Papers by SKIREC Publication- UGC Approved Journals
Water pollution has turned into a growing concern throughout the most recent century as more wast... more Water pollution has turned into a growing concern throughout the most recent century as more waste is being disposed of in our seas, streams and lakes. This increase in pollution is harming our sustenance supplies, drinking water and condition. It is likewise making issues in the seas ecosystem and harming the creatures and vegetation that depend on the sea and streams for their survival. This article will give you an in depth explanation of what water pollution is, the circumstances and end results associated with water pollution and what should be possible to prevent or even switch the state of water pollution.
Microfinance means building a financial system that serves poor for alleviating their poverty and... more Microfinance means building a financial system that serves poor for alleviating their poverty and enhancing their standard of living. It is an attempt to improve access to small deposits and small loans for poor household neglected by formal banks. Micro credit started in India in the early 1980s with small efforts at forming informal SHGs to provide access to muchneeded savings and credit services. Now microfinance sector has grown significantly and forming SHG strategy has become an integral component of the Govt. of India"s thought to reduce the poverty of the country. As a result SHG strategy has been introduced in every annual plan since 2000. An attempt has been made to examine the growth of performance of microfinance through SHGs formation.
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The pressure to spend unnecessarily is very high amongst students due to peer pressure, high bran... more The pressure to spend unnecessarily is very high amongst students due to peer pressure, high brand
awareness, poor money management skills, etc. During college years, the urge to spend is unlimited while the
resources are limited. Unfortunately social status and peer pressure prevent many of these students from
admitting that. In such situations many resort to ‘borrowing
This paper aims to study the accuracy of the market capital to the GDP ratio for developing
econo... more This paper aims to study the accuracy of the market capital to the GDP ratio for developing
economies. E
The growing awareness of the financial sector has increased the participation in options markets ... more The growing awareness of the financial sector has increased the participation in options markets by individuals. This has led to a number of ways a trader can strategize their investment in the market. The study shows calculations to understand which strategy is most profitable for the selected options; the options chosen are from the banking sector. The banking sector being the largest sector is impacted the most. By choosing options from same sector, the study ensures that the selected options are subjected to same conditions. This avoids any discrepancy that can arise due to any extraneous factor. The study will conclude which strategy of the chosen strategies is best suited for the different options.
The growing awareness of the financial sector has increased the participation in options markets ... more The growing awareness of the financial sector has increased the participation in options markets by individuals. This has led to a number of ways a trader can strategize their investment in the market. The study shows calculations to understand which strategy is most profitable for the selected options; the options chosen are from the banking sector.
The growing awareness of the financial sector has increased the participation in options markets ... more The growing awareness of the financial sector has increased the participation in options markets by individuals. This has led to a number of ways a trader can strategize their investment in the market. The study shows calculations to understand which strategy is most profitable for the selected options; the options chosen are from the banking sector. The banking sector being the largest sector is impacted the most. By choosing options from same sector, the study ensures that the selected options are subjected to same conditions. This avoids any discrepancy that can arise due to any extraneous factor. The study will conclude which strategy of the chosen strategies is best suited for the different options.
This paper aims to study the impact of demonetisation and the tax collected by the government. Th... more This paper aims to study the impact of demonetisation and the tax collected by the government. The announcements of demonetisation created disruption throughout the economy. This study aims to analyze if there is variation in tax collected by the government
JMRA
The economy acquires its resources and funding from tax. Like every human being require money to ... more The economy acquires its resources and funding from tax. Like every human being require money to live a basic life and to fulfill their unlimited need likewise government also needs funds to make expenditure relating to various sectors like infrastructure, education, defense, social security, welfare, housing, transportation, health, environment etc.
Teacher is an ideal person for students in Indian society. His knowledge, candidature, expression... more Teacher is an ideal person for students in Indian society. His knowledge, candidature, expressions, words have remarkable influence on students. Teacher's words, examples create an image in student's mind and students see the world according to view given by teacher. Present study is focused on finding of impact of teacher's word on different grade students.
Principles of accounting are the basis for standard practices for financial reporting in today's ... more Principles of accounting are the basis for standard practices for financial reporting in today's economy circle. The need for the harmonized accounting system for financial information has become imperative for business visibility. The tendency is that Investors believe that the lack of harmonized presentation for financial statement affects the free flow of world capital for investors. This paper analyzed the benefits of accounting system harmonization and performance of enterprises in North Kivu province of the Democratic Republic of Congo.
, http://www.euroasiapub.org (An open access scholarly, peer-reviewed, interdisciplinary, monthly... more , http://www.euroasiapub.org (An open access scholarly, peer-reviewed, interdisciplinary, monthly, and fully refereed journals.) Abstract The study was to investigate the effect of financial management competencies on management of Nigeria money deposit banks. A study First City Monument Bank (FCMB) and United Bank of Africa (UBA) in Enugu metropolis. The specific objectives include to: examine the extent of employee financial skills on the safety of loan lending in Nigeria money deposits bank and determine the relationship between budget preparation on bank income and credit to customers in Nigeria money deposit bank. The study used the survey approach. The primary sources were a personal interview and the administration of a questionnaire to the management and staff of the First City Monument Bank (FCMB) and United Bank of Africa (UBA). A population of 219 staff was used. That gave 100 percent response rate. The validity of the instrument was tested using content analysis, and the result was good. The reliability was tested using the Pearson correlation coefficient (r). It gave a reliability coefficient of 0.87 which was also good. Data were presented and analyzed using Sprint Likert Scale. The hypotheses were examined using f-statistics (ANOVA) tool. The findings indicated that Employee financial skills have a positive effect on the safety of loan lending in Nigeria money deposits bank to a high extent F (95, n = 219) = 115.383, P < 0.05 and there is a positive relationship between budget preparation on bank income and lending to customers in Nigeria money deposit bank F (95, n = 219) = 327.308, P < 0.05. The concluded that credit arrangement ought to be joined by alluring and fitting credit strategies and approaches that upgrade execution of credit administration and shields the managing an accounting industry from failures. The study recommended that Banks and organizations should train or employ competent hands to handle their loan lending in Nigeria money deposits bank for efficiency and reliability and Bank Budget preparation is essential to enable the bank rate their level liquidity and credit to customers in Nigeria money deposit bank.
The study was to investigate the effect of E-banking on the economic growth of Nigeria. A study o... more The study was to investigate the effect of E-banking on the economic growth of Nigeria. A study of Union Bank plc in Enugu metropolis. The specific objectives include to: examine the effect of automated employee services on the rate of unemployment in Nigeria and determine the extent of internet managing of banks control on the gross domestic product (GDP) in Nigeria. The study used the survey approach. The primary sources were a personal interview and the administration of a questionnaire to the management and staff of the manufacturing firms. A population of 141 staff was used. 141 staff returned the questionnaire and accurately filled. That gave 100 percent response rate. The validity of the instrument was tested using content analysis, and the result was good. The reliability was tested using the Pearson correlation coefficient (r). It gave a reliability coefficient of 0.91 which was also good. Data were presented and analyzed using Sprint Likert Scale. The hypotheses were analyzed using f-statistics (ANOVA) tool. The findings indicated that Automated employee services have a positive effect on the rate of unemployment in Nigeria F (95, n = 141) = 902.507, P < 0.05. Internet managing of banks control has positive effect on the gross domestic product (GDP) in Nigeria F(95, n = .141) =115.383, P < 0.05. The study concluded that Electronic banking solves numerous financial problems and it has hugely boosted the Nigerian economy and that of the banking industry. The study recommended that the automated employee services should be encouraged and competent technical services staff placed in-charge to reduced duplication of tasks for effective use of computer systems into daily business operations and Government should formulate policies that will guide and protect internet control of banks for efficiency and productivity in the economy.
Despite the ubiquitous infiltration of information communication technologies (ICTs) into our liv... more Despite the ubiquitous infiltration of information communication technologies (ICTs) into our lives, research on the use of the social media as alternate and dependable news sources is at a nascent stage. Today, Communication is witnessing a paradigm shift from conventionalism to modern social media, which includes varying social media platforms. The Tech-Determinist Theory has pointed, in the contemporary society, to a situation where mass media audiences are changing the outlets where they search for the news. This research adopted the survey methodological approach, with a study population of 3,682 comprising all the people in the contact of the researchers across the various social media platforms which include: Badoo, Whatsapp, Facebook, Twitter, and Blackberry Messenger (BBM). A sample size of 348 was determined for the study using the Australian National Statistical Service online sampling calculator. Evidence from research data shows that besides being used for meeting their information needs, social media have been adjudged by the users as dependable news sources. Also, research finding shows that the more frequently a social medium is used, the higher perceived dependability of such medium as a news source. In consonance with the technological determinism theory, the advancement of media technology determines the media used in communication by the people. This, the researchers conclude, is responsible for the modern social media channels being used for news dissemination and reception. To effectively mainstream the social media as news sources, there is the need to train special corps of reporters to take over the business of news dissemination on the social media platforms. This is to guard against quacks from abusing the social media with deliberate dissemination of falsehood.
Vesico Vaginal Fistula is an abnormal communication between the urinary bladder and the vagina th... more Vesico Vaginal Fistula is an abnormal communication between the urinary bladder and the vagina that result into constant involuntary discharge of urine into the vagina. This research work evaluates the influence of media campaigns on Vesico Vaginal Fistula prevention and control in North West Nigeria. In executing this study the researchers used explanatory mixed research method. Australian National Statistical Services (NSS) online calculator was used to draw a manageable sample size of 428 from the entire population of North Western Nigeria (35, 786, 944). Three measuring instruments: questionnaire, interview and observation were used to generate both qualitative and quantitative data. Five research questions were raised and findings revealed that respondents are exposed to VVF campaigns in the region. However, the level of exposure is said to be relatively high. It was equally found out that the knowledge level of the people of North West Nigeria on VVF is high. From the study it was also discovered that radio and seminar/workshop forms the major sources of information to the people. The challenges associated with the use of the media in campaigns against VVF were as well discovered to include: language, frequency of the awareness campaigns and boring awareness programmes. The level of the influence of the campaigns on VVF prevention and control is said to be moderately high. Based on the findings the study recommends that the campaigns planners should ensure they use local languages during the campaigns, skilled counselors should be used during the seminars, the awareness campaign should inform the people on the consequences of underage marriage.
The study evaluated the impacts of social media on modern journalism and discovered that social m... more The study evaluated the impacts of social media on modern journalism and discovered that social media is emerging as a powerful phenomenon across Nigeria as showcased by popular citizen journalism websites. The Sahara Reporters, one of such websites, is noted for its timely reports on issues and events as evidenced in a study conducted by Dare (2011, p.44) where 86 of the 120 respondents surveyed cited the Sahara reporters as a source of breaking news. By its interactivity and ability to deliver news in split seconds, social media have posed a serious challenge to the modern journalism in Nigeria. In congruency with the Democratic Participant Media Theory and the Public Sphere model, the researcher came to the reasoned conclusion that in this modern age, the social media have emerged as alternative news sources, since audiences now depend on them largely in meeting their information needs. In as much as social media in Nigeria has broadened people's access to a variety of news, this study suggests that a proper synergy between the modern journalism and social media is recommended to ascertain the best way(s) forward, for effective and efficient journalism practices in the country which will suit the modern age. The need therefore to sensitize Nigerian citizen journalists on proper use of this emerging brand of journalism is obvious. Among other things, it was recommended that operators of social media should endeavour to observe the core ethics of conventional journalism, that is, accuracy and objectivity in their news dissemination responsibilities.
The study was to investigate the relationship between organizational pay and employee retention i... more The study was to investigate the relationship between organizational pay and employee retention in a manufacturing firm in SouthEast. The specific objectives included to: assess the relationship between employee salary and employee turnover in a manufacturing firm in South East, Nigeria and determine the extent of the relationship between organizational retirement plan and employee retention. The study used the survey approach. The primary sources were a personal interview and the administration of a questionnaire to the management and staff of the studied firms. A population of 283 staff was sampled and used. The validity of the instrument was tested using content analysis, and the result was good. The reliability was tested using the Pearson correlation coefficient (r). It gave a reliability coefficient of 0.84 which was also good. The data were analyzed using regression analysis. The result showed that there is significant positive relationship between employee salary and employee turnover in manufacturing firm in South East, Nigeria f(n = 283)= 432.197, P<0.05 and there is a significant positive relationship between organizational retirement plan and employee retention to a great extent f(n = 283)= 272.028, P<0.05. The study concluded that employee salary and retirement plan has a positive relationship with the employee retention and if mechanisms for distributing organizational profits are perceived to be equitable, more employees are likely to benefit and consequently experience job satisfaction, organizational commitment, and trust in management. The study recommended that Organizations should aim at addressing the various needs of employees especially the issue of salary to enhance their job satisfaction and reduce the substantial costs involved in hiring and training new staff.
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Papers by SKIREC Publication- UGC Approved Journals
awareness, poor money management skills, etc. During college years, the urge to spend is unlimited while the
resources are limited. Unfortunately social status and peer pressure prevent many of these students from
admitting that. In such situations many resort to ‘borrowing
economies. E
awareness, poor money management skills, etc. During college years, the urge to spend is unlimited while the
resources are limited. Unfortunately social status and peer pressure prevent many of these students from
admitting that. In such situations many resort to ‘borrowing
economies. E