Papers by Fred Gichana Atandi
International journal of latest technology in engineering management & applied science, 2024
The COVID-19 pandemic fundamentally reshaped the global economic landscape, forcing businesses to... more The COVID-19 pandemic fundamentally reshaped the global economic landscape, forcing businesses to adapt to unprecedented challenges. This study examines the paradigm shifts witnessed among companies listed on the Nairobi Securities Exchange (NSE) in Kenya. By drawing on reputable sources like the Capital Markets Authority (CMA) and Kenya Institute for Public Policy Research and Analysis (KIPPRA), the research explores the prevalence of digital transformation initiatives, the adoption of remote work policies, the assessment of financial resilience strategies employed by these companies and the adaptive strategies for resilience and growth. The findings reveal a significant push towards digitalization, with 76% of NSE-listed companies actively pursuing digital transformation initiatives. The shift to remote work was also widespread, with 68% of firms implementing formal remote work policies. However, challenges such as skill gaps, cybersecurity risks, and maintaining productivity in remote settings were identified. The analysis of financial resilience highlights the varying impact on different sectors, with some experiencing declines in revenue, profitability, and liquidity ratios. The study concludes by emphasizing the need for further research into sector-specific transformations and the long-term effects of the pandemic on NSE-listed companies.
International journal of latest technology in engineering management & applied science, 2024
This scholarly paper examines the collection of empirical studies on human resource management du... more This scholarly paper examines the collection of empirical studies on human resource management during crisis situations. It encompasses research conducted both before the onset of the COVID-19 pandemic and studies published in the aftermath of the pandemic's outbreaks. Thefindings point to the significance of Human Resource Management (HRM) in guiding organizations through times of economic instability. It extracts valuable lessons from previous financial crises to underscore the crucialhuman resource management significance in sustaining business operations, strengthening resilience, and fostering enduring success. Finally, a conclusion is presented.
Strategic Journal of Business & Change Management, Jan 2, 2023
The study determined the effect of Program based budgeting on financial performance by County Gov... more The study determined the effect of Program based budgeting on financial performance by County Government of Bungoma. The study used a target population of 202 workers and sample size of 134 respondents who were workers in the field of finance. Questionnaires were used to collect data. The study therefore rejected the null hypothesis and concluded that Program Based Budgeting had a statistically significant influence on the financial performance of the County Government of Bungoma.
International Journal of Current Science Research and Review, Jun 22, 2024
The purpose of this study was to investigate the effect of dividend payout on financial performan... more The purpose of this study was to investigate the effect of dividend payout on financial performance of selected companies listed on the NSE, Kenya. The study was guided by the following specific objectives: Establish the effect of dividend payout rate on financial performance, determine the effect of dividend per share on financial performance, examine the effect of dividend yield on financial performance and determine the moderating effect of company size on financial performance of selected companies listed on Nairobi Securities Exchange. The study used longitudinal research design targeting 57 companies listed on NSE as at 31st December 2020. Purposive sampling technique was used on the target population, whereby 18 least performing companies as at 31 st December 2020 were selected. A total of 90 observations were included in the dataset. Secondary data was collected mainly from NSE Handbook 2020-2021 and annual reports of the companies over five years from 2016 to 2020. The analysis involved both descriptive and inferential statistics. An empirical estimation was then carried out involving testing for stationarity of the variables, cointegration and estimating the cointegrating relation. It was expected that the output of this study provided a basis for Board of Directors and managers of companies in Kenya, Investors, Government agencies and regulatory bodies to make an informed decision and develop policies for investments. The study came with findings, made conclusions and appropriate recommendations. Based on the findings, the study concluded that dividend payout rate led to an increase in ROA of selected companies listed on Nairobi's Securities Exchange. Therefore, dividend payout rate had a positive and significant effect on financial performance of selected companies listed on Nairobi's Securities Exchange. When companies enhance dividend payout, there is a likelihood of improved financial performance of selected companies listed on NSE, Kenya. The study recommended that companies listed at NSE should ensure that the dividend payout rate is aligned with the company's long-term strategic objectives. For instance, a mature, stable company may prioritize regular dividends to reward shareholders, while a growth-oriented company may reinvest profits for expansion. Furthermore, the study recommends that the government should support companies by ensuring that there are sound decision practices on dividend payout policy for the sustainability of companies. This study should be used by academicians to understand how well management allocates profits between reinvestment and shareholders returns. Dividend payout rate can be used to tell a company's financial health and examine key financial metrices. Suggestions for further studies to be carried out in the entire East Africa Region to assess the establishment of companies in Kenya, Uganda, Tanzania, Burundi, and Rwanda, and then compare the results of those listed companies in the region. Also, more studies should be carried out in the future to investigate the effect that dividend policy contain on the expansion of the economy.
International Journal of Research and Innovation in Social Science
Banks rely on their profitability to mitigate the chaotic nature of the dynamic environment. High... more Banks rely on their profitability to mitigate the chaotic nature of the dynamic environment. High financial performance contributes to the financial institutions and market development of nations. Banks’ primary function is financial intermediation, but this function entails a risk of its own which is the risk of default. The purpose of this study was to determine the influence of credit risk identification on the financial performance of commercial banks in South Sudan. The research was anchored on the following three theories: Asymmetric information theory, portfolio theory, and credit risk theory. The study adopted an explanatory research design. The target population for the study was 711 employees of the 28Commercial Banks in South Sudan. The sample size was 195 respondents comprising Branch Managers, Credit Risk Managers, and Loan Officers of the Commercial Banks selected using the purposive sampling method since they are the ones exclusively dealing with lending matters daily...
International journal of management & entrepreneurship research, Mar 6, 2021
This study aimed at determining the effect of entrepreneurial money management practices on compe... more This study aimed at determining the effect of entrepreneurial money management practices on competitive outcomes of small and medium enterprises. The specific objectives of the study were to; assess the entrepreneurial money management practices of small and medium enterprises, determine the competitive outcomes of small and medium enterprises and to determine the relationship between entrepreneurial money management practices and competitive outcomes of small and medium enterprises. The study used both descriptive, cross-sectional and correlation research designs. The target population was 324 SMEs trading in Trans Nzoia county out of which 179 were sampled to participate in this study. The sampling method used was stratified and simple random sampling. The research instruments reliability test had a Cronbach alpha value of 0.825 which was above the threshold. The study findings indicated that entrepreneurial money management practices among SMEs was moderately embraced affecting their competitive outcomes. The study results also indicated that competitive outcomes of SMEs were dismal affecting their graduation into large enterprises. It was also found that there existed a positive significant relationship between entrepreneurial money management practices and competitive outcomes of SMEs. The study concluded that for SMEs to realize their competitive outcomes of increasing their respective
This research study examined the effect of credit available to MSEs from diverse sources on their... more This research study examined the effect of credit available to MSEs from diverse sources on their business performance in Kitale town. The MSEs contribution to the growth of the national economy continue to assume increasing significance especially in job creation and mobilization of savings for poverty alleviation. These enterprises are created to fulfill the primary needs of man and are formed under conditions of risk and considerable uncertainty .This sector is encumbered by many problems chief among them being financing. A number of organizations have stepped in to finance their operations and solve this problem and promote their business performance. Its in light of this that this study was carried out with the objective of conducting a study to determine the effect of credit available to MSEs on business performance in Kitale town. More specifically this research sought to establish the effect of credit on improvement of profits, savings, kinds of assets acquired, market share served, stock levels held in the business, number of employees added in business. It also sought to establish the personal characteristics of entrepreneurs those of MSEs that influence their business performance. From relevant and current literature reviews conducted by the researcher, the independent variable considered in this study was the provision of credit while the dependent variable was performance. The intervening variables considered included the characteristics of entrepreneurs like the business management skills, technical training, gender and expenditure of credit and the characteristics of the MSEs like amount of credit given ,cost of credit, type of business conducted, size of business and expenses of operating the business. The measures of performance considered included profits realized, employment provided, amount of savings, assets acquired, market share and stock levels held due to access to credit. This study was set to fill the gap that had been left by past studies and economic surveys which have over emphasized on availing of credit to MSEs as the solution of their problems, other studies had recommended a replica of their research to be conducted elsewhere. This study was important because the findings will provoke interest and encourage various stake holders to provide an enabling environment for the growth of the sector. Primary data collection utilized interview and questionnaire to capture required data from respondents while secondary data was collected from relevant literature's to capture the intended information .The questionnaires were open- ended . The target population was a researchers prepared list of 465 MSEs who have been receiving credit from diverse sources and have kept records for their business performances .Cluster sampling was used to get the population of study from 4 ( four) different markets, but because the number was fairy larqe 30% of the MSEs from each market was used in the study giving a total of 140 MSEs to be used in the study ,then random sampling by use of random number tables was used. After conducting data collection, the researcher received 120 complete responses showing a response rate of 86% which was adequate number. This was a descriptive research project which used the statistical package for social sciences (SPSS) as a tool to analyze descriptive statistics. A database was created and data entered in a way that allowed computation of basic characteristics such as tabulations to show frequencies and percentages of responses to questions. The results of descriptive statistics was presented by use of tables and pie charts. The researcher calls for a repeat of the research study in the same area with the objective of establishing factors hindering most of the MSEs who receive credit but don't keep records of their performances.
International journal of management & entrepreneurship research, Mar 6, 2021
The purpose of the study was to determine the influence of entrepreneurial working environment on... more The purpose of the study was to determine the influence of entrepreneurial working environment on employee productivity among small and medium enterprises in Kitale town, Kenya. The specific objectives of the study were to; examine entrepreneurial working environment, establish employee productivity and to find out the relationship between entrepreneurial working environment and employee productivity among small and medium enterprises in Kitale town. The study used both descriptive, cross-sectional and correlation research designs. A total of 14 SME hotels with a total of 92 regular employees were sampled to participate in the study. The sampling method used was census since the population was small. The research instruments reliability test had a cronbatch's alpha value of 0.884 which was above the threshold. The results indicated that SMEs hotels have not embraced entrepreneurial working environments in their work places which will allow employees to be motivated to exploit their potential and improve on productivity. The study results also showed that employee productivity is low implying that they may not be achieving their set targets which affects performance of SMEs hotels. The study results also revealed that there was a significant relationship between entrepreneurial working environment and employee productivity. The study recommendations were;the SMEs hotels
International journal of management & entrepreneurship research, Mar 6, 2021
The study endeavored to determine the role of entrepreneur's competence on growth of small and me... more The study endeavored to determine the role of entrepreneur's competence on growth of small and medium enterprises. The specific objectives of the study were to; establish entrepreneur's competence small and medium enterprises in Bungoma County, examine the growth of small and medium enterprises in Bungoma county and to determine the relationship between entrepreneur's competence and growth of small and medium enterprises. The study used a combination of descriptive, cross-sectional and correlation research designs and data was gathered using a self-administered questionnaire on 201 SMEs. Data was analyzed using descriptive and inferential statistics. The resource-based theory was used to guide this research. The study findings indicated that the grand mean for entrepreneur's competence was low with a mean of 2.23 with a SD of 0.50. The implications of the findings is that SMEs operators in Bungoma county lack the prerequisite entrepreneurial skills and knowledge affecting their growth save for resource mobilization. It was also found that the grand mean for growth of SMEs was low with a mean of 1.96 and SD of 0.58. The implication of the findings was that SMEs were performing dismally affecting their graduation/transition to the next higher level. The study results also found that there was a significant relationship between entrepreneur's competence and growth of SMEs with p. value 0.000. The study concluded that SMEs should embrace relevant competence skills to enable them operated
International Journal of Social Science Research and Review
The performance of broadcasters has struggled with the economic implications of the digital disru... more The performance of broadcasters has struggled with the economic implications of the digital disruption, the mobile telephony and the advent of social media compelling managers to rethink and recalibrate their strategies while radio and television stations have shut down their operations in the recent times in Kenya. The overall objective of the study was to determine the influence of strategic partnerships on the organizational performance of broadcasters in Kenya. The study was underpinned by the Igor Ansoff’s theory and resource based view theory. A correlation and descriptive research design was adopted. The target population comprised of 239 radio and TV station mangers drawn from 167 radio and 72 television stations. Simple random sampling was applied. The sample size of the study was 179 respondents. Results revealed a strong significant relationship between strategic partnerships and operational performance (r=0.667; P<0.000). Study concludes: strategic partnership has got...
International Journal of Innovative Research and Development
International Journal of Academic Research in Accounting, Finance and Management Sciences
.................................................................................................... more .............................................................................................................. XXV CHAPTER ONE ..............................................................................................................
The International Journal of Academic Research in Business and Social Sciences, 2017
The outcome of research conducted on financial institutions across the world have indicated mixed... more The outcome of research conducted on financial institutions across the world have indicated mixed findings on the effect of savings incentives in increasing savings mobilization among MSEs. Despite that other study findings have shown that savings incentives initiatives from financial institutions have encouraged consumers of financial products and services to increase savings mobilization, financial institutions offering automatic bank savings incentive programs report positive results. However, for any savings initiative to create an impact on the expected beneficiaries, savings incentives ought to meet the unique needs of their diverse consumers for them to be motivated to save even more with their respective financial institutions. The target population for this study was members registered with Kenya National Chamber of Commerce and Industry Trans Nzoia county and therefore were conducting business within the county. The design used for the study was mixed method The study used...
This research study examined the effect of credit available to MSEs from diverse sources on their... more This research study examined the effect of credit available to MSEs from diverse sources on their business performance in Kitale town. The MSEs contribution to the growth of the national economy continue to assume increasing significance especially in job creation and mobilization of savings for poverty alleviation. These enterprises are created to fulfill the primary needs of man and are formed under conditions of risk and considerable uncertainty .This sector is encumbered by many problems chief among them being financing. A number of organizations have stepped in to finance their operations and solve this problem and promote their business performance. Its in light of this that this study was carried out with the objective of conducting a study to determine the effect of credit available to MSEs on business performance in Kitale town. More specifically this research sought to establish the effect of credit on improvement of profits, savings, kinds of assets acquired, market share...
This study aimed at determining the effect of entrepreneurial money management practices on compe... more This study aimed at determining the effect of entrepreneurial money management practices on competitive outcomes of small and medium enterprises. The specific objectives of the study were to; assess the entrepreneurial money management practices of small and medium enterprises, determine the competitive outcomes of small and medium enterprises and to determine the relationship between entrepreneurial money management practices and competitive outcomes of small and medium enterprises. The study used both descriptive, cross-sectional and correlation research designs. The target population was 324 SMEs trading in Trans Nzoia county out of which 179 were sampled to participate in this study. The sampling method used was stratified and simple random sampling. The research instruments reliability test had a Cronbach alpha value of 0.825 which was above the threshold. The study findings indicated that entrepreneurial money management practices among SMEs was moderately embraced affecting t...
More than ever there is a global concern to entrench financial deepening and access to previously... more More than ever there is a global concern to entrench financial deepening and access to previously ignored areas considered economically unviable where majority of the micro and small enterprises operate through provision of technology based financial products and services. Financial literacy has been appreciated as a means to an end by offering skills and knowledge to change attitude and attract more potential users of agent banking. The objective of this paper was to investigate the impact of financial literacy in equipping micro and small enterprises with skills and knowledge to make informed financial decisions .The methodology of study was experimental design which randomly assigned trainees to either treatment group and control groups. Data was collected using structured questionnaire and interview schedules. The findings of this study indicated that despite intense penetration of agent banking services in the rural areas its usage is still low. Other important findings were th...
The purpose of the study was to determine the influence of entrepreneurial working environment ... more The purpose of the study was to determine the influence of entrepreneurial working environment on employee productivity among small and medium enterprises in Kitale town, Kenya. The specific objectives of the study were to; examine entrepreneurial working environment, establish employee productivity and to find out the relationship between entrepreneurial working environment and employee productivity among small and medium enterprises in Kitale town. The study used both descriptive, cross-sectional and correlation research designs. A total of 14 SME hotels with a total of 92 regular employees were sampled to participate in the study. The sampling method used was census since the population was small. The research instruments reliability test had a cronbatch’s alpha value of 0.884 which was above the threshold. The results indicated that SMEs hotels have not embraced entrepreneurial working environments in their work places which will allow employees to be motivated to...
The study endeavored to determine the role of entrepreneur’s competence on growth of small and me... more The study endeavored to determine the role of entrepreneur’s competence on growth of small and medium enterprises. The specific objectives of the study were to; establish entrepreneur’s competence small and medium enterprises in Bungoma County, examine the growth of small and medium enterprises in Bungoma county and to determine the relationship between entrepreneur’s competence and growth of small and medium enterprises. The study used a combination of descriptive, cross-sectional and correlation research designs and data was gathered using a self-administered questionnaire on 201 SMEs. Data was analyzed using descriptive and inferential statistics. The resource-based theory was used to guide this research. The study findings indicated that the grand mean for entrepreneur’s competence was low with a mean of 2.23 with a SD of 0.50. The implications of the findings is that SMEs operators in Bungoma county lack the prerequisite entrepreneurial skills and knowledge affecting their gro...
The International Journal of Academic Research in Business and Social Sciences, 2017
Study findings from past studies and experts have indicated that financial literacy has enabled M... more Study findings from past studies and experts have indicated that financial literacy has enabled MSEs make informed financial decisions on savings mobilization in their respective financial institutions based on knowledge and skills attained during financial literacy trainings which has gone a long way in enhancing their entrepreneurial growth. The financially literate entrepreneurs is more likely to trust financial institutions because they well comprehend the financial products and services provided by these institutions. To better study this subject matter the researcher employed mixed research design to conduct the study among 339MSEs who are registered with KNCCI Trans Nzoia county. The study used stratified sampling was used to categorize MSEs into three strata’s namely service manufacturing and commerce or trade and then random sampling was used to get the actual target population to be used in the study . Also pilot study was conducted to test the instruments reliability and ...
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Papers by Fred Gichana Atandi