Papers by Ardyanti Nadya Azhari
This study aims to analyze the influence of religiosity variables, understanding products and ser... more This study aims to analyze the influence of religiosity variables, understanding products and services, the demand for financing in the KSU Ja'far Medika Sharia in Karanganyar. The population in this study are all members of financing ranges from 884 member then retrieved a sample of 90 members. The sampling technique using a probability / random (randown sampling). Data collected by distributing a questionnaire to members who request financing in KSU Ja'far Medika Sharia. Analysis tool used is multiple regression analysis. Based on the results obtained by analysis of the value of the regression equation Y = 4.965 to 0.107 + 0.535 + 0.311. The results of this study indicate that the adjusted R2 value of 0.402 explained that 40.2% of financing requests can be influenced by religiosity, understanding products and services. While 59.8% is influenced by other variables outside the research. Test simultaneously (F test) showed a significant relationship between religiosity, understanding products and services, and can result in F count (20.976) > F table (2.711), mean F count > F table so the decision Ho rejected and Ha accepted, thus simultaneously three independent variables significantly influence the demand for financing in KSU Ja'far Islamic Medika Karanganyar. While the partial test (t test) showed that the variables religiosity t count 1.154 < t table 1,663, variable understanding of the product t hitung 4,549 > 1,663 t table , variable service t count 4,549 > 1,663 t tabel. So it is mentioned that the religiosity variable is not significant. Variable understanding of the product and service variables together significantly influence demand for financing.
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Papers by Ardyanti Nadya Azhari