04
214 10,487.56 65.29 95.34 - 28.82 189.45
215 10,392.21 64.70 95.34 - 28.82 188.87
216 10,296.87 64.12 95.34 - 28.82 188.28
217 10,201.53 63.53 95.34 - 28.82 187.69
218 10,106.19 62.94 95.34 - 28.82 187.10
219 10,010.85 62.35 95.34 - 28.82 186.51
220 9,915.51 61.76 95.34 - 28.82 185.92
221 9,820.17 61.17 95.34 - 28.82 185.34
222 9,724.82 60.59 95.34 - 28.82 184.75
223 9,629.48 60.00 95.34 - 28.82 184.16
224 9,534.14 59.41 95.34 - 28.82 183.57
225 9,438.80 58.82 95.34 - 28.82 182.98
226 9,343.46 58.23 95.34 - 28.82 182.40
227 9,248.12 57.65 95.34 - 28.82 181.81
228 9,152.78 57.06 95.34 - 28.82 181.22
229 9,057.43 56.47 95.34 - 28.82 180.63
230 8,962.09 55.88 95.34 - 28.82 180.04
231 8,866.75 55.29 95.34 - 28.82 179.45
232 8,771.41 54.70 95.34 - 28.82 178.87
233 8,676.07 54.12 95.34 - 28.82 178.28
234 8,580.73 53.53 95.34 - 28.82 177.69
235 8,485.39 52.94 95.34 - 28.82 177.10
236 8,390.04 52.35 95.34 - 28.82 176.51
237 8,294.70 51.76 95.34 - 28.82 175.92
238 8,199.36 51.18 95.34 - 28.82 175.34
239 8,104.02 50.59 95.34 - 28.82 174.75
240 8,008.68 50.00 95.34 - 28.82 174.16
241 7,913.34 49.41 95.34 - 28.82 173.57
242 7,818.00 48.82 95.34 - 28.82 172.98
243 7,722.65 48.23 95.34 - 28.82 172.40
244 7,627.31 47.65 95.34 - 28.82 171.81
245 7,531.97 47.06 95.34 - 28.82 171.22
246 7,436.63 46.47 95.34 - 28.82 170.63
247 7,341.29 45.88 95.34 - 28.82 170.04
248 7,245.95 45.29 95.34 - 28.82 169.45
249 7,150.61 44.70 95.34 - 28.82 168.87
250 7,055.27 44.12 95.34 - 28.82 168.28
251 6,959.92 43.53 95.34 - 28.82 167.69
252 6,864.58 42.94 95.34 - 28.82 167.10
253 6,769.24 42.35 95.34 - 28.82 166.51
254 6,673.90 41.76 95.34 - 28.82 165.93
255 6,578.56 41.18 95.34 - 28.82 165.34
256 6,483.22 40.59 95.34 - 28.82 164.75
257 6,387.88 40.00 95.34 - 28.82 164.16
258 6,292.53 39.41 95.34 - 28.82 163.57
259 6,197.19 38.82 95.34 - 28.82 162.98
260 6,101.85 38.23 95.34 - 28.82 162.40
261 6,006.51 37.65 95.34 - 28.82 161.81
262 5,911.17 37.06 95.34 - 28.82 161.22
263 5,815.83 36.47 95.34 - 28.82 160.63
264 5,720.49 35.88 95.34 - 28.82 160.04
265 5,625.14 35.29 95.34 - 28.82 159.45
266 5,529.80 34.70 95.34 - 28.82 158.87
267 5,434.46 34.12 95.34 - 28.82 158.28
268 5,339.12 33.53 95.34 - 28.82 157.69
269 5,243.78 32.94 95.34 - 28.82 157.10
270 5,148.44 32.35 95.34 - 28.82 156.51
271 5,053.10 31.76 95.34 - 28.82 155.93
272 4,957.75 31.18 95.34 - 28.82 155.34
273 4,862.41 30.59 95.34 - 28.82 154.75
274 4,767.07 30.00 95.34 - 28.82 154.16
275 4,671.73 29.41 95.34 - 28.82 153.57
276 4,576.39 28.82 95.34 - 28.82 152.98
277 4,481.05 28.23 95.34 - 28.82 152.40
278 4,385.71 27.65 95.34 - 28.82 151.81
279 4,290.36 27.06 95.34 - 28.82 151.22
280 4,195.02 26.47 95.34 - 28.82 150.63
281 4,099.68 25.88 95.34 - 28.82 150.04
282 4,004.34 25.29 95.34 - 28.82 149.45
283 3,909.00 24.71 95.34 - 28.82 148.87
284 3,813.66 24.12 95.34 - 28.82 148.28
285 3,718.32 23.53 95.34 - 28.82 147.69
286 3,622.97 22.94 95.34 - 28.82 147.10
287 3,527.63 22.35 95.34 - 28.82 146.51
288 3,432.29 21.76 95.34 - 28.82 145.93
289 3,336.95 21.18 95.34 - 28.82 145.34
290 3,241.61 20.59 95.34 - 28.82 144.75
291 3,146.27 20.00 95.34 - 28.82 144.16
292 3,050.93 19.41 95.34 - 28.82 143.57
293 2,955.58 18.82 95.34 - 28.82 142.98
294 2,860.24 18.23 95.34 - 28.82 142.40
295 2,764.90 17.65 95.34 - 28.82 141.81
296 2,669.56 17.06 95.34 - 28.82 141.22
297 2,574.22 16.47 95.34 - 28.82 140.63
298 2,478.88 15.88 95.34 - 28.82 140.04
299 2,383.54 15.29 95.34 - 28.82 139.46
300 2,288.19 14.71 95.34 - 28.82 138.87
301 2,192.85 14.12 95.34 - 28.82 138.28
302 2,097.51 13.53 95.34 - 28.82 137.69
303 2,002.17 12.94 95.34 - 28.82 137.10
304 1,906.83 12.35 95.34 - 28.82 136.51
305 1,811.49 11.76 95.34 - 28.82 135.93
306 1,716.15 11.18 95.34 - 28.82 135.34
307 1,620.80 10.59 95.34 - 28.82 134.75
308 1,525.46 10.00 95.34 - 28.82 134.16
309 1,430.12 9.41 95.34 - 28.82 133.57
310 1,334.78 8.82 95.34 - 28.82 132.98
311 1,239.44 8.24 95.34 - 28.82 132.40
312 1,144.10 7.65 95.34 - 28.82 131.81
313 1,048.76 7.06 95.34 - 28.82 131.22
314 953.41 6.47 95.34 - 28.82 130.63
315 858.07 5.88 95.34 - 28.82 130.04
316 762.73 5.29 95.34 - 28.82 129.46
317 667.39 4.71 95.34 - 28.82 128.87
318 572.05 4.12 95.34 - 28.82 128.28
319 476.71 3.53 95.34 - 28.82 127.69
320 381.37 2.94 95.34 - 28.82 127.10
321 286.02 2.35 95.34 - 28.82 126.51
322 190.68 1.76 95.34 - 28.82 125.93
323 95.34 1.18 95.34 - 28.82 125.34
324 - 0.59 95.34 - 28.82 124.75
325 #DIV/0! - #DIV/0! - 28.82 #DIV/0!
326 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
327 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
328 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
329 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
330 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
331 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
332 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
333 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
334 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
335 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
336 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
337 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
338 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
339 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
340 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
341 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
342 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
343 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
344 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
345 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
346 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
347 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
348 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
349 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
350 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
351 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
352 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
353 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
354 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
355 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
356 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
357 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
358 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
359 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
360 #DIV/0! #DIV/0! #DIV/0! - 28.82 #DIV/0!
Total #DIV/0! #DIV/0! - 28.82 #DIV/0!

E labo rado p/ P rof. Breno d e Cam pos


FINANCIAMENTO SAM
Taxa de juros 10.0% am
Prestações 4 meses
Meses Saldo Devedor Juro Amortização Prestação
0 10,000.00 - - -
1 4,378.21 1,000.00 5,621.79 6,621.79
2 (1,509.99) 437.82 5,888.19 6,326.01
3 (7,691.22) (151.00) 6,181.24 6,030.24
4 (14,194.80) (769.12) 6,503.58 5,734.46
Total 517.70 24,194.80 24,712.50

FINANCIAMENTO SAM

Taxa de juros 0.617% am


Prestações 360 meses
Meses Saldo Devedor Juro Amortização Prestação
0 180,000.00
1 180,329.80 1,110.53 (329.80) 780.73
2 180,661.93 1,112.57 (332.13) 780.44
3 180,996.40 1,114.61 (334.47) 780.14
4 181,333.23 1,116.68 (336.83) 779.85
5 181,672.43 1,118.76 (339.20) 779.55
6 182,014.02 1,120.85 (341.59) 779.26
7 182,358.01 1,122.96 (343.99) 778.97
8 182,704.41 1,125.08 (346.41) 778.67
9 183,053.25 1,127.22 (348.84) 778.38
10 183,404.53 1,129.37 (351.28) 778.08
11 183,758.28 1,131.54 (353.75) 777.79
12 184,114.50 1,133.72 (356.22) 777.50
13 184,473.21 1,135.92 (358.71) 777.20
14 184,834.43 1,138.13 (361.22) 776.91
15 185,198.18 1,140.36 (363.74) 776.61
16 185,564.46 1,142.60 (366.28) 776.32
17 185,933.30 1,144.86 (368.84) 776.03
18 186,304.70 1,147.14 (371.41) 775.73
19 186,678.69 1,149.43 (373.99) 775.44
20 187,055.28 1,151.74 (376.59) 775.14
21 187,434.49 1,154.06 (379.21) 774.85
22 187,816.34 1,156.40 (381.84) 774.56
23 188,200.83 1,158.75 (384.49) 774.26
24 188,587.99 1,161.13 (387.16) 773.97
25 188,977.83 1,163.52 (389.84) 773.67
26 189,370.38 1,165.92 (392.54) 773.38
27 189,765.63 1,168.34 (395.26) 773.08
28 190,163.62 1,170.78 (397.99) 772.79
29 190,564.36 1,173.24 (400.74) 772.50
30 190,967.87 1,175.71 (403.51) 772.20
31 191,374.16 1,178.20 (406.29) 771.91
32 191,783.25 1,180.70 (409.09) 771.61
33 192,195.16 1,183.23 (411.91) 771.32
34 192,609.90 1,185.77 (414.74) 771.03
35 193,027.50 1,188.33 (417.60) 770.73
36 193,447.97 1,190.91 (420.47) 770.44
37 193,871.33 1,193.50 (423.36) 770.14
38 194,297.59 1,196.11 (426.26) 769.85
39 194,726.77 1,198.74 (429.19) 769.56
40 195,158.90 1,201.39 (432.13) 769.26
41 195,593.99 1,204.06 (435.09) 768.97
42 196,032.06 1,206.74 (438.07) 768.67
43 196,473.12 1,209.44 (441.06) 768.38
44 196,917.20 1,212.16 (444.08) 768.08
45 197,364.31 1,214.90 (447.11) 767.79
46 197,814.48 1,217.66 (450.17) 767.50
47 198,267.71 1,220.44 (453.24) 767.20
48 198,724.04 1,223.24 (456.33) 766.91
Total 55,867.39 (18,724.04) 37,143.35

Elaborado p/ Prof. Breno de Campos


FINANCIAMENTO SACRE

Taxa de juros 0.617% am


Prestações 48 meses
Meses Saldo Devedor Juro Amortização Prestação
0 48,000.00 - - -
1 47,000.00 296.14 1,000.00 1,296.14
2 45,993.83 289.97 1,006.17 1,296.14
3 44,981.45 283.76 1,012.38 1,296.14
4 43,962.83 277.52 1,018.62 1,296.14
5 42,937.92 271.23 1,024.91 1,296.14
6 41,906.69 264.91 1,031.23 1,296.14
7 40,869.10 258.55 1,037.59 1,296.14
8 39,825.10 252.15 1,043.99 1,296.14
9 38,774.67 245.71 1,050.44 1,296.14
10 37,717.75 239.22 1,056.92 1,296.14
11 36,654.31 232.70 1,063.44 1,296.14
12 35,584.31 226.14 1,070.00 1,296.14
13 34,595.86 219.54 988.45 1,207.99
14 33,601.31 213.44 994.55 1,207.99
15 32,600.62 207.31 1,000.69 1,207.99
16 31,593.76 201.13 1,006.86 1,207.99
17 30,580.69 194.92 1,013.07 1,207.99
18 29,561.36 188.67 1,019.32 1,207.99
19 28,535.75 182.38 1,025.61 1,207.99
20 27,503.81 176.05 1,031.94 1,207.99
21 26,465.50 169.69 1,038.31 1,207.99
22 25,420.79 163.28 1,044.71 1,207.99
23 24,369.63 156.84 1,051.16 1,207.99
24 23,311.99 150.35 1,057.64 1,207.99
25 22,340.66 143.83 971.33 1,115.16
26 21,363.33 137.83 977.33 1,115.16
27 20,379.98 131.80 983.36 1,115.16
28 19,390.55 125.74 989.42 1,115.16
29 18,395.03 119.63 995.53 1,115.16
30 17,393.36 113.49 1,001.67 1,115.16
31 16,385.51 107.31 1,007.85 1,115.16
32 15,371.44 101.09 1,014.07 1,115.16
33 14,351.12 94.84 1,020.32 1,115.16
34 13,324.50 88.54 1,026.62 1,115.16
35 12,291.55 82.21 1,032.95 1,115.16
36 11,252.23 75.83 1,039.32 1,115.16
37 10,314.54 69.42 937.69 1,007.11
38 9,371.07 63.64 943.47 1,007.11
39 8,421.78 57.82 949.29 1,007.11
40 7,466.63 51.96 955.15 1,007.11
41 6,505.59 46.07 961.04 1,007.11
42 5,538.62 40.14 966.97 1,007.11
43 4,565.68 34.17 972.94 1,007.11
44 3,586.74 28.17 978.94 1,007.11
45 2,601.76 22.13 984.98 1,007.11
46 1,610.71 16.05 991.06 1,007.11
47 - 9.94 1,610.71 1,620.65
48 - - - -
Total 7,123.26 48,000.00 55,123.26

Elaborado p/ Prof. Breno de Campos


SISTEMAS DE AMORTIZAÇÃO
50,000

45,000

40,000

35,000 PRICE
30,000
SAC
25,000 SAM
SACRE
20,000

15,000

10,000

5,000

-
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 4

PRICE SAC SAM


SACRE

Elaborado p/ Prof. Breno de Campos

PRICE SAC SAM SACRE


0 180,000.00 30,890.62 180,000.00 48,000.00
1 179,863.81 30,795.28 180,329.80 47,000.00
2 179,726.78 30,699.94 180,661.93 45,993.83
3 179,588.91 30,604.60 180,996.40 44,981.45
4 179,450.19 30,509.25 181,333.23 43,962.83
5 179,310.61 30,413.91 181,672.43 42,937.92
6 179,170.17 30,318.57 182,014.02 41,906.69
7 179,028.86 30,223.23 182,358.01 40,869.10
8 178,886.68 30,127.89 182,704.41 39,825.10
9 178,743.63 30,032.55 183,053.25 38,774.67
10 178,599.69 29,937.21 183,404.53 37,717.75
11 178,454.86 29,841.86 183,758.28 36,654.31
12 178,309.14 29,746.52 184,114.50 35,584.31
13 178,162.52 29,651.18 184,473.21 34,595.86
14 178,015.00 29,555.84 184,834.43 33,601.31
15 177,866.56 29,460.50 185,198.18 32,600.62
16 177,717.21 29,365.16 185,564.46 31,593.76
17 177,566.94 29,269.82 185,933.30 30,580.69
18 177,415.74 29,174.47 186,304.70 29,561.36
19 177,263.61 29,079.13 186,678.69 28,535.75
20 177,110.54 28,983.79 187,055.28 27,503.81
21 176,956.53 28,888.45 187,434.49 26,465.50
22 176,801.56 28,793.11 187,816.34 25,420.79
23 176,645.64 28,697.77 188,200.83 24,369.63
24 176,488.76 28,602.43 188,587.99 23,311.99
25 176,330.91 28,507.08 188,977.83 22,340.66
26 176,172.08 28,411.74 189,370.38 21,363.33
27 176,012.28 28,316.40 189,765.63 20,379.98
28 175,851.49 28,221.06 190,163.62 19,390.55
29 175,689.71 28,125.72 190,564.36 18,395.03
30 175,526.93 28,030.38 190,967.87 17,393.36
31 175,363.14 27,935.04 191,374.16 16,385.51
32 175,198.35 27,839.69 191,783.25 15,371.44
33 175,032.54 27,744.35 192,195.16 14,351.12
34 174,865.70 27,649.01 192,609.90 13,324.50
35 174,697.84 27,553.67 193,027.50 12,291.55
36 174,528.94 27,458.33 193,447.97 11,252.23
37 174,359.00 27,362.99 193,871.33 10,314.54
38 174,188.01 27,267.65 194,297.59 9,371.07
39 174,015.96 27,172.30 194,726.77 8,421.78
40 173,842.85 27,076.96 195,158.90 7,466.63
41 173,668.68 26,981.62 195,593.99 6,505.59
42 173,493.43 26,886.28 196,032.06 5,538.62
43 173,317.10 26,790.94 196,473.12 4,565.68
44 173,139.68 26,695.60 196,917.20 3,586.74
45 172,961.17 26,600.26 197,364.31 2,601.76
46 172,781.55 26,504.91 197,814.48 1,610.71
47 172,600.83 26,409.57 198,267.71 -
48 172,418.99 26,314.23 198,724.04 -
34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49
SISTEMA DE AMORTIZAÇÕES LIVRES

Taxa de juros 10.0% am


Prestações 4 meses
Meses Saldo Devedor Juro Amortização Prestação
0 10,000.00 - - -
1 11,000.00 1,000.00 (1,000.00) 0.00
2 8,100.00 1,100.00 2,900.00 4,000.00
3 5,910.00 810.00 2,190.00 3,000.00
4 0.00 591.00 5,910.00 6,501.00
Total 3,501.00 10,000.00 13,501.00

Elaborado p/ Prof. Breno de Campos


FINANCIAMENTO HABITACIONAL - PRICE

Taxa de juros 12.0% aa


1.0% am
Prestações 180 meses Indexador TR
Meses Saldo Dev. Juro Amortiz. Prestação Variação
0 40,000.00
1 39,919.93 400.00 80.07 480.07 0.20%
2 39,839.06 399.20 80.87 480.07 0.20%
3 39,757.39 398.39 81.68 480.07 0.20%
4 39,674.89 397.57 82.49 480.07 0.20%
5 39,591.58 396.75 83.32 480.07 0.20%
6 39,507.43 395.92 84.15 480.07 0.20%
7 39,422.43 395.07 84.99 480.07 0.20%
8 39,336.59 394.22 85.84 480.07 0.20%
9 39,249.89 393.37 86.70 480.07 0.20%
10 39,162.32 392.50 87.57 480.07 0.20%
11 39,073.88 391.62 88.44 480.07 0.20%
12 38,984.55 390.74 89.33 480.07 0.20%
13 38,894.33 389.85 90.22 480.07 0.20%
14 38,803.20 388.94 91.12 480.07 0.20%
15 38,711.17 388.03 92.04 480.07 0.20%
16 38,618.21 387.11 92.96 480.07 0.20%
17 38,524.33 386.18 93.89 480.07 0.20%
18 38,429.50 385.24 94.82 480.07 0.20%
19 38,333.73 384.30 95.77 480.07 0.20%
20 38,237.00 383.34 96.73 480.07 0.20%
21 38,139.30 382.37 97.70 480.07 0.20%
22 38,040.63 381.39 98.67 480.07 0.20%
23 37,940.97 380.41 99.66 480.07 0.20%
24 37,840.31 379.41 100.66 480.07 0.20%
25 37,738.65 378.40 101.66 480.07 0.20%
26 37,635.96 377.39 102.68 480.07 0.20%
27 37,532.26 376.36 103.71 480.07 0.20%
28 37,427.51 375.32 104.74 480.07 0.20%
29 37,321.72 374.28 105.79 480.07 0.20%
30 37,214.87 373.22 106.85 480.07 0.20%
31 37,106.95 372.15 107.92 480.07 0.20%
32 36,997.95 371.07 109.00 480.07 0.20%
33 36,887.87 369.98 110.09 480.07 0.20%
34 36,776.68 368.88 111.19 480.07 0.20%
35 36,664.38 367.77 112.30 480.07 0.20%
36 36,550.95 366.64 113.42 480.07 0.20%
37 36,436.40 365.51 114.56 480.07 0.20%
38 36,320.69 364.36 115.70 480.07 0.20%
39 36,203.83 363.21 116.86 480.07 0.20%
40 36,085.80 362.04 118.03 480.07 0.20%
41 35,966.59 360.86 119.21 480.07 0.20%
42 35,846.19 359.67 120.40 480.07 0.20%
43 35,724.59 358.46 121.61 480.07 0.20%
44 35,601.77 357.25 122.82 480.07 0.20%
45 35,477.72 356.02 124.05 480.07 0.20%
46 35,352.43 354.78 125.29 480.07 0.20%
47 35,225.88 353.52 126.54 480.07 0.20%
48 35,098.08 352.26 127.81 480.07 0.20%
49 34,968.99 350.98 129.09 480.07 0.20%
50 34,838.61 349.69 130.38 480.07 0.20%
51 34,706.93 348.39 131.68 480.07 0.20%
52 34,573.93 347.07 133.00 480.07 0.20%
53 34,439.60 345.74 134.33 480.07 0.20%
54 34,303.93 344.40 135.67 480.07 0.20%
55 34,166.91 343.04 137.03 480.07 0.20%
56 34,028.51 341.67 138.40 480.07 0.20%
57 33,888.73 340.29 139.78 480.07 0.20%
58 33,747.55 338.89 141.18 480.07 0.20%
59 33,604.95 337.48 142.59 480.07 0.20%
60 33,460.94 336.05 144.02 480.07 0.20%
61 33,315.48 334.61 145.46 480.07 0.20%
62 33,168.57 333.15 146.91 480.07 0.20%
63 33,020.18 331.69 148.38 480.07 0.20%
64 32,870.32 330.20 149.87 480.07 0.20%
65 32,718.95 328.70 151.36 480.07 0.20%
66 32,566.08 327.19 152.88 480.07 0.20%
67 32,411.67 325.66 154.41 480.07 0.20%
68 32,255.72 324.12 155.95 480.07 0.20%
69 32,098.21 322.56 157.51 480.07 0.20%
70 31,939.13 320.98 159.09 480.07 0.20%
71 31,778.45 319.39 160.68 480.07 0.20%
72 31,616.17 317.78 162.28 480.07 0.20%
73 31,452.26 316.16 163.91 480.07 0.20%
74 31,286.72 314.52 165.54 480.07 0.20%
75 31,119.52 312.87 167.20 480.07 0.20%
76 30,950.64 311.20 168.87 480.07 0.20%
77 30,780.08 309.51 170.56 480.07 0.20%
78 30,607.82 307.80 172.27 480.07 0.20%
79 30,433.83 306.08 173.99 480.07 0.20%
80 30,258.10 304.34 175.73 480.07 0.20%
81 30,080.61 302.58 177.49 480.07 0.20%
82 29,901.35 300.81 179.26 480.07 0.20%
83 29,720.30 299.01 181.05 480.07 0.20%
84 29,537.43 297.20 182.86 480.07 0.20%
85 29,352.74 295.37 184.69 480.07 0.20%
86 29,166.20 293.53 186.54 480.07 0.20%
87 28,977.80 291.66 188.41 480.07 0.20%
88 28,787.51 289.78 190.29 480.07 0.20%
89 28,595.31 287.88 192.19 480.07 0.20%
90 28,401.20 285.95 194.11 480.07 0.20%
91 28,205.14 284.01 196.06 480.07 0.20%
92 28,007.13 282.05 198.02 480.07 0.20%
93 27,807.13 280.07 200.00 480.07 0.20%
94 27,605.14 278.07 202.00 480.07 0.20%
95 27,401.12 276.05 204.02 480.07 0.20%
96 27,195.07 274.01 206.06 480.07 0.20%
97 26,986.95 271.95 208.12 480.07 0.20%
98 26,776.75 269.87 210.20 480.07 0.20%
99 26,564.45 267.77 212.30 480.07 0.20%
100 26,350.03 265.64 214.42 480.07 0.20%
101 26,133.46 263.50 216.57 480.07 0.20%
102 25,914.73 261.33 218.73 480.07 0.20%
103 25,693.81 259.15 220.92 480.07 0.20%
104 25,470.68 256.94 223.13 480.07 0.20%
105 25,245.32 254.71 225.36 480.07 0.20%
106 25,017.71 252.45 227.61 480.07 0.20%
107 24,787.82 250.18 229.89 480.07 0.20%
108 24,555.63 247.88 232.19 480.07 0.20%
109 24,321.12 245.56 234.51 480.07 0.20%
110 24,084.26 243.21 236.86 480.07 0.20%
111 23,845.03 240.84 239.22 480.07 0.20%
112 23,603.42 238.45 241.62 480.07 0.20%
113 23,359.38 236.03 244.03 480.07 0.20%
114 23,112.91 233.59 246.47 480.07 0.20%
115 22,863.97 231.13 248.94 480.07 0.20%
116 22,612.55 228.64 251.43 480.07 0.20%
117 22,358.60 226.13 253.94 480.07 0.20%
118 22,102.12 223.59 256.48 480.07 0.20%
119 21,843.08 221.02 259.05 480.07 0.20%
120 21,581.44 218.43 261.64 480.07 0.20%
121 21,317.19 215.81 264.25 480.07 0.20%
122 21,050.29 213.17 266.90 480.07 0.20%
123 20,780.73 210.50 269.56 480.07 0.20%
124 20,508.47 207.81 272.26 480.07 0.20%
125 20,233.49 205.08 274.98 480.07 0.20%
126 19,955.75 202.33 277.73 480.07 0.20%
127 19,675.24 199.56 280.51 480.07 0.20%
128 19,391.93 196.75 283.31 480.07 0.20%
129 19,105.78 193.92 286.15 480.07 0.20%
130 18,816.77 191.06 289.01 480.07 0.20%
131 18,524.87 188.17 291.90 480.07 0.20%
132 18,230.05 185.25 294.82 480.07 0.20%
133 17,932.29 182.30 297.77 480.07 0.20%
134 17,631.54 179.32 300.74 480.07 0.20%
135 17,327.79 176.32 303.75 480.07 0.20%
136 17,021.00 173.28 306.79 480.07 0.20%
137 16,711.14 170.21 309.86 480.07 0.20%
138 16,398.19 167.11 312.96 480.07 0.20%
139 16,082.10 163.98 316.09 480.07 0.20%
140 15,762.86 160.82 319.25 480.07 0.20%
141 15,440.42 157.63 322.44 480.07 0.20%
142 15,114.75 154.40 325.66 480.07 0.20%
143 14,785.84 151.15 328.92 480.07 0.20%
144 14,453.63 147.86 332.21 480.07 0.20%
145 14,118.10 144.54 335.53 480.07 0.20%
146 13,779.21 141.18 338.89 480.07 0.20%
147 13,436.93 137.79 342.28 480.07 0.20%
148 13,091.24 134.37 345.70 480.07 0.20%
149 12,742.08 130.91 349.15 480.07 0.20%
150 12,389.43 127.42 352.65 480.07 0.20%
151 12,033.26 123.89 356.17 480.07 0.20%
152 11,673.53 120.33 359.73 480.07 0.20%
153 11,310.20 116.74 363.33 480.07 0.20%
154 10,943.23 113.10 366.97 480.07 0.20%
155 10,572.60 109.43 370.63 480.07 0.20%
156 10,198.25 105.73 374.34 480.07 0.20%
157 9,820.17 101.98 378.08 480.07 0.20%
158 9,438.30 98.20 381.87 480.07 0.20%
159 9,052.62 94.38 385.68 480.07 0.20%
160 8,663.08 90.53 389.54 480.07 0.20%
161 8,269.64 86.63 393.44 480.07 0.20%
162 7,872.27 82.70 397.37 480.07 0.20%
163 7,470.93 78.72 401.34 480.07 0.20%
164 7,065.57 74.71 405.36 480.07 0.20%
165 6,656.16 70.66 409.41 480.07 0.20%
166 6,242.65 66.56 413.51 480.07 0.20%
167 5,825.01 62.43 417.64 480.07 0.20%
168 5,403.19 58.25 421.82 480.07 0.20%
169 4,977.16 54.03 426.04 480.07 0.20%
170 4,546.86 49.77 430.30 480.07 0.20%
171 4,112.26 45.47 434.60 480.07 0.20%
172 3,673.32 41.12 438.94 480.07 0.20%
173 3,229.99 36.73 443.33 480.07 0.20%
174 2,782.22 32.30 447.77 480.07 0.20%
175 2,329.97 27.82 452.25 480.07 0.20%
176 1,873.21 23.30 456.77 480.07 0.20%
177 1,411.87 18.73 461.34 480.07 0.20%
178 945.92 14.12 465.95 480.07 0.20%
179 475.31 9.46 470.61 480.07 0.20%
180 0.00 4.75 475.31 480.07 0.20%
Total 46,412.10 40,000.00 86,412.10

Elaborado p/ Prof. Breno de Campos


Indexador TR Moeda Corrente
Índice Saldo Devedor Prestação
1.00000 40,000.00
1.00200 39,999.77 481.03
1.00400 39,998.58 481.99
1.00601 39,996.41 482.95
1.00802 39,993.25 483.92
1.01004 39,989.08 484.89
1.01206 39,983.89 485.86
1.01408 39,977.67 486.83
1.01611 39,970.40 487.80
1.01814 39,962.06 488.78
1.02018 39,952.65 489.76
1.02222 39,942.15 490.73
1.02427 39,930.54 491.72
1.02631 39,917.80 492.70
1.02837 39,903.93 493.69
1.03042 39,888.90 494.67
1.03248 39,872.70 495.66
1.03455 39,855.32 496.65
1.03662 39,836.74 497.65
1.03869 39,816.93 498.64
1.04077 39,795.89 499.64
1.04285 39,773.60 500.64
1.04494 39,750.04 501.64
1.04703 39,725.19 502.64
1.04912 39,699.04 503.65
1.05122 39,671.57 504.66
1.05332 39,642.75 505.66
1.05543 39,612.58 506.68
1.05754 39,581.04 507.69
1.05965 39,548.10 508.70
1.06177 39,513.74 509.72
1.06390 39,477.95 510.74
1.06602 39,440.72 511.76
1.06816 39,402.01 512.79
1.07029 39,361.81 513.81
1.07243 39,320.10 514.84
1.07458 39,276.85 515.87
1.07673 39,232.06 516.90
1.07888 39,185.69 517.94
1.08104 39,137.74 518.97
1.08320 39,088.16 520.01
1.08537 39,036.95 521.05
1.08754 38,984.09 522.09
1.08971 38,929.54 523.14
1.09189 38,873.29 524.18
1.09408 38,815.32 525.23
1.09626 38,755.60 526.28
1.09846 38,694.11 527.33
1.10065 38,630.82 528.39
1.10285 38,565.72 529.44
1.10506 38,498.78 530.50
1.10727 38,429.97 531.56
1.10949 38,359.27 532.63
1.11170 38,286.65 533.69
1.11393 38,212.10 534.76
1.11616 38,135.58 535.83
1.11839 38,057.07 536.90
1.12062 37,976.54 537.98
1.12287 37,893.96 539.05
1.12511 37,809.32 540.13
1.12736 37,722.58 541.21
1.12962 37,633.71 542.29
1.13188 37,542.69 543.38
1.13414 37,449.49 544.46
1.13641 37,354.08 545.55
1.13868 37,256.44 546.64
1.14096 37,156.52 547.74
1.14324 37,054.31 548.83
1.14553 36,949.78 549.93
1.14782 36,842.88 551.03
1.15011 36,733.60 552.13
1.15241 36,621.90 553.24
1.15472 36,507.76 554.34
1.15703 36,391.13 555.45
1.15934 36,271.99 556.56
1.16166 36,150.30 557.67
1.16398 36,026.04 558.79
1.16631 35,899.17 559.91
1.16864 35,769.65 561.03
1.17098 35,637.45 562.15
1.17332 35,502.53 563.27
1.17567 35,364.87 564.40
1.17802 35,224.43 565.53
1.18038 35,081.17 566.66
1.18274 34,935.05 567.79
1.18510 34,786.04 568.93
1.18747 34,634.10 570.07
1.18985 34,479.20 571.21
1.19223 34,321.29 572.35
1.19461 34,160.33 573.49
1.19700 33,996.30 574.64
1.19940 33,829.14 575.79
1.20179 33,658.83 576.94
1.20420 33,485.31 578.10
1.20661 33,308.55 579.25
1.20902 33,128.51 580.41
1.21144 32,945.14 581.57
1.21386 32,758.41 582.73
1.21629 32,568.26 583.90
1.21872 32,374.67 585.07
1.22116 32,177.57 586.24
1.22360 31,976.93 587.41
1.22605 31,772.71 588.59
1.22850 31,564.86 589.76
1.23096 31,353.32 590.94
1.23342 31,138.07 592.12
1.23589 30,919.04 593.31
1.23836 30,696.19 594.50
1.24083 30,469.47 595.68
1.24332 30,238.84 596.88
1.24580 30,004.24 598.07
1.24829 29,765.63 599.27
1.25079 29,522.95 600.46
1.25329 29,276.15 601.66
1.25580 29,025.18 602.87
1.25831 28,769.99 604.07
1.26083 28,510.52 605.28
1.26335 28,246.73 606.49
1.26588 27,978.55 607.71
1.26841 27,705.93 608.92
1.27094 27,428.81 610.14
1.27349 27,147.15 611.36
1.27603 26,860.88 612.58
1.27859 26,569.94 613.81
1.28114 26,274.27 615.03
1.28370 25,973.82 616.26
1.28627 25,668.53 617.50
1.28884 25,358.34 618.73
1.29142 25,043.17 619.97
1.29401 24,722.98 621.21
1.29659 24,397.70 622.45
1.29919 24,067.26 623.70
1.30178 23,731.61 624.94
1.30439 23,390.67 626.19
1.30700 23,044.38 627.45
1.30961 22,692.67 628.70
1.31223 22,335.48 629.96
1.31485 21,972.73 631.22
1.31748 21,604.36 632.48
1.32012 21,230.30 633.75
1.32276 20,850.47 635.01
1.32541 20,464.81 636.28
1.32806 20,073.24 637.56
1.33071 19,675.69 638.83
1.33337 19,272.09 640.11
1.33604 18,862.35 641.39
1.33871 18,446.40 642.67
1.34139 18,024.17 643.96
1.34407 17,595.57 645.25
1.34676 17,160.54 646.54
1.34945 16,718.98 647.83
1.35215 16,270.82 649.12
1.35486 15,815.97 650.42
1.35757 15,354.35 651.72
1.36028 14,885.88 653.03
1.36300 14,410.48 654.33
1.36573 13,928.05 655.64
1.36846 13,438.51 656.95
1.37120 12,941.78 658.27
1.37394 12,437.75 659.58
1.37669 11,926.35 660.90
1.37944 11,407.48 662.22
1.38220 10,881.05 663.55
1.38496 10,346.97 664.88
1.38773 9,805.13 666.21
1.39051 9,255.45 667.54
1.39329 8,697.83 668.87
1.39608 8,132.17 670.21
1.39887 7,558.36 671.55
1.40167 6,976.32 672.89
1.40447 6,385.94 674.24
1.40728 5,787.11 675.59
1.41009 5,179.73 676.94
1.41291 4,563.69 678.29
1.41574 3,938.90 679.65
1.41857 3,305.23 681.01
1.42141 2,662.59 682.37
1.42425 2,010.86 683.74
1.42710 1,349.93 685.10
1.42995 679.68 686.47
1.43281 0.00 687.85
104,097.73
FINANCIAMENTO HABITACIONAL - SAC

Taxa de juros 12.0% aa


0.7% am
Prestações 180 meses Indexador TR
Meses Saldo Dev. Juro Amortiz. Prestação Variação
0 44,450.00
1 44,203.06 302.26 246.94 549.20 0.20%
2 43,956.11 300.58 246.94 547.53 0.20%
3 43,709.17 298.90 246.94 545.85 0.20%
4 43,462.22 297.22 246.94 544.17 0.20%
5 43,215.28 295.54 246.94 542.49 0.20%
6 42,968.33 293.86 246.94 540.81 0.20%
7 42,721.39 292.18 246.94 539.13 0.20%
8 42,474.44 290.51 246.94 537.45 0.20%
9 42,227.50 288.83 246.94 535.77 0.20%
10 41,980.56 287.15 246.94 534.09 0.20%
11 41,733.61 285.47 246.94 532.41 0.20%
12 41,486.67 283.79 246.94 530.73 0.20%
13 41,239.72 282.11 246.94 529.05 0.20%
14 40,992.78 280.43 246.94 527.37 0.20%
15 40,745.83 278.75 246.94 525.70 0.20%
16 40,498.89 277.07 246.94 524.02 0.20%
17 40,251.94 275.39 246.94 522.34 0.20%
18 40,005.00 273.71 246.94 520.66 0.20%
19 39,758.06 272.03 246.94 518.98 0.20%
20 39,511.11 270.35 246.94 517.30 0.20%
21 39,264.17 268.68 246.94 515.62 0.20%
22 39,017.22 267.00 246.94 513.94 0.20%
23 38,770.28 265.32 246.94 512.26 0.20%
24 38,523.33 263.64 246.94 510.58 0.20%
25 38,276.39 261.96 246.94 508.90 0.20%
26 38,029.44 260.28 246.94 507.22 0.20%
27 37,782.50 258.60 246.94 505.54 0.20%
28 37,535.56 256.92 246.94 503.87 0.20%
29 37,288.61 255.24 246.94 502.19 0.20%
30 37,041.67 253.56 246.94 500.51 0.20%
31 36,794.72 251.88 246.94 498.83 0.20%
32 36,547.78 250.20 246.94 497.15 0.20%
33 36,300.83 248.52 246.94 495.47 0.20%
34 36,053.89 246.85 246.94 493.79 0.20%
35 35,806.94 245.17 246.94 492.11 0.20%
36 35,560.00 243.49 246.94 490.43 0.20%
37 35,313.06 241.81 246.94 488.75 0.20%
38 35,066.11 240.13 246.94 487.07 0.20%
39 34,819.17 238.45 246.94 485.39 0.20%
40 34,572.22 236.77 246.94 483.71 0.20%
41 34,325.28 235.09 246.94 482.04 0.20%
42 34,078.33 233.41 246.94 480.36 0.20%
43 33,831.39 231.73 246.94 478.68 0.20%
44 33,584.44 230.05 246.94 477.00 0.20%
45 33,337.50 228.37 246.94 475.32 0.20%
46 33,090.56 226.70 246.94 473.64 0.20%
47 32,843.61 225.02 246.94 471.96 0.20%
48 32,596.67 223.34 246.94 470.28 0.20%
49 32,349.72 221.66 246.94 468.60 0.20%
50 32,102.78 219.98 246.94 466.92 0.20%
51 31,855.83 218.30 246.94 465.24 0.20%
52 31,608.89 216.62 246.94 463.56 0.20%
53 31,361.94 214.94 246.94 461.88 0.20%
54 31,115.00 213.26 246.94 460.21 0.20%
55 30,868.06 211.58 246.94 458.53 0.20%
56 30,621.11 209.90 246.94 456.85 0.20%
57 30,374.17 208.22 246.94 455.17 0.20%
58 30,127.22 206.54 246.94 453.49 0.20%
59 29,880.28 204.87 246.94 451.81 0.20%
60 29,633.33 203.19 246.94 450.13 0.20%
61 29,386.39 201.51 246.94 448.45 0.20%
62 29,139.44 199.83 246.94 446.77 0.20%
63 28,892.50 198.15 246.94 445.09 0.20%
64 28,645.56 196.47 246.94 443.41 0.20%
65 28,398.61 194.79 246.94 441.73 0.20%
66 28,151.67 193.11 246.94 440.06 0.20%
67 27,904.72 191.43 246.94 438.38 0.20%
68 27,657.78 189.75 246.94 436.70 0.20%
69 27,410.83 188.07 246.94 435.02 0.20%
70 27,163.89 186.39 246.94 433.34 0.20%
71 26,916.94 184.71 246.94 431.66 0.20%
72 26,670.00 183.04 246.94 429.98 0.20%
73 26,423.06 181.36 246.94 428.30 0.20%
74 26,176.11 179.68 246.94 426.62 0.20%
75 25,929.17 178.00 246.94 424.94 0.20%
76 25,682.22 176.32 246.94 423.26 0.20%
77 25,435.28 174.64 246.94 421.58 0.20%
78 25,188.33 172.96 246.94 419.90 0.20%
79 24,941.39 171.28 246.94 418.23 0.20%
80 24,694.44 169.60 246.94 416.55 0.20%
81 24,447.50 167.92 246.94 414.87 0.20%
82 24,200.56 166.24 246.94 413.19 0.20%
83 23,953.61 164.56 246.94 411.51 0.20%
84 23,706.67 162.88 246.94 409.83 0.20%
85 23,459.72 161.21 246.94 408.15 0.20%
86 23,212.78 159.53 246.94 406.47 0.20%
87 22,965.83 157.85 246.94 404.79 0.20%
88 22,718.89 156.17 246.94 403.11 0.20%
89 22,471.94 154.49 246.94 401.43 0.20%
90 22,225.00 152.81 246.94 399.75 0.20%
91 21,978.06 151.13 246.94 398.07 0.20%
92 21,731.11 149.45 246.94 396.40 0.20%
93 21,484.17 147.77 246.94 394.72 0.20%
94 21,237.22 146.09 246.94 393.04 0.20%
95 20,990.28 144.41 246.94 391.36 0.20%
96 20,743.33 142.73 246.94 389.68 0.20%
97 20,496.39 141.05 246.94 388.00 0.20%
98 20,249.44 139.38 246.94 386.32 0.20%
99 20,002.50 137.70 246.94 384.64 0.20%
100 19,755.56 136.02 246.94 382.96 0.20%
101 19,508.61 134.34 246.94 381.28 0.20%
102 19,261.67 132.66 246.94 379.60 0.20%
103 19,014.72 130.98 246.94 377.92 0.20%
104 18,767.78 129.30 246.94 376.24 0.20%
105 18,520.83 127.62 246.94 374.57 0.20%
106 18,273.89 125.94 246.94 372.89 0.20%
107 18,026.94 124.26 246.94 371.21 0.20%
108 17,780.00 122.58 246.94 369.53 0.20%
109 17,533.06 120.90 246.94 367.85 0.20%
110 17,286.11 119.22 246.94 366.17 0.20%
111 17,039.17 117.55 246.94 364.49 0.20%
112 16,792.22 115.87 246.94 362.81 0.20%
113 16,545.28 114.19 246.94 361.13 0.20%
114 16,298.33 112.51 246.94 359.45 0.20%
115 16,051.39 110.83 246.94 357.77 0.20%
116 15,804.44 109.15 246.94 356.09 0.20%
117 15,557.50 107.47 246.94 354.41 0.20%
118 15,310.56 105.79 246.94 352.74 0.20%
119 15,063.61 104.11 246.94 351.06 0.20%
120 14,816.67 102.43 246.94 349.38 0.20%
121 14,569.72 100.75 246.94 347.70 0.20%
122 14,322.78 99.07 246.94 346.02 0.20%
123 14,075.83 97.39 246.94 344.34 0.20%
124 13,828.89 95.72 246.94 342.66 0.20%
125 13,581.94 94.04 246.94 340.98 0.20%
126 13,335.00 92.36 246.94 339.30 0.20%
127 13,088.06 90.68 246.94 337.62 0.20%
128 12,841.11 89.00 246.94 335.94 0.20%
129 12,594.17 87.32 246.94 334.26 0.20%
130 12,347.22 85.64 246.94 332.58 0.20%
131 12,100.28 83.96 246.94 330.91 0.20%
132 11,853.33 82.28 246.94 329.23 0.20%
133 11,606.39 80.60 246.94 327.55 0.20%
134 11,359.44 78.92 246.94 325.87 0.20%
135 11,112.50 77.24 246.94 324.19 0.20%
136 10,865.56 75.56 246.94 322.51 0.20%
137 10,618.61 73.89 246.94 320.83 0.20%
138 10,371.67 72.21 246.94 319.15 0.20%
139 10,124.72 70.53 246.94 317.47 0.20%
140 9,877.78 68.85 246.94 315.79 0.20%
141 9,630.83 67.17 246.94 314.11 0.20%
142 9,383.89 65.49 246.94 312.43 0.20%
143 9,136.94 63.81 246.94 310.75 0.20%
144 8,890.00 62.13 246.94 309.08 0.20%
145 8,643.06 60.45 246.94 307.40 0.20%
146 8,396.11 58.77 246.94 305.72 0.20%
147 8,149.17 57.09 246.94 304.04 0.20%
148 7,902.22 55.41 246.94 302.36 0.20%
149 7,655.28 53.74 246.94 300.68 0.20%
150 7,408.33 52.06 246.94 299.00 0.20%
151 7,161.39 50.38 246.94 297.32 0.20%
152 6,914.44 48.70 246.94 295.64 0.20%
153 6,667.50 47.02 246.94 293.96 0.20%
154 6,420.56 45.34 246.94 292.28 0.20%
155 6,173.61 43.66 246.94 290.60 0.20%
156 5,926.67 41.98 246.94 288.93 0.20%
157 5,679.72 40.30 246.94 287.25 0.20%
158 5,432.78 38.62 246.94 285.57 0.20%
159 5,185.83 36.94 246.94 283.89 0.20%
160 4,938.89 35.26 246.94 282.21 0.20%
161 4,691.94 33.58 246.94 280.53 0.20%
162 4,445.00 31.91 246.94 278.85 0.20%
163 4,198.06 30.23 246.94 277.17 0.20%
164 3,951.11 28.55 246.94 275.49 0.20%
165 3,704.17 26.87 246.94 273.81 0.20%
166 3,457.22 25.19 246.94 272.13 0.20%
167 3,210.28 23.51 246.94 270.45 0.20%
168 2,963.33 21.83 246.94 268.77 0.20%
169 2,716.39 20.15 246.94 267.10 0.20%
170 2,469.44 18.47 246.94 265.42 0.20%
171 2,222.50 16.79 246.94 263.74 0.20%
172 1,975.56 15.11 246.94 262.06 0.20%
173 1,728.61 13.43 246.94 260.38 0.20%
174 1,481.67 11.75 246.94 258.70 0.20%
175 1,234.72 10.08 246.94 257.02 0.20%
176 987.78 8.40 246.94 255.34 0.20%
177 740.83 6.72 246.94 253.66 0.20%
178 493.89 5.04 246.94 251.98 0.20%
179 246.94 3.36 246.94 250.30 0.20%
180 (0.00) 1.68 246.94 248.62 0.20%
Total 27,354.53 44,450.00 71,804.53

Elaborado p/ Prof. Breno de Campos


Indexador TR Moeda Corrente
Índice Saldo Devedor Prestação
1.00000 44,450.00
1.00200 44,291.46 550.30
1.00400 44,132.11 549.72
1.00601 43,971.95 549.13
1.00802 43,810.96 548.53
1.01004 43,649.16 547.93
1.01206 43,486.54 547.33
1.01408 43,323.09 546.72
1.01611 43,158.81 546.11
1.01814 42,993.70 545.49
1.02018 42,827.76 544.87
1.02222 42,660.99 544.24
1.02427 42,493.37 543.61
1.02631 42,324.92 542.98
1.02837 42,155.62 542.33
1.03042 41,985.47 541.69
1.03248 41,814.48 541.04
1.03455 41,642.63 540.38
1.03662 41,469.93 539.72
1.03869 41,296.37 539.06
1.04077 41,121.95 538.39
1.04285 40,946.67 537.71
1.04494 40,770.52 537.04
1.04703 40,593.50 536.35
1.04912 40,415.61 535.66
1.05122 40,236.85 534.97
1.05332 40,057.21 534.27
1.05543 39,876.70 533.57
1.05754 39,695.30 532.86
1.05965 39,513.01 532.14
1.06177 39,329.84 531.42
1.06390 39,145.78 530.70
1.06602 38,960.82 529.97
1.06816 38,774.96 529.24
1.07029 38,588.21 528.50
1.07243 38,400.56 527.76
1.07458 38,212.00 527.01
1.07673 38,022.53 526.25
1.07888 37,832.15 525.49
1.08104 37,640.86 524.73
1.08320 37,448.65 523.96
1.08537 37,255.52 523.19
1.08754 37,061.47 522.41
1.08971 36,866.50 521.62
1.09189 36,670.59 520.83
1.09408 36,473.76 520.03
1.09626 36,275.99 519.23
1.09846 36,077.28 518.43
1.10065 35,877.64 517.62
1.10285 35,677.05 516.80
1.10506 35,475.51 515.98
1.10727 35,273.03 515.15
1.10949 35,069.59 514.32
1.11170 34,865.20 513.48
1.11393 34,659.86 512.64
1.11616 34,453.55 511.79
1.11839 34,246.28 510.93
1.12062 34,038.04 510.07
1.12287 33,828.83 509.21
1.12511 33,618.64 508.34
1.12736 33,407.49 507.46
1.12962 33,195.35 506.58
1.13188 32,982.23 505.69
1.13414 32,768.12 504.80
1.13641 32,553.03 503.90
1.13868 32,336.95 502.99
1.14096 32,119.87 502.08
1.14324 31,901.79 501.17
1.14553 31,682.71 500.25
1.14782 31,462.63 499.32
1.15011 31,241.54 498.39
1.15241 31,019.44 497.45
1.15472 30,796.33 496.51
1.15703 30,572.20 495.56
1.15934 30,347.05 494.60
1.16166 30,120.88 493.64
1.16398 29,893.68 492.67
1.16631 29,665.46 491.70
1.16864 29,436.20 490.72
1.17098 29,205.90 489.73
1.17332 28,974.57 488.74
1.17567 28,742.19 487.75
1.17802 28,508.77 486.74
1.18038 28,274.30 485.74
1.18274 28,038.78 484.72
1.18510 27,802.20 483.70
1.18747 27,564.57 482.67
1.18985 27,325.87 481.64
1.19223 27,086.11 480.60
1.19461 26,845.28 479.56
1.19700 26,603.37 478.51
1.19940 26,360.40 477.45
1.20179 26,116.34 476.39
1.20420 25,871.20 475.32
1.20661 25,624.98 474.24
1.20902 25,377.67 473.16
1.21144 25,129.27 472.07
1.21386 24,879.77 470.98
1.21629 24,629.17 469.88
1.21872 24,377.47 468.77
1.22116 24,124.67 467.66
1.22360 23,870.76 466.54
1.22605 23,615.73 465.41
1.22850 23,359.59 464.28
1.23096 23,102.34 463.14
1.23342 22,843.95 462.00
1.23589 22,584.45 460.84
1.23836 22,323.81 459.69
1.24083 22,062.04 458.52
1.24332 21,799.13 457.35
1.24580 21,535.09 456.17
1.24829 21,269.90 454.99
1.25079 21,003.56 453.80
1.25329 20,736.08 452.60
1.25580 20,467.44 451.40
1.25831 20,197.64 450.19
1.26083 19,926.68 448.97
1.26335 19,654.56 447.75
1.26588 19,381.26 446.52
1.26841 19,106.80 445.28
1.27094 18,831.16 444.04
1.27349 18,554.34 442.79
1.27603 18,276.34 441.53
1.27859 17,997.16 440.27
1.28114 17,716.78 439.00
1.28370 17,435.21 437.72
1.28627 17,152.44 436.43
1.28884 16,868.47 435.14
1.29142 16,583.30 433.84
1.29401 16,296.92 432.54
1.29659 16,009.33 431.23
1.29919 15,720.52 429.91
1.30178 15,430.49 428.58
1.30439 15,139.24 427.25
1.30700 14,846.76 425.91
1.30961 14,553.06 424.56
1.31223 14,258.11 423.21
1.31485 13,961.93 421.85
1.31748 13,664.51 420.48
1.32012 13,365.84 419.10
1.32276 13,065.93 417.72
1.32541 12,764.76 416.33
1.32806 12,462.33 414.93
1.33071 12,158.64 413.53
1.33337 11,853.69 412.11
1.33604 11,547.47 410.69
1.33871 11,239.98 409.27
1.34139 10,931.21 407.83
1.34407 10,621.16 406.39
1.34676 10,309.83 404.94
1.34945 9,997.21 403.49
1.35215 9,683.30 402.02
1.35486 9,368.09 400.55
1.35757 9,051.58 399.07
1.36028 8,733.77 397.59
1.36300 8,414.65 396.09
1.36573 8,094.22 394.59
1.36846 7,772.48 393.08
1.37120 7,449.41 391.57
1.37394 7,125.02 390.04
1.37669 6,799.31 388.51
1.37944 6,472.26 386.97
1.38220 6,143.88 385.43
1.38496 5,814.16 383.87
1.38773 5,483.09 382.31
1.39051 5,150.68 380.74
1.39329 4,816.92 379.16
1.39608 4,481.80 377.57
1.39887 4,145.32 375.98
1.40167 3,807.47 374.38
1.40447 3,468.26 372.77
1.40728 3,127.68 371.15
1.41009 2,785.72 369.53
1.41291 2,442.38 367.89
1.41574 2,097.65 366.25
1.41857 1,751.54 364.60
1.42141 1,404.04 362.94
1.42425 1,055.13 361.28
1.42710 704.83 359.60
1.42995 353.12 357.92
1.43281 0.00 356.23
84,540.47
FINANCIAMENTO HABITACIONAL - SAM

Taxa de juros 12.0% aa


1.0% am
Prestações 180 meses Indexador TR
Meses Saldo Dev. Juro Amortiz. Prestação Variação
0 40,000.00
1 39,885.36 400.00 114.64 514.64 0.20%
2 39,770.42 398.85 114.94 513.80 0.20%
3 39,655.17 397.70 115.25 512.96 0.20%
4 39,539.60 396.55 115.57 512.12 0.20%
5 39,423.72 395.40 115.88 511.28 0.20%
6 39,307.52 394.24 116.20 510.44 0.20%
7 39,191.00 393.08 116.52 509.60 0.20%
8 39,074.15 391.91 116.85 508.76 0.20%
9 38,956.97 390.74 117.18 507.92 0.20%
10 38,839.46 389.57 117.51 507.08 0.20%
11 38,721.62 388.39 117.85 506.24 0.20%
12 38,603.43 387.22 118.18 505.40 0.20%
13 38,484.91 386.03 118.53 504.56 0.20%
14 38,366.04 384.85 118.87 503.72 0.20%
15 38,246.82 383.66 119.22 502.88 0.20%
16 38,127.24 382.47 119.57 502.04 0.20%
17 38,007.31 381.27 119.93 501.20 0.20%
18 37,887.02 380.07 120.29 500.36 0.20%
19 37,766.37 378.87 120.65 499.52 0.20%
20 37,645.35 377.66 121.02 498.68 0.20%
21 37,523.96 376.45 121.39 497.84 0.20%
22 37,402.20 375.24 121.76 497.00 0.20%
23 37,280.05 374.02 122.14 496.16 0.20%
24 37,157.53 372.80 122.52 495.32 0.20%
25 37,034.62 371.58 122.91 494.49 0.20%
26 36,911.32 370.35 123.30 493.65 0.20%
27 36,787.63 369.11 123.69 492.81 0.20%
28 36,663.54 367.88 124.09 491.97 0.20%
29 36,539.05 366.64 124.49 491.13 0.20%
30 36,414.15 365.39 124.90 490.29 0.20%
31 36,288.84 364.14 125.31 489.45 0.20%
32 36,163.12 362.89 125.72 488.61 0.20%
33 36,036.99 361.63 126.14 487.77 0.20%
34 35,910.43 360.37 126.56 486.93 0.20%
35 35,783.44 359.10 126.98 486.09 0.20%
36 35,656.03 357.83 127.42 485.25 0.20%
37 35,528.18 356.56 127.85 484.41 0.20%
38 35,399.89 355.28 128.29 483.57 0.20%
39 35,271.16 354.00 128.73 482.73 0.20%
40 35,141.98 352.71 129.18 481.89 0.20%
41 35,012.35 351.42 129.63 481.05 0.20%
42 34,882.26 350.12 130.09 480.21 0.20%
43 34,751.71 348.82 130.55 479.37 0.20%
44 34,620.69 347.52 131.02 478.53 0.20%
45 34,489.21 346.21 131.49 477.69 0.20%
46 34,357.25 344.89 131.96 476.85 0.20%
47 34,224.81 343.57 132.44 476.01 0.20%
48 34,091.88 342.25 132.93 475.17 0.20%
49 33,958.46 340.92 133.42 474.33 0.20%
50 33,824.55 339.58 133.91 473.49 0.20%
51 33,690.14 338.25 134.41 472.66 0.20%
52 33,555.23 336.90 134.91 471.82 0.20%
53 33,419.81 335.55 135.42 470.98 0.20%
54 33,283.87 334.20 135.94 470.14 0.20%
55 33,147.41 332.84 136.46 469.30 0.20%
56 33,010.43 331.47 136.98 468.46 0.20%
57 32,872.91 330.10 137.51 467.62 0.20%
58 32,734.86 328.73 138.05 466.78 0.20%
59 32,596.27 327.35 138.59 465.94 0.20%
60 32,457.14 325.96 139.14 465.10 0.20%
61 32,317.45 324.57 139.69 464.26 0.20%
62 32,177.21 323.17 140.25 463.42 0.20%
63 32,036.40 321.77 140.81 462.58 0.20%
64 31,895.02 320.36 141.38 461.74 0.20%
65 31,753.07 318.95 141.95 460.90 0.20%
66 31,610.54 317.53 142.53 460.06 0.20%
67 31,467.42 316.11 143.12 459.22 0.20%
68 31,323.72 314.67 143.71 458.38 0.20%
69 31,179.41 313.24 144.31 457.54 0.20%
70 31,034.50 311.79 144.91 456.70 0.20%
71 30,888.99 310.35 145.52 455.86 0.20%
72 30,742.85 308.89 146.13 455.02 0.20%
73 30,596.10 307.43 146.76 454.18 0.20%
74 30,448.71 305.96 147.38 453.34 0.20%
75 30,300.70 304.49 148.02 452.50 0.20%
76 30,152.04 303.01 148.66 451.67 0.20%
77 30,002.73 301.52 149.31 450.83 0.20%
78 29,852.77 300.03 149.96 449.99 0.20%
79 29,702.16 298.53 150.62 449.15 0.20%
80 29,550.87 297.02 151.28 448.31 0.20%
81 29,398.91 295.51 151.96 447.47 0.20%
82 29,246.27 293.99 152.64 446.63 0.20%
83 29,092.95 292.46 153.32 445.79 0.20%
84 28,938.93 290.93 154.02 444.95 0.20%
85 28,784.21 289.39 154.72 444.11 0.20%
86 28,628.78 287.84 155.43 443.27 0.20%
87 28,472.64 286.29 156.14 442.43 0.20%
88 28,315.78 284.73 156.86 441.59 0.20%
89 28,158.19 283.16 157.59 440.75 0.20%
90 27,999.86 281.58 158.33 439.91 0.20%
91 27,840.79 280.00 159.07 439.07 0.20%
92 27,680.96 278.41 159.82 438.23 0.20%
93 27,520.38 276.81 160.58 437.39 0.20%
94 27,359.03 275.20 161.35 436.55 0.20%
95 27,196.91 273.59 162.12 435.71 0.20%
96 27,034.01 271.97 162.90 434.87 0.20%
97 26,870.31 270.34 163.69 434.03 0.20%
98 26,705.82 268.70 164.49 433.19 0.20%
99 26,540.53 267.06 165.30 432.35 0.20%
100 26,374.42 265.41 166.11 431.51 0.20%
101 26,207.49 263.74 166.93 430.67 0.20%
102 26,039.73 262.07 167.76 429.84 0.20%
103 25,871.13 260.40 168.60 429.00 0.20%
104 25,701.69 258.71 169.44 428.16 0.20%
105 25,531.39 257.02 170.30 427.32 0.20%
106 25,360.22 255.31 171.16 426.48 0.20%
107 25,188.19 253.60 172.03 425.64 0.20%
108 25,015.27 251.88 172.92 424.80 0.20%
109 24,841.47 250.15 173.81 423.96 0.20%
110 24,666.76 248.41 174.70 423.12 0.20%
111 24,491.15 246.67 175.61 422.28 0.20%
112 24,314.63 244.91 176.53 421.44 0.20%
113 24,137.17 243.15 177.45 420.60 0.20%
114 23,958.79 241.37 178.39 419.76 0.20%
115 23,779.45 239.59 179.33 418.92 0.20%
116 23,599.17 237.79 180.29 418.08 0.20%
117 23,417.92 235.99 181.25 417.24 0.20%
118 23,235.70 234.18 182.22 416.40 0.20%
119 23,052.49 232.36 183.20 415.56 0.20%
120 22,868.29 230.52 184.20 414.72 0.20%
121 22,683.09 228.68 185.20 413.88 0.20%
122 22,496.88 226.83 186.21 413.04 0.20%
123 22,309.65 224.97 187.23 412.20 0.20%
124 22,121.38 223.10 188.27 411.36 0.20%
125 21,932.07 221.21 189.31 410.52 0.20%
126 21,741.71 219.32 190.36 409.68 0.20%
127 21,550.28 217.42 191.43 408.84 0.20%
128 21,357.78 215.50 192.50 408.01 0.20%
129 21,164.19 213.58 193.59 407.17 0.20%
130 20,969.50 211.64 194.68 406.33 0.20%
131 20,773.71 209.70 195.79 405.49 0.20%
132 20,576.80 207.74 196.91 404.65 0.20%
133 20,378.76 205.77 198.04 403.81 0.20%
134 20,179.58 203.79 199.18 402.97 0.20%
135 19,979.25 201.80 200.33 402.13 0.20%
136 19,777.76 199.79 201.50 401.29 0.20%
137 19,575.08 197.78 202.67 400.45 0.20%
138 19,371.23 195.75 203.86 399.61 0.20%
139 19,166.17 193.71 205.06 398.77 0.20%
140 18,959.90 191.66 206.27 397.93 0.20%
141 18,752.41 189.60 207.49 397.09 0.20%
142 18,543.68 187.52 208.73 396.25 0.20%
143 18,333.71 185.44 209.97 395.41 0.20%
144 18,122.47 183.34 211.23 394.57 0.20%
145 17,909.97 181.22 212.51 393.73 0.20%
146 17,696.18 179.10 213.79 392.89 0.20%
147 17,481.08 176.96 215.09 392.05 0.20%
148 17,264.68 174.81 216.40 391.21 0.20%
149 17,046.96 172.65 217.73 390.37 0.20%
150 16,827.89 170.47 219.06 389.53 0.20%
151 16,607.48 168.28 220.42 388.69 0.20%
152 16,385.70 166.07 221.78 387.85 0.20%
153 16,162.54 163.86 223.16 387.01 0.20%
154 15,937.99 161.63 224.55 386.18 0.20%
155 15,712.03 159.38 225.96 385.34 0.20%
156 15,484.66 157.12 227.38 384.50 0.20%
157 15,255.85 154.85 228.81 383.66 0.20%
158 15,025.59 152.56 230.26 382.82 0.20%
159 14,793.87 150.26 231.72 381.98 0.20%
160 14,560.67 147.94 233.20 381.14 0.20%
161 14,325.98 145.61 234.69 380.30 0.20%
162 14,089.78 143.26 236.20 379.46 0.20%
163 13,852.06 140.90 237.72 378.62 0.20%
164 13,612.80 138.52 239.26 377.78 0.20%
165 13,371.99 136.13 240.81 376.94 0.20%
166 13,129.61 133.72 242.38 376.10 0.20%
167 12,885.64 131.30 243.96 375.26 0.20%
168 12,640.08 128.86 245.56 374.42 0.20%
169 12,392.90 126.40 247.18 373.58 0.20%
170 12,144.08 123.93 248.81 372.74 0.20%
171 11,893.62 121.44 250.46 371.90 0.20%
172 11,641.50 118.94 252.13 371.06 0.20%
173 11,387.69 116.41 253.81 370.22 0.20%
174 11,132.18 113.88 255.51 369.38 0.20%
175 10,874.96 111.32 257.22 368.54 0.20%
176 10,616.01 108.75 258.95 367.70 0.20%
177 10,355.30 106.16 260.70 366.86 0.20%
178 10,092.83 103.55 262.47 366.02 0.20%
179 9,828.58 100.93 264.26 365.19 0.20%
180 9,562.52 98.29 266.06 364.35 0.20%
Total 48,670.83 30,437.48 79,108.32

Elaborado p/ Prof. Breno de Campos


Indexador TR Moeda Corrente
Índice Saldo Devedor Prestação
1.00000 40,000.00
1.00200 39,965.13 515.67
1.00400 39,929.66 515.85
1.00601 39,893.58 516.04
1.00802 39,856.87 516.23
1.01004 39,819.54 516.41
1.01206 39,781.58 516.59
1.01408 39,742.98 516.78
1.01611 39,703.73 516.96
1.01814 39,663.83 517.13
1.02018 39,623.28 517.31
1.02222 39,582.06 517.49
1.02427 39,540.18 517.66
1.02631 39,497.61 517.84
1.02837 39,454.36 518.01
1.03042 39,410.42 518.18
1.03248 39,365.79 518.35
1.03455 39,320.45 518.52
1.03662 39,274.39 518.69
1.03869 39,227.62 518.85
1.04077 39,180.12 519.01
1.04285 39,131.89 519.18
1.04494 39,082.92 519.34
1.04703 39,033.20 519.50
1.04912 38,982.72 519.66
1.05122 38,931.48 519.81
1.05332 38,879.47 519.97
1.05543 38,826.68 520.12
1.05754 38,773.10 520.27
1.05965 38,718.73 520.42
1.06177 38,663.56 520.57
1.06390 38,607.57 520.72
1.06602 38,550.77 520.87
1.06816 38,493.14 521.01
1.07029 38,434.67 521.16
1.07243 38,375.35 521.30
1.07458 38,315.19 521.44
1.07673 38,254.16 521.58
1.07888 38,192.26 521.71
1.08104 38,129.48 521.85
1.08320 38,065.81 521.98
1.08537 38,001.24 522.12
1.08754 37,935.77 522.25
1.08971 37,869.38 522.38
1.09189 37,802.07 522.51
1.09408 37,733.81 522.63
1.09626 37,664.62 522.76
1.09846 37,594.47 522.88
1.10065 37,523.35 523.00
1.10285 37,451.26 523.12
1.10506 37,378.18 523.24
1.10727 37,304.11 523.36
1.10949 37,229.03 523.47
1.11170 37,152.94 523.59
1.11393 37,075.82 523.70
1.11616 36,997.66 523.81
1.11839 36,918.46 523.92
1.12062 36,838.19 524.02
1.12287 36,756.86 524.13
1.12511 36,674.44 524.23
1.12736 36,590.94 524.33
1.12962 36,506.32 524.43
1.13188 36,420.60 524.53
1.13414 36,333.74 524.63
1.13641 36,245.75 524.73
1.13868 36,156.60 524.82
1.14096 36,066.30 524.91
1.14324 35,974.81 525.00
1.14553 35,882.14 525.09
1.14782 35,788.27 525.17
1.15011 35,693.19 525.26
1.15241 35,596.87 525.34
1.15472 35,499.33 525.42
1.15703 35,400.52 525.50
1.15934 35,300.46 525.58
1.16166 35,199.11 525.66
1.16398 35,096.48 525.73
1.16631 34,992.53 525.80
1.16864 34,887.27 525.87
1.17098 34,780.67 525.94
1.17332 34,672.73 526.01
1.17567 34,563.42 526.07
1.17802 34,452.74 526.14
1.18038 34,340.66 526.20
1.18274 34,227.18 526.26
1.18510 34,112.27 526.31
1.18747 33,995.93 526.37
1.18985 33,878.14 526.42
1.19223 33,758.88 526.48
1.19461 33,638.14 526.53
1.19700 33,515.89 526.57
1.19940 33,392.13 526.62
1.20179 33,266.84 526.66
1.20420 33,140.00 526.71
1.20661 33,011.60 526.75
1.20902 32,881.61 526.79
1.21144 32,750.03 526.82
1.21386 32,616.83 526.86
1.21629 32,482.00 526.89
1.21872 32,345.51 526.92
1.22116 32,207.36 526.95
1.22360 32,067.51 526.97
1.22605 31,925.97 527.00
1.22850 31,782.70 527.02
1.23096 31,637.68 527.04
1.23342 31,490.91 527.06
1.23589 31,342.35 527.08
1.23836 31,191.99 527.09
1.24083 31,039.82 527.10
1.24332 30,885.80 527.11
1.24580 30,729.93 527.12
1.24829 30,572.17 527.13
1.25079 30,412.52 527.13
1.25329 30,250.94 527.13
1.25580 30,087.43 527.13
1.25831 29,921.95 527.13
1.26083 29,754.48 527.13
1.26335 29,585.01 527.12
1.26588 29,413.51 527.11
1.26841 29,239.96 527.10
1.27094 29,064.33 527.09
1.27349 28,886.61 527.07
1.27603 28,706.77 527.06
1.27859 28,524.79 527.04
1.28114 28,340.64 527.02
1.28370 28,154.31 526.99
1.28627 27,965.75 526.97
1.28884 27,774.97 526.94
1.29142 27,581.91 526.91
1.29401 27,386.57 526.87
1.29659 27,188.92 526.84
1.29919 26,988.93 526.80
1.30178 26,786.57 526.76
1.30439 26,581.83 526.72
1.30700 26,374.66 526.68
1.30961 26,165.05 526.63
1.31223 25,952.97 526.58
1.31485 25,738.40 526.53
1.31748 25,521.29 526.48
1.32012 25,301.64 526.42
1.32276 25,079.40 526.37
1.32541 24,854.55 526.31
1.32806 24,627.05 526.24
1.33071 24,396.89 526.18
1.33337 24,164.03 526.11
1.33604 23,928.44 526.04
1.33871 23,690.09 525.97
1.34139 23,448.95 525.90
1.34407 23,204.99 525.82
1.34676 22,958.17 525.74
1.34945 22,708.47 525.66
1.35215 22,455.85 525.57
1.35486 22,200.29 525.49
1.35757 21,941.73 525.40
1.36028 21,680.17 525.31
1.36300 21,415.55 525.21
1.36573 21,147.85 525.12
1.36846 20,877.02 525.02
1.37120 20,603.05 524.92
1.37394 20,325.88 524.81
1.37669 20,045.49 524.71
1.37944 19,761.84 524.60
1.38220 19,474.89 524.49
1.38496 19,184.61 524.37
1.38773 18,890.95 524.26
1.39051 18,593.88 524.14
1.39329 18,293.36 524.02
1.39608 17,989.35 523.89
1.39887 17,681.82 523.77
1.40167 17,370.72 523.64
1.40447 17,056.01 523.50
1.40728 16,737.65 523.37
1.41009 16,415.61 523.23
1.41291 16,089.83 523.09
1.41574 15,760.28 522.95
1.41857 15,426.91 522.81
1.42141 15,089.69 522.66
1.42425 14,748.56 522.51
1.42710 14,403.48 522.35
1.42995 14,054.41 522.20
1.43281 13,701.00 522.04
94,319.10
FINANCIAMENTO HABITACIONAL - SACRE

Taxa de juros 12.0% aa


1.0% am
Prestações 180 meses Indexador TR
Meses Saldo Dev. Juro Amortiz. Prestação Variação
0 40,000.00
1 39,777.78 400.00 222.22 622.22 0.20%
2 39,553.33 397.78 224.44 622.22 0.20%
3 39,326.64 395.53 226.69 622.22 0.20%
4 39,097.69 393.27 228.96 622.22 0.20%
5 38,866.44 390.98 231.25 622.22 0.20%
6 38,632.89 388.66 233.56 622.22 0.20%
7 38,396.99 386.33 235.89 622.22 0.20%
8 38,158.74 383.97 238.25 622.22 0.20%
9 37,918.11 381.59 240.63 622.22 0.20%
10 37,675.06 379.18 243.04 622.22 0.20%
11 37,429.59 376.75 245.47 622.22 0.20%
12 37,181.67 374.30 247.93 622.22 0.20%
13 36,960.35 371.82 221.32 593.14 0.20%
14 36,736.81 369.60 223.53 593.14 0.20%
15 36,511.05 367.37 225.77 593.14 0.20%
16 36,283.02 365.11 228.03 593.14 0.20%
17 36,052.71 362.83 230.31 593.14 0.20%
18 35,820.11 360.53 232.61 593.14 0.20%
19 35,585.17 358.20 234.94 593.14 0.20%
20 35,347.89 355.85 237.28 593.14 0.20%
21 35,108.23 353.48 239.66 593.14 0.20%
22 34,866.17 351.08 242.05 593.14 0.20%
23 34,621.70 348.66 244.47 593.14 0.20%
24 34,374.78 346.22 246.92 593.14 0.20%
25 34,154.43 343.75 220.35 564.10 0.20%
26 33,931.88 341.54 222.55 564.10 0.20%
27 33,707.10 339.32 224.78 564.10 0.20%
28 33,480.07 337.07 227.03 564.10 0.20%
29 33,250.77 334.80 229.30 564.10 0.20%
30 33,019.18 332.51 231.59 564.10 0.20%
31 32,785.27 330.19 233.91 564.10 0.20%
32 32,549.02 327.85 236.25 564.10 0.20%
33 32,310.42 325.49 238.61 564.10 0.20%
34 32,069.42 323.10 240.99 564.10 0.20%
35 31,826.02 320.69 243.40 564.10 0.20%
36 31,580.18 318.26 245.84 564.10 0.20%
37 31,360.87 315.80 219.31 535.11 0.20%
38 31,139.37 313.61 221.50 535.11 0.20%
39 30,915.66 311.39 223.71 535.11 0.20%
40 30,689.70 309.16 225.95 535.11 0.20%
41 30,461.49 306.90 228.21 535.11 0.20%
42 30,231.00 304.61 230.49 535.11 0.20%
43 29,998.20 302.31 232.80 535.11 0.20%
44 29,763.07 299.98 235.13 535.11 0.20%
45 29,525.60 297.63 237.48 535.11 0.20%
46 29,285.74 295.26 239.85 535.11 0.20%
47 29,043.49 292.86 242.25 535.11 0.20%
48 28,798.82 290.43 244.67 535.11 0.20%
49 28,580.65 287.99 218.17 506.16 0.20%
50 28,360.29 285.81 220.35 506.16 0.20%
51 28,137.73 283.60 222.56 506.16 0.20%
52 27,912.95 281.38 224.78 506.16 0.20%
53 27,685.92 279.13 227.03 506.16 0.20%
54 27,456.62 276.86 229.30 506.16 0.20%
55 27,225.02 274.57 231.59 506.16 0.20%
56 26,991.11 272.25 233.91 506.16 0.20%
57 26,754.86 269.91 236.25 506.16 0.20%
58 26,516.25 267.55 238.61 506.16 0.20%
59 26,275.25 265.16 241.00 506.16 0.20%
60 26,031.84 262.75 243.41 506.16 0.20%
61 25,814.91 260.32 216.93 477.25 0.20%
62 25,595.81 258.15 219.10 477.25 0.20%
63 25,374.51 255.96 221.29 477.25 0.20%
64 25,151.01 253.75 223.51 477.25 0.20%
65 24,925.27 251.51 225.74 477.25 0.20%
66 24,697.27 249.25 228.00 477.25 0.20%
67 24,466.99 246.97 230.28 477.25 0.20%
68 24,234.41 244.67 232.58 477.25 0.20%
69 23,999.51 242.34 234.91 477.25 0.20%
70 23,762.25 240.00 237.26 477.25 0.20%
71 23,522.62 237.62 239.63 477.25 0.20%
72 23,280.60 235.23 242.02 477.25 0.20%
73 23,065.04 232.81 215.56 448.37 0.20%
74 22,847.32 230.65 217.72 448.37 0.20%
75 22,627.43 228.47 219.89 448.37 0.20%
76 22,405.33 226.27 222.09 448.37 0.20%
77 22,181.02 224.05 224.31 448.37 0.20%
78 21,954.46 221.81 226.56 448.37 0.20%
79 21,725.64 219.54 228.82 448.37 0.20%
80 21,494.53 217.26 231.11 448.37 0.20%
81 21,261.11 214.95 233.42 448.37 0.20%
82 21,025.35 212.61 235.76 448.37 0.20%
83 20,787.24 210.25 238.11 448.37 0.20%
84 20,546.75 207.87 240.49 448.37 0.20%
85 20,332.72 205.47 214.03 419.50 0.20%
86 20,116.55 203.33 216.17 419.50 0.20%
87 19,898.22 201.17 218.33 419.50 0.20%
88 19,677.70 198.98 220.51 419.50 0.20%
89 19,454.98 196.78 222.72 419.50 0.20%
90 19,230.04 194.55 224.95 419.50 0.20%
91 19,002.84 192.30 227.20 419.50 0.20%
92 18,773.37 190.03 229.47 419.50 0.20%
93 18,541.61 187.73 231.76 419.50 0.20%
94 18,307.53 185.42 234.08 419.50 0.20%
95 18,071.11 183.08 236.42 419.50 0.20%
96 17,832.33 180.71 238.78 419.50 0.20%
97 17,620.04 178.32 212.29 390.61 0.20%
98 17,405.62 176.20 214.41 390.61 0.20%
99 17,189.07 174.06 216.56 390.61 0.20%
100 16,970.35 171.89 218.72 390.61 0.20%
101 16,749.44 169.70 220.91 390.61 0.20%
102 16,526.32 167.49 223.12 390.61 0.20%
103 16,300.97 165.26 225.35 390.61 0.20%
104 16,073.37 163.01 227.60 390.61 0.20%
105 15,843.49 160.73 229.88 390.61 0.20%
106 15,611.31 158.43 232.18 390.61 0.20%
107 15,376.81 156.11 234.50 390.61 0.20%
108 15,139.96 153.77 236.84 390.61 0.20%
109 14,929.69 151.40 210.28 361.68 0.20%
110 14,717.31 149.30 212.38 361.68 0.20%
111 14,502.80 147.17 214.50 361.68 0.20%
112 14,286.15 145.03 216.65 361.68 0.20%
113 14,067.34 142.86 218.82 361.68 0.20%
114 13,846.33 140.67 221.00 361.68 0.20%
115 13,623.12 138.46 223.21 361.68 0.20%
116 13,397.68 136.23 225.45 361.68 0.20%
117 13,169.97 133.98 227.70 361.68 0.20%
118 12,940.00 131.70 229.98 361.68 0.20%
119 12,707.72 129.40 232.28 361.68 0.20%
120 12,473.12 127.08 234.60 361.68 0.20%
121 12,265.24 124.73 207.89 332.62 0.20%
122 12,055.27 122.65 209.96 332.62 0.20%
123 11,843.21 120.55 212.06 332.62 0.20%
124 11,629.02 118.43 214.18 332.62 0.20%
125 11,412.70 116.29 216.33 332.62 0.20%
126 11,194.21 114.13 218.49 332.62 0.20%
127 10,973.53 111.94 220.67 332.62 0.20%
128 10,750.65 109.74 222.88 332.62 0.20%
129 10,525.54 107.51 225.11 332.62 0.20%
130 10,298.18 105.26 227.36 332.62 0.20%
131 10,068.55 102.98 229.63 332.62 0.20%
132 9,836.61 100.69 231.93 332.62 0.20%
133 9,631.69 98.37 204.93 303.30 0.20%
134 9,424.71 96.32 206.98 303.30 0.20%
135 9,215.66 94.25 209.05 303.30 0.20%
136 9,004.52 92.16 211.14 303.30 0.20%
137 8,791.27 90.05 213.25 303.30 0.20%
138 8,575.89 87.91 215.38 303.30 0.20%
139 8,358.35 85.76 217.54 303.30 0.20%
140 8,138.64 83.58 219.71 303.30 0.20%
141 7,916.73 81.39 221.91 303.30 0.20%
142 7,692.60 79.17 224.13 303.30 0.20%
143 7,466.23 76.93 226.37 303.30 0.20%
144 7,237.60 74.66 228.63 303.30 0.20%
145 7,036.55 72.38 201.04 273.42 0.20%
146 6,833.50 70.37 203.05 273.42 0.20%
147 6,628.41 68.33 205.09 273.42 0.20%
148 6,421.28 66.28 207.14 273.42 0.20%
149 6,212.07 64.21 209.21 273.42 0.20%
150 6,000.77 62.12 211.30 273.42 0.20%
151 5,787.36 60.01 213.41 273.42 0.20%
152 5,571.81 57.87 215.55 273.42 0.20%
153 5,354.11 55.72 217.70 273.42 0.20%
154 5,134.23 53.54 219.88 273.42 0.20%
155 4,912.15 51.34 222.08 273.42 0.20%
156 4,687.85 49.12 224.30 273.42 0.20%
157 4,492.52 46.88 195.33 242.21 0.20%
158 4,295.24 44.93 197.28 242.21 0.20%
159 4,095.99 42.95 199.25 242.21 0.20%
160 3,894.74 40.96 201.25 242.21 0.20%
161 3,691.49 38.95 203.26 242.21 0.20%
162 3,486.20 36.91 205.29 242.21 0.20%
163 3,278.85 34.86 207.34 242.21 0.20%
164 3,069.43 32.79 209.42 242.21 0.20%
165 2,857.92 30.69 211.51 242.21 0.20%
166 2,644.30 28.58 213.63 242.21 0.20%
167 2,428.53 26.44 215.76 242.21 0.20%
168 2,210.61 24.29 217.92 242.21 0.20%
169 2,026.40 22.11 184.22 206.32 0.20%
170 1,840.34 20.26 186.06 206.32 0.20%
171 1,652.42 18.40 187.92 206.32 0.20%
172 1,462.62 16.52 189.80 206.32 0.20%
173 1,270.92 14.63 191.70 206.32 0.20%
174 1,077.30 12.71 193.61 206.32 0.20%
175 881.75 10.77 195.55 206.32 0.20%
176 684.25 8.82 197.51 206.32 0.20%
177 484.76 6.84 199.48 206.32 0.20%
178 283.29 4.85 201.48 206.32 0.20%
179 79.80 2.83 203.49 206.32 0.20%
180 - 0.80 79.80 80.59 0.20%
Total 35,186.18 40,000.00 75,186.18

Elaborado p/ Prof. Breno de Campos


Indexador TR Moeda Corrente
Índice Saldo Devedor Prestação
1.00000 40,000.00
1.00200 39,857.33 623.47
1.00400 39,711.70 624.71
1.00601 39,563.08 625.96
1.00802 39,411.41 627.21
1.01004 39,256.67 628.47
1.01206 39,098.80 629.73
1.01408 38,937.79 630.99
1.01611 38,773.57 632.25
1.01814 38,606.12 633.51
1.02018 38,435.38 634.78
1.02222 38,261.33 636.05
1.02427 38,083.91 637.32
1.02631 37,932.93 608.74
1.02837 37,778.92 609.96
1.03042 37,621.85 611.18
1.03248 37,461.66 612.40
1.03455 37,298.32 613.63
1.03662 37,131.79 614.86
1.03869 36,962.03 616.09
1.04077 36,788.99 617.32
1.04285 36,612.64 618.55
1.04494 36,432.94 619.79
1.04703 36,249.83 621.03
1.04912 36,063.28 622.27
1.05122 35,903.77 592.99
1.05332 35,741.16 594.18
1.05543 35,575.40 595.37
1.05754 35,406.46 596.56
1.05965 35,234.30 597.75
1.06177 35,058.87 598.95
1.06390 34,880.13 600.14
1.06602 34,698.05 601.34
1.06816 34,512.57 602.55
1.07029 34,323.66 603.75
1.07243 34,131.28 604.96
1.07458 33,935.37 606.17
1.07673 33,767.10 576.17
1.07888 33,595.67 577.32
1.08104 33,421.01 578.47
1.08320 33,243.10 579.63
1.08537 33,061.90 580.79
1.08754 32,877.35 581.95
1.08971 32,689.42 583.11
1.09189 32,498.07 584.28
1.09408 32,303.24 585.45
1.09626 32,104.91 586.62
1.09846 31,903.02 587.79
1.10065 31,697.52 588.97
1.10285 31,520.30 558.22
1.10506 31,339.84 559.34
1.10727 31,156.09 560.46
1.10949 30,969.00 561.58
1.11170 30,778.55 562.70
1.11393 30,584.68 563.83
1.11616 30,387.36 564.95
1.11839 30,186.53 566.08
1.12062 29,982.15 567.22
1.12287 29,774.19 568.35
1.12511 29,562.59 569.49
1.12736 29,347.30 570.63
1.12962 29,160.95 539.11
1.13188 28,971.27 540.19
1.13414 28,778.24 541.27
1.13641 28,581.80 542.35
1.13868 28,381.92 543.44
1.14096 28,178.55 544.52
1.14324 27,971.64 545.61
1.14553 27,761.16 546.70
1.14782 27,547.05 547.80
1.15011 27,329.27 548.89
1.15241 27,107.78 549.99
1.15472 26,882.53 551.09
1.15703 26,686.88 518.77
1.15934 26,487.85 519.81
1.16166 26,285.38 520.85
1.16398 26,079.44 521.89
1.16631 25,869.98 522.94
1.16864 25,656.96 523.98
1.17098 25,440.32 525.03
1.17332 25,220.04 526.08
1.17567 24,996.05 527.13
1.17802 24,768.32 528.19
1.18038 24,536.79 529.24
1.18274 24,301.42 530.30
1.18510 24,096.38 497.15
1.18747 23,887.87 498.14
1.18985 23,675.87 499.14
1.19223 23,460.32 500.14
1.19461 23,241.18 501.14
1.19700 23,018.40 502.14
1.19940 22,791.94 503.14
1.20179 22,561.75 504.15
1.20420 22,327.78 505.16
1.20661 22,090.00 506.17
1.20902 21,848.34 507.18
1.21144 21,602.76 508.19
1.21386 21,388.28 474.15
1.21629 21,170.27 475.10
1.21872 20,948.68 476.05
1.22116 20,723.49 477.00
1.22360 20,494.63 477.95
1.22605 20,262.06 478.91
1.22850 20,025.75 479.87
1.23096 19,785.63 480.83
1.23342 19,541.66 481.79
1.23589 19,293.80 482.75
1.23836 19,041.99 483.72
1.24083 18,786.19 484.69
1.24332 18,562.32 449.68
1.24580 18,334.86 450.58
1.24829 18,103.77 451.48
1.25079 17,868.99 452.38
1.25329 17,630.49 453.29
1.25580 17,388.22 454.19
1.25831 17,142.12 455.10
1.26083 16,892.16 456.01
1.26335 16,638.28 456.92
1.26588 16,380.43 457.84
1.26841 16,118.57 458.75
1.27094 15,852.64 459.67
1.27349 15,619.61 423.58
1.27603 15,382.93 424.43
1.27859 15,142.55 425.28
1.28114 14,898.44 426.13
1.28370 14,650.53 426.98
1.28627 14,398.80 427.84
1.28884 14,143.18 428.69
1.29142 13,883.63 429.55
1.29401 13,620.11 430.41
1.29659 13,352.55 431.27
1.29919 13,080.92 432.13
1.30178 12,805.16 433.00
1.30439 12,563.46 395.62
1.30700 12,318.07 396.41
1.30961 12,068.93 397.20
1.31223 11,816.00 397.99
1.31485 11,559.24 398.79
1.31748 11,298.60 399.59
1.32012 11,034.02 400.39
1.32276 10,765.46 401.19
1.32541 10,492.87 401.99
1.32806 10,216.20 402.79
1.33071 9,935.40 403.60
1.33337 9,650.42 404.41
1.33604 9,401.12 365.30
1.33871 9,148.09 366.03
1.34139 8,891.28 366.76
1.34407 8,630.66 367.50
1.34676 8,366.17 368.23
1.34945 8,097.76 368.97
1.35215 7,825.39 369.71
1.35486 7,549.01 370.45
1.35757 7,268.56 371.19
1.36028 6,984.00 371.93
1.36300 6,695.27 372.67
1.36573 6,402.33 373.42
1.36846 6,147.84 331.45
1.37120 5,889.63 332.11
1.37394 5,627.64 332.78
1.37669 5,361.85 333.44
1.37944 5,092.19 334.11
1.38220 4,818.62 334.78
1.38496 4,541.09 335.45
1.38773 4,259.56 336.12
1.39051 3,973.97 336.79
1.39329 3,684.27 337.46
1.39608 3,390.42 338.14
1.39887 3,092.36 338.81
1.40167 2,840.33 289.20
1.40447 2,584.70 289.78
1.40728 2,325.41 290.36
1.41009 2,062.43 290.94
1.41291 1,795.70 291.52
1.41574 1,525.18 292.10
1.41857 1,250.83 292.69
1.42141 972.59 293.27
1.42425 690.43 293.86
1.42710 404.28 294.44
1.42995 114.11 295.03
1.43281 0.00 115.48
87,705.53
SALDO DEVEDOR "Price x SAC x SAM x SACRE"
50,000

45,000

40,000

35,000

30,000
Pr
25,000 SA
SA
20,000
SA

15,000

10,000

5,000

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No. Price SAC SAM SACRE


0 40,000.00 44,450.00 40,000.00 40,000.00
1 39,999.77 44,291.46 39,965.13 39,857.33
2 39,998.58 44,132.11 39,929.66 39,711.70
3 39,996.41 43,971.95 39,893.58 39,563.08
4 39,993.25 43,810.96 39,856.87 39,411.41
5 39,989.08 43,649.16 39,819.54 39,256.67
6 39,983.89 43,486.54 39,781.58 39,098.80
7 39,977.67 43,323.09 39,742.98 38,937.79
8 39,970.40 43,158.81 39,703.73 38,773.57
9 39,962.06 42,993.70 39,663.83 38,606.12
10 39,952.65 42,827.76 39,623.28 38,435.38
11 39,942.15 42,660.99 39,582.06 38,261.33
12 39,930.54 42,493.37 39,540.18 38,083.91
13 39,917.80 42,324.92 39,497.61 37,932.93
14 39,903.93 42,155.62 39,454.36 37,778.92
15 39,888.90 41,985.47 39,410.42 37,621.85
16 39,872.70 41,814.48 39,365.79 37,461.66
17 39,855.32 41,642.63 39,320.45 37,298.32
18 39,836.74 41,469.93 39,274.39 37,131.79
19 39,816.93 41,296.37 39,227.62 36,962.03
20 39,795.89 41,121.95 39,180.12 36,788.99
21 39,773.60 40,946.67 39,131.89 36,612.64
22 39,750.04 40,770.52 39,082.92 36,432.94
23 39,725.19 40,593.50 39,033.20 36,249.83
24 39,699.04 40,415.61 38,982.72 36,063.28
25 39,671.57 40,236.85 38,931.48 35,903.77
26 39,642.75 40,057.21 38,879.47 35,741.16
27 39,612.58 39,876.70 38,826.68 35,575.40
28 39,581.04 39,695.30 38,773.10 35,406.46
29 39,548.10 39,513.01 38,718.73 35,234.30
30 39,513.74 39,329.84 38,663.56 35,058.87
31 39,477.95 39,145.78 38,607.57 34,880.13
32 39,440.72 38,960.82 38,550.77 34,698.05
33 39,402.01 38,774.96 38,493.14 34,512.57
34 39,361.81 38,588.21 38,434.67 34,323.66
35 39,320.10 38,400.56 38,375.35 34,131.28
36 39,276.85 38,212.00 38,315.19 33,935.37
37 39,232.06 38,022.53 38,254.16 33,767.10
38 39,185.69 37,832.15 38,192.26 33,595.67
39 39,137.74 37,640.86 38,129.48 33,421.01
40 39,088.16 37,448.65 38,065.81 33,243.10
41 39,036.95 37,255.52 38,001.24 33,061.90
42 38,984.09 37,061.47 37,935.77 32,877.35
43 38,929.54 36,866.50 37,869.38 32,689.42
44 38,873.29 36,670.59 37,802.07 32,498.07
45 38,815.32 36,473.76 37,733.81 32,303.24
46 38,755.60 36,275.99 37,664.62 32,104.91
47 38,694.11 36,077.28 37,594.47 31,903.02
48 38,630.82 35,877.64 37,523.35 31,697.52
49 38,565.72 35,677.05 37,451.26 31,520.30
50 38,498.78 35,475.51 37,378.18 31,339.84
51 38,429.97 35,273.03 37,304.11 31,156.09
52 38,359.27 35,069.59 37,229.03 30,969.00
53 38,286.65 34,865.20 37,152.94 30,778.55
54 38,212.10 34,659.86 37,075.82 30,584.68
55 38,135.58 34,453.55 36,997.66 30,387.36
56 38,057.07 34,246.28 36,918.46 30,186.53
57 37,976.54 34,038.04 36,838.19 29,982.15
58 37,893.96 33,828.83 36,756.86 29,774.19
59 37,809.32 33,618.64 36,674.44 29,562.59
60 37,722.58 33,407.49 36,590.94 29,347.30
61 37,633.71 33,195.35 36,506.32 29,160.95
62 37,542.69 32,982.23 36,420.60 28,971.27
63 37,449.49 32,768.12 36,333.74 28,778.24
64 37,354.08 32,553.03 36,245.75 28,581.80
65 37,256.44 32,336.95 36,156.60 28,381.92
66 37,156.52 32,119.87 36,066.30 28,178.55
67 37,054.31 31,901.79 35,974.81 27,971.64
68 36,949.78 31,682.71 35,882.14 27,761.16
69 36,842.88 31,462.63 35,788.27 27,547.05
70 36,733.60 31,241.54 35,693.19 27,329.27
71 36,621.90 31,019.44 35,596.87 27,107.78
72 36,507.76 30,796.33 35,499.33 26,882.53
73 36,391.13 30,572.20 35,400.52 26,686.88
74 36,271.99 30,347.05 35,300.46 26,487.85
75 36,150.30 30,120.88 35,199.11 26,285.38
76 36,026.04 29,893.68 35,096.48 26,079.44
77 35,899.17 29,665.46 34,992.53 25,869.98
78 35,769.65 29,436.20 34,887.27 25,656.96
79 35,637.45 29,205.90 34,780.67 25,440.32
80 35,502.53 28,974.57 34,672.73 25,220.04
81 35,364.87 28,742.19 34,563.42 24,996.05
82 35,224.43 28,508.77 34,452.74 24,768.32
83 35,081.17 28,274.30 34,340.66 24,536.79
84 34,935.05 28,038.78 34,227.18 24,301.42
85 34,786.04 27,802.20 34,112.27 24,096.38
86 34,634.10 27,564.57 33,995.93 23,887.87
87 34,479.20 27,325.87 33,878.14 23,675.87
88 34,321.29 27,086.11 33,758.88 23,460.32
89 34,160.33 26,845.28 33,638.14 23,241.18
90 33,996.30 26,603.37 33,515.89 23,018.40
91 33,829.14 26,360.40 33,392.13 22,791.94
92 33,658.83 26,116.34 33,266.84 22,561.75
93 33,485.31 25,871.20 33,140.00 22,327.78
94 33,308.55 25,624.98 33,011.60 22,090.00
95 33,128.51 25,377.67 32,881.61 21,848.34
96 32,945.14 25,129.27 32,750.03 21,602.76
97 32,758.41 24,879.77 32,616.83 21,388.28
98 32,568.26 24,629.17 32,482.00 21,170.27
99 32,374.67 24,377.47 32,345.51 20,948.68
100 32,177.57 24,124.67 32,207.36 20,723.49
101 31,976.93 23,870.76 32,067.51 20,494.63
102 31,772.71 23,615.73 31,925.97 20,262.06
103 31,564.86 23,359.59 31,782.70 20,025.75
104 31,353.32 23,102.34 31,637.68 19,785.63
105 31,138.07 22,843.95 31,490.91 19,541.66
106 30,919.04 22,584.45 31,342.35 19,293.80
107 30,696.19 22,323.81 31,191.99 19,041.99
108 30,469.47 22,062.04 31,039.82 18,786.19
109 30,238.84 21,799.13 30,885.80 18,562.32
110 30,004.24 21,535.09 30,729.93 18,334.86
111 29,765.63 21,269.90 30,572.17 18,103.77
112 29,522.95 21,003.56 30,412.52 17,868.99
113 29,276.15 20,736.08 30,250.94 17,630.49
114 29,025.18 20,467.44 30,087.43 17,388.22
115 28,769.99 20,197.64 29,921.95 17,142.12
116 28,510.52 19,926.68 29,754.48 16,892.16
117 28,246.73 19,654.56 29,585.01 16,638.28
118 27,978.55 19,381.26 29,413.51 16,380.43
119 27,705.93 19,106.80 29,239.96 16,118.57
120 27,428.81 18,831.16 29,064.33 15,852.64
121 27,147.15 18,554.34 28,886.61 15,619.61
122 26,860.88 18,276.34 28,706.77 15,382.93
123 26,569.94 17,997.16 28,524.79 15,142.55
124 26,274.27 17,716.78 28,340.64 14,898.44
125 25,973.82 17,435.21 28,154.31 14,650.53
126 25,668.53 17,152.44 27,965.75 14,398.80
127 25,358.34 16,868.47 27,774.97 14,143.18
128 25,043.17 16,583.30 27,581.91 13,883.63
129 24,722.98 16,296.92 27,386.57 13,620.11
130 24,397.70 16,009.33 27,188.92 13,352.55
131 24,067.26 15,720.52 26,988.93 13,080.92
132 23,731.61 15,430.49 26,786.57 12,805.16
133 23,390.67 15,139.24 26,581.83 12,563.46
134 23,044.38 14,846.76 26,374.66 12,318.07
135 22,692.67 14,553.06 26,165.05 12,068.93
136 22,335.48 14,258.11 25,952.97 11,816.00
137 21,972.73 13,961.93 25,738.40 11,559.24
138 21,604.36 13,664.51 25,521.29 11,298.60
139 21,230.30 13,365.84 25,301.64 11,034.02
140 20,850.47 13,065.93 25,079.40 10,765.46
141 20,464.81 12,764.76 24,854.55 10,492.87
142 20,073.24 12,462.33 24,627.05 10,216.20
143 19,675.69 12,158.64 24,396.89 9,935.40
144 19,272.09 11,853.69 24,164.03 9,650.42
145 18,862.35 11,547.47 23,928.44 9,401.12
146 18,446.40 11,239.98 23,690.09 9,148.09
147 18,024.17 10,931.21 23,448.95 8,891.28
148 17,595.57 10,621.16 23,204.99 8,630.66
149 17,160.54 10,309.83 22,958.17 8,366.17
150 16,718.98 9,997.21 22,708.47 8,097.76
151 16,270.82 9,683.30 22,455.85 7,825.39
152 15,815.97 9,368.09 22,200.29 7,549.01
153 15,354.35 9,051.58 21,941.73 7,268.56
154 14,885.88 8,733.77 21,680.17 6,984.00
155 14,410.48 8,414.65 21,415.55 6,695.27
156 13,928.05 8,094.22 21,147.85 6,402.33
157 13,438.51 7,772.48 20,877.02 6,147.84
158 12,941.78 7,449.41 20,603.05 5,889.63
159 12,437.75 7,125.02 20,325.88 5,627.64
160 11,926.35 6,799.31 20,045.49 5,361.85
161 11,407.48 6,472.26 19,761.84 5,092.19
162 10,881.05 6,143.88 19,474.89 4,818.62
163 10,346.97 5,814.16 19,184.61 4,541.09
164 9,805.13 5,483.09 18,890.95 4,259.56
165 9,255.45 5,150.68 18,593.88 3,973.97
166 8,697.83 4,816.92 18,293.36 3,684.27
167 8,132.17 4,481.80 17,989.35 3,390.42
168 7,558.36 4,145.32 17,681.82 3,092.36
169 6,976.32 3,807.47 17,370.72 2,840.33
170 6,385.94 3,468.26 17,056.01 2,584.70
171 5,787.11 3,127.68 16,737.65 2,325.41
172 5,179.73 2,785.72 16,415.61 2,062.43
173 4,563.69 2,442.38 16,089.83 1,795.70
174 3,938.90 2,097.65 15,760.28 1,525.18
175 3,305.23 1,751.54 15,426.91 1,250.83
176 2,662.59 1,404.04 15,089.69 972.59
177 2,010.86 1,055.13 14,748.56 690.43
178 1,349.93 704.83 14,403.48 404.28
179 679.68 353.12 14,054.41 114.11
180 - - 13,701.00 0.00

Elaborado p/ Prof. Breno de Campos


CRE"

Price
SAC
SACRE
SAM

4
56
158
5
57
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181

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