1

VLERA AKTUALE E NJË LEKU NË FUND TË N PERIUDHAVE PVIFi ,n =

(1 + i )n

N 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% 21% 22% 23% 24% 25% 30% 35% 40% 45% 50%
1 0.9901 0.9804 0.9709 0.9615 0.9524 0.9434 0.9346 0.9259 0.9174 0.9091 0.9009 0.8929 0.8850 0.8772 0.8696 0.8621 0.8547 0.8475 0.8403 0.8333 0.8264 0.8197 0.8130 0.8065 0.8000 0.7692 0.7407 0.7143 0.6897 0.6667
2 0.9803 0.9612 0.9426 0.9246 0.9070 0.8900 0.8734 0.8573 0.8417 0.8264 0.8116 0.7972 0.7831 0.7695 0.7561 0.7432 0.7305 0.7182 0.7062 0.6944 0.6830 0.6719 0.6610 0.6504 0.6400 0.5917 0.5487 0.5102 0.4756 0.4444
3 0.9706 0.9423 0.9151 0.8890 0.8638 0.8396 0.8163 0.7938 0.7722 0.7513 0.7312 0.7118 0.6931 0.6750 0.6575 0.6407 0.6244 0.6086 0.5934 0.5787 0.5645 0.5507 0.5374 0.5245 0.5120 0.4552 0.4064 0.3644 0.3280 0.2963
4 0.9610 0.9238 0.8885 0.8548 0.8227 0.7921 0.7629 0.7350 0.7084 0.6830 0.6587 0.6355 0.6133 0.5921 0.5718 0.5523 0.5337 0.5158 0.4987 0.4823 0.4665 0.4514 0.4369 0.4230 0.4096 0.3501 0.3011 0.2603 0.2262 0.1975
5 0.9515 0.9057 0.8626 0.8219 0.7835 0.7473 0.7130 0.6806 0.6499 0.6209 0.5935 0.5674 0.5428 0.5194 0.4972 0.4761 0.4561 0.4371 0.4190 0.4019 0.3855 0.3700 0.3552 0.3411 0.3277 0.2693 0.2230 0.1859 0.1560 0.1317
6 0.9420 0.8880 0.8375 0.7903 0.7462 0.7050 0.6663 0.6302 0.5963 0.5645 0.5346 0.5066 0.4803 0.4556 0.4323 0.4104 0.3898 0.3704 0.3521 0.3349 0.3186 0.3033 0.2888 0.2751 0.2621 0.2072 0.1652 0.1328 0.1076 0.0878
7 0.9327 0.8706 0.8131 0.7599 0.7107 0.6651 0.6227 0.5835 0.5470 0.5132 0.4817 0.4523 0.4251 0.3996 0.3759 0.3538 0.3332 0.3139 0.2959 0.2791 0.2633 0.2486 0.2348 0.2218 0.2097 0.1594 0.1224 0.0949 0.0742 0.0585
8 0.9235 0.8535 0.7894 0.7307 0.6768 0.6274 0.5820 0.5403 0.5019 0.4665 0.4339 0.4039 0.3762 0.3506 0.3269 0.3050 0.2848 0.2660 0.2487 0.2326 0.2176 0.2038 0.1909 0.1789 0.1678 0.1226 0.0906 0.0678 0.0512 0.0390
9 0.9143 0.8368 0.7664 0.7026 0.6446 0.5919 0.5439 0.5002 0.4604 0.4241 0.3909 0.3606 0.3329 0.3075 0.2843 0.2630 0.2434 0.2255 0.2090 0.1938 0.1799 0.1670 0.1552 0.1443 0.1342 0.0943 0.0671 0.0484 0.0353 0.0260
10 0.9053 0.8203 0.7441 0.6756 0.6139 0.5584 0.5083 0.4632 0.4224 0.3855 0.3522 0.3220 0.2946 0.2697 0.2472 0.2267 0.2080 0.1911 0.1756 0.1615 0.1486 0.1369 0.1262 0.1164 0.1074 0.0725 0.0497 0.0346 0.0243 0.0173
11 0.8963 0.8043 0.7224 0.6496 0.5847 0.5268 0.4751 0.4289 0.3875 0.3505 0.3173 0.2875 0.2607 0.2366 0.2149 0.1954 0.1778 0.1619 0.1476 0.1346 0.1228 0.1122 0.1026 0.0938 0.0859 0.0558 0.0368 0.0247 0.0168 0.0116
12 0.8874 0.7885 0.7014 0.6246 0.5568 0.4970 0.4440 0.3971 0.3555 0.3186 0.2858 0.2567 0.2307 0.2076 0.1869 0.1685 0.1520 0.1372 0.1240 0.1122 0.1015 0.0920 0.0834 0.0757 0.0687 0.0429 0.0273 0.0176 0.0116 0.0077
13 0.8787 0.7730 0.6810 0.6006 0.5303 0.4688 0.4150 0.3677 0.3262 0.2897 0.2575 0.2292 0.2042 0.1821 0.1625 0.1452 0.1299 0.1163 0.1042 0.0935 0.0839 0.0754 0.0678 0.0610 0.0550 0.0330 0.0202 0.0126 0.0080 0.0051
14 0.8700 0.7579 0.6611 0.5775 0.5051 0.4423 0.3878 0.3405 0.2992 0.2633 0.2320 0.2046 0.1807 0.1597 0.1413 0.1252 0.1110 0.0985 0.0876 0.0779 0.0693 0.0618 0.0551 0.0492 0.0440 0.0254 0.0150 0.0090 0.0055 0.0034
15 0.8613 0.7430 0.6419 0.5553 0.4810 0.4173 0.3624 0.3152 0.2745 0.2394 0.2090 0.1827 0.1599 0.1401 0.1229 0.1079 0.0949 0.0835 0.0736 0.0649 0.0573 0.0507 0.0448 0.0397 0.0352 0.0195 0.0111 0.0064 0.0038 0.0023
16 0.8528 0.7284 0.6232 0.5339 0.4581 0.3936 0.3387 0.2919 0.2519 0.2176 0.1883 0.1631 0.1415 0.1229 0.1069 0.0930 0.0811 0.0708 0.0618 0.0541 0.0474 0.0415 0.0364 0.0320 0.0281 0.0150 0.0082 0.0046 0.0026 0.0015
17 0.8444 0.7142 0.6050 0.5134 0.4363 0.3714 0.3166 0.2703 0.2311 0.1978 0.1696 0.1456 0.1252 0.1078 0.0929 0.0802 0.0693 0.0600 0.0520 0.0451 0.0391 0.0340 0.0296 0.0258 0.0225 0.0116 0.0061 0.0033 0.0018 0.0010
18 0.8360 0.7002 0.5874 0.4936 0.4155 0.3503 0.2959 0.2502 0.2120 0.1799 0.1528 0.1300 0.1108 0.0946 0.0808 0.0691 0.0592 0.0508 0.0437 0.0376 0.0323 0.0279 0.0241 0.0208 0.0180 0.0089 0.0045 0.0023 0.0012 0.0007
19 0.8277 0.6864 0.5703 0.4746 0.3957 0.3305 0.2765 0.2317 0.1945 0.1635 0.1377 0.1161 0.0981 0.0829 0.0703 0.0596 0.0506 0.0431 0.0367 0.0313 0.0267 0.0229 0.0196 0.0168 0.0144 0.0068 0.0033 0.0017 0.0009 0.0005
20 0.8195 0.6730 0.5537 0.4564 0.3769 0.3118 0.2584 0.2145 0.1784 0.1486 0.1240 0.1037 0.0868 0.0728 0.0611 0.0514 0.0433 0.0365 0.0308 0.0261 0.0221 0.0187 0.0159 0.0135 0.0115 0.0053 0.0025 0.0012 0.0006 0.0003
21 0.8114 0.6598 0.5375 0.4388 0.3589 0.2942 0.2415 0.1987 0.1637 0.1351 0.1117 0.0926 0.0768 0.0638 0.0531 0.0443 0.0370 0.0309 0.0259 0.0217 0.0183 0.0154 0.0129 0.0109 0.0092 0.0040 0.0018 0.0009 0.0004 0.0002
22 0.8034 0.6468 0.5219 0.4220 0.3418 0.2775 0.2257 0.1839 0.1502 0.1228 0.1007 0.0826 0.0680 0.0560 0.0462 0.0382 0.0316 0.0262 0.0218 0.0181 0.0151 0.0126 0.0105 0.0088 0.0074 0.0031 0.0014 0.0006 0.0003 0.0001
23 0.7954 0.6342 0.5067 0.4057 0.3256 0.2618 0.2109 0.1703 0.1378 0.1117 0.0907 0.0738 0.0601 0.0491 0.0402 0.0329 0.0270 0.0222 0.0183 0.0151 0.0125 0.0103 0.0086 0.0071 0.0059 0.0024 0.0010 0.0004 0.0002 0.0001
24 0.7876 0.6217 0.4919 0.3901 0.3101 0.2470 0.1971 0.1577 0.1264 0.1015 0.0817 0.0659 0.0532 0.0431 0.0349 0.0284 0.0231 0.0188 0.0154 0.0126 0.0103 0.0085 0.0070 0.0057 0.0047 0.0018 0.0007 0.0003 0.0001 0.0001
25 0.7798 0.6095 0.4776 0.3751 0.2953 0.2330 0.1842 0.1460 0.1160 0.0923 0.0736 0.0588 0.0471 0.0378 0.0304 0.0245 0.0197 0.0160 0.0129 0.0105 0.0085 0.0069 0.0057 0.0046 0.0038 0.0014 0.0006 0.0002 0.0001 4.0E-05
26 0.7720 0.5976 0.4637 0.3607 0.2812 0.2198 0.1722 0.1352 0.1064 0.0839 0.0663 0.0525 0.0417 0.0331 0.0264 0.0211 0.0169 0.0135 0.0109 0.0087 0.0070 0.0057 0.0046 0.0037 0.0030 0.0011 0.0004 0.0002 0.0001 2.6E-05
27 0.7644 0.5859 0.4502 0.3468 0.2678 0.2074 0.1609 0.1252 0.0976 0.0763 0.0597 0.0469 0.0369 0.0291 0.0230 0.0182 0.0144 0.0115 0.0091 0.0073 0.0058 0.0047 0.0037 0.0030 0.0024 0.0008 0.0003 0.0001 4.4E-05 1.8E-05
28 0.7568 0.5744 0.4371 0.3335 0.2551 0.1956 0.1504 0.1159 0.0895 0.0693 0.0538 0.0419 0.0326 0.0255 0.0200 0.0157 0.0123 0.0097 0.0077 0.0061 0.0048 0.0038 0.0030 0.0024 0.0019 0.0006 0.0002 0.0001 3.0E-05 1.2E-05
29 0.7493 0.5631 0.4243 0.3207 0.2429 0.1846 0.1406 0.1073 0.0822 0.0630 0.0485 0.0374 0.0289 0.0224 0.0174 0.0135 0.0105 0.0082 0.0064 0.0051 0.0040 0.0031 0.0025 0.0020 0.0015 0.0005 0.0002 0.0001 2.1E-05 7.8E-06
30 0.7419 0.5521 0.4120 0.3083 0.2314 0.1741 0.1314 0.0994 0.0754 0.0573 0.0437 0.0334 0.0256 0.0196 0.0151 0.0116 0.0090 0.0070 0.0054 0.0042 0.0033 0.0026 0.0020 0.0016 0.0012 0.0004 0.0001 4.1E-05 1.4E-05 5.2E-06
31 0.7346 0.5412 0.4000 0.2965 0.2204 0.1643 0.1228 0.0920 0.0691 0.0521 0.0394 0.0298 0.0226 0.0172 0.0131 0.0100 0.0077 0.0059 0.0046 0.0035 0.0027 0.0021 0.0016 0.0013 0.0010 0.0003 0.0001 3.0E-05 9.9E-06 3.5E-06
32 0.7273 0.5306 0.3883 0.2851 0.2099 0.1550 0.1147 0.0852 0.0634 0.0474 0.0355 0.0266 0.0200 0.0151 0.0114 0.0087 0.0066 0.0050 0.0038 0.0029 0.0022 0.0017 0.0013 0.0010 0.0008 0.0002 0.0001 2.1E-05 6.9E-06 2.3E-06
33 0.7201 0.5202 0.3770 0.2741 0.1999 0.1462 0.1072 0.0789 0.0582 0.0431 0.0319 0.0238 0.0177 0.0132 0.0099 0.0075 0.0056 0.0042 0.0032 0.0024 0.0019 0.0014 0.0011 0.0008 0.0006 0.0002 0.0001 1.5E-05 4.7E-06 1.5E-06
34 0.7130 0.5100 0.3660 0.2636 0.1904 0.1379 0.1002 0.0730 0.0534 0.0391 0.0288 0.0212 0.0157 0.0116 0.0086 0.0064 0.0048 0.0036 0.0027 0.0020 0.0015 0.0012 0.0009 0.0007 0.0005 0.0001 3.7E-05 1.1E-05 3.3E-06 1.0E-06
35 0.7059 0.5000 0.3554 0.2534 0.1813 0.1301 0.0937 0.0676 0.0490 0.0356 0.0259 0.0189 0.0139 0.0102 0.0075 0.0055 0.0041 0.0030 0.0023 0.0017 0.0013 0.0009 0.0007 0.0005 0.0004 0.0001 2.7E-05 7.7E-06 2.2E-06 6.9E-07
36 0.6989 0.4902 0.3450 0.2437 0.1727 0.1227 0.0875 0.0626 0.0449 0.0323 0.0234 0.0169 0.0123 0.0089 0.0065 0.0048 0.0035 0.0026 0.0019 0.0014 0.0010 0.0008 0.0006 0.0004 0.0003 0.0001 2.0E-05 5.5E-06 1.6E-06 4.6E-07
37 0.6920 0.4806 0.3350 0.2343 0.1644 0.1158 0.0818 0.0580 0.0412 0.0294 0.0210 0.0151 0.0109 0.0078 0.0057 0.0041 0.0030 0.0022 0.0016 0.0012 0.0009 0.0006 0.0005 0.0003 0.0003 0.0001 1.5E-05 3.9E-06 1.1E-06 3.1E-07
38 0.6852 0.4712 0.3252 0.2253 0.1566 0.1092 0.0765 0.0537 0.0378 0.0267 0.0190 0.0135 0.0096 0.0069 0.0049 0.0036 0.0026 0.0019 0.0013 0.0010 0.0007 0.0005 0.0004 0.0003 0.0002 4.7E-05 1.1E-05 2.8E-06 7.4E-07 2.0E-07
39 0.6784 0.4619 0.3158 0.2166 0.1491 0.1031 0.0715 0.0497 0.0347 0.0243 0.0171 0.0120 0.0085 0.0060 0.0043 0.0031 0.0022 0.0016 0.0011 0.0008 0.0006 0.0004 0.0003 0.0002 0.0002 3.6E-05 8.3E-06 2.0E-06 5.1E-07 1.4E-07
40 0.6717 0.4529 0.3066 0.2083 0.1420 0.0972 0.0668 0.0460 0.0318 0.0221 0.0154 0.0107 0.0075 0.0053 0.0037 0.0026 0.0019 0.0013 0.0010 0.0007 0.0005 0.0004 0.0003 0.0002 0.0001 2.8E-05 6.1E-06 1.4E-06 3.5E-07 9.0E-08
45 0.6391 0.4102 0.2644 0.1712 0.1113 0.0727 0.0476 0.0313 0.0207 0.0137 0.0091 0.0061 0.0041 0.0027 0.0019 0.0013 0.0009 0.0006 0.0004 0.0003 0.0002 0.0001 0.0001 0.0001 4.4E-05 7.5E-06 1.4E-06 2.7E-07 5.5E-08 1.2E-08
50 0.6080 0.3715 0.2281 0.1407 0.0872 0.0543 0.0339 0.0213 0.0134 0.0085 0.0054 0.0035 0.0022 0.0014 0.0009 0.0006 0.0004 0.0003 0.0002 0.0001 0.0001 4.8E-05 3.2E-05 2.1E-05 1.4E-05 2.0E-06 3.0E-07 4.9E-08 8.5E-09 1.6E-09
55 0.5785 0.3365 0.1968 0.1157 0.0683 0.0406 0.0242 0.0145 0.0087 0.0053 0.0032 0.0020 0.0012 0.0007 0.0005 0.0003 0.0002 0.0001 0.0001 4.4E-05 2.8E-05 1.8E-05 1.1E-05 7.3E-06 4.7E-06 5.4E-07 6.8E-08 9.2E-09 1.3E-09 2.1E-10
60 0.5504 0.3048 0.1697 0.0951 0.0535 0.0303 0.0173 0.0099 0.0057 0.0033 0.0019 0.0011 0.0007 0.0004 0.0002 0.0001 0.0001 4.9E-05 2.9E-05 1.8E-05 1.1E-05 6.6E-06 4.0E-06 2.5E-06 1.5E-06 1.5E-07 1.5E-08 1.7E-09 2.1E-10 2.7E-11
65 0.5237 0.2761 0.1464 0.0781 0.0419 0.0227 0.0123 0.0067 0.0037 0.0020 0.0011 0.0006 0.0004 0.0002 0.0001 0.0001 3.7E-05 2.1E-05 1.2E-05 7.1E-06 4.2E-06 2.4E-06 1.4E-06 8.5E-07 5.0E-07 3.9E-08 3.4E-09 3.2E-10 3.2E-11 3.6E-12
VLERA AKTUALE E NJË TË PËRVITSHMEJE 1
1−
PREJ NJË LEKU PËR PERIUDHË PËR N PERIUDHA PVIFA i ,n = ∑
n
1
=
(1 + i )n =
1
−
1
t
t =1 (1 + i ) i i i (1 + i )n
N 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% 21% 22% 23% 24% 25% 30% 35% 40% 45% 50%
1 0.9901 0.9804 0.9709 0.9615 0.9524 0.9434 0.9346 0.9259 0.9174 0.9091 0.9009 0.8929 0.8850 0.8772 0.8696 0.8621 0.8547 0.8475 0.8403 0.8333 0.8264 0.8197 0.8130 0.8065 0.8000 0.7692 0.7407 0.7143 0.6897 0.6667
2 1.9704 1.9416 1.9135 1.8861 1.8594 1.8334 1.8080 1.7833 1.7591 1.7355 1.7125 1.6901 1.6681 1.6467 1.6257 1.6052 1.5852 1.5656 1.5465 1.5278 1.5095 1.4915 1.4740 1.4568 1.4400 1.3609 1.2894 1.2245 1.1653 1.1111
3 2.9410 2.8839 2.8286 2.7751 2.7232 2.6730 2.6243 2.5771 2.5313 2.4869 2.4437 2.4018 2.3612 2.3216 2.2832 2.2459 2.2096 2.1743 2.1399 2.1065 2.0739 2.0422 2.0114 1.9813 1.9520 1.8161 1.6959 1.5889 1.4933 1.4074
4 3.9020 3.8077 3.7171 3.6299 3.5460 3.4651 3.3872 3.3121 3.2397 3.1699 3.1024 3.0373 2.9745 2.9137 2.8550 2.7982 2.7432 2.6901 2.6386 2.5887 2.5404 2.4936 2.4483 2.4043 2.3616 2.1662 1.9969 1.8492 1.7195 1.6049
5 4.8534 4.7135 4.5797 4.4518 4.3295 4.2124 4.1002 3.9927 3.8897 3.7908 3.6959 3.6048 3.5172 3.4331 3.3522 3.2743 3.1993 3.1272 3.0576 2.9906 2.9260 2.8636 2.8035 2.7454 2.6893 2.4356 2.2200 2.0352 1.8755 1.7366
6 5.7955 5.6014 5.4172 5.2421 5.0757 4.9173 4.7665 4.6229 4.4859 4.3553 4.2305 4.1114 3.9975 3.8887 3.7845 3.6847 3.5892 3.4976 3.4098 3.3255 3.2446 3.1669 3.0923 3.0205 2.9514 2.6427 2.3852 2.1680 1.9831 1.8244
7 6.7282 6.4720 6.2303 6.0021 5.7864 5.5824 5.3893 5.2064 5.0330 4.8684 4.7122 4.5638 4.4226 4.2883 4.1604 4.0386 3.9224 3.8115 3.7057 3.6046 3.5079 3.4155 3.3270 3.2423 3.1611 2.8021 2.5075 2.2628 2.0573 1.8829
8 7.6517 7.3255 7.0197 6.7327 6.4632 6.2098 5.9713 5.7466 5.5348 5.3349 5.1461 4.9676 4.7988 4.6389 4.4873 4.3436 4.2072 4.0776 3.9544 3.8372 3.7256 3.6193 3.5179 3.4212 3.3289 2.9247 2.5982 2.3306 2.1085 1.9220
9 8.5660 8.1622 7.7861 7.4353 7.1078 6.8017 6.5152 6.2469 5.9952 5.7590 5.5370 5.3282 5.1317 4.9464 4.7716 4.6065 4.4506 4.3030 4.1633 4.0310 3.9054 3.7863 3.6731 3.5655 3.4631 3.0190 2.6653 2.3790 2.1438 1.9480
10 9.4713 8.9826 8.5302 8.1109 7.7217 7.3601 7.0236 6.7101 6.4177 6.1446 5.8892 5.6502 5.4262 5.2161 5.0188 4.8332 4.6586 4.4941 4.3389 4.1925 4.0541 3.9232 3.7993 3.6819 3.5705 3.0915 2.7150 2.4136 2.1681 1.9653
11 10.3676 9.7868 9.2526 8.7605 8.3064 7.8869 7.4987 7.1390 6.8052 6.4951 6.2065 5.9377 5.6869 5.4527 5.2337 5.0286 4.8364 4.6560 4.4865 4.3271 4.1769 4.0354 3.9018 3.7757 3.6564 3.1473 2.7519 2.4383 2.1849 1.9769
12 11.2551 10.5753 9.9540 9.3851 8.8633 8.3838 7.9427 7.5361 7.1607 6.8137 6.4924 6.1944 5.9176 5.6603 5.4206 5.1971 4.9884 4.7932 4.6105 4.4392 4.2784 4.1274 3.9852 3.8514 3.7251 3.1903 2.7792 2.4559 2.1965 1.9846
13 12.1337 11.3484 10.6350 9.9856 9.3936 8.8527 8.3577 7.9038 7.4869 7.1034 6.7499 6.4235 6.1218 5.8424 5.5831 5.3423 5.1183 4.9095 4.7147 4.5327 4.3624 4.2028 4.0530 3.9124 3.7801 3.2233 2.7994 2.4685 2.2045 1.9897
14 13.0037 12.1062 11.2961 10.5631 9.8986 9.2950 8.7455 8.2442 7.7862 7.3667 6.9819 6.6282 6.3025 6.0021 5.7245 5.4675 5.2293 5.0081 4.8023 4.6106 4.4317 4.2646 4.1082 3.9616 3.8241 3.2487 2.8144 2.4775 2.2100 1.9931
15 13.8651 12.8493 11.9379 11.1184 10.3797 9.7122 9.1079 8.5595 8.0607 7.6061 7.1909 6.8109 6.4624 6.1422 5.8474 5.5755 5.3242 5.0916 4.8759 4.6755 4.4890 4.3152 4.1530 4.0013 3.8593 3.2682 2.8255 2.4839 2.2138 1.9954
16 14.7179 13.5777 12.5611 11.6523 10.8378 10.1059 9.4466 8.8514 8.3126 7.8237 7.3792 6.9740 6.6039 6.2651 5.9542 5.6685 5.4053 5.1624 4.9377 4.7296 4.5364 4.3567 4.1894 4.0333 3.8874 3.2832 2.8337 2.4885 2.2164 1.9970
17 15.5623 14.2919 13.1661 12.1657 11.2741 10.4773 9.7632 9.1216 8.5436 8.0216 7.5488 7.1196 6.7291 6.3729 6.0472 5.7487 5.4746 5.2223 4.9897 4.7746 4.5755 4.3908 4.2190 4.0591 3.9099 3.2948 2.8398 2.4918 2.2182 1.9980
18 16.3983 14.9920 13.7535 12.6593 11.6896 10.8276 10.0591 9.3719 8.7556 8.2014 7.7016 7.2497 6.8399 6.4674 6.1280 5.8178 5.5339 5.2732 5.0333 4.8122 4.6079 4.4187 4.2431 4.0799 3.9279 3.3037 2.8443 2.4941 2.2195 1.9986
19 17.2260 15.6785 14.3238 13.1339 12.0853 11.1581 10.3356 9.6036 8.9501 8.3649 7.8393 7.3658 6.9380 6.5504 6.1982 5.8775 5.5845 5.3162 5.0700 4.8435 4.6346 4.4415 4.2627 4.0967 3.9424 3.3105 2.8476 2.4958 2.2203 1.9991
20 18.0456 16.3514 14.8775 13.5903 12.4622 11.4699 10.5940 9.8181 9.1285 8.5136 7.9633 7.4694 7.0248 6.6231 6.2593 5.9288 5.6278 5.3527 5.1009 4.8696 4.6567 4.4603 4.2786 4.1103 3.9539 3.3158 2.8501 2.4970 2.2209 1.9994
21 18.8570 17.0112 15.4150 14.0292 12.8212 11.7641 10.8355 10.0168 9.2922 8.6487 8.0751 7.5620 7.1016 6.6870 6.3125 5.9731 5.6648 5.3837 5.1268 4.8913 4.6750 4.4756 4.2916 4.1212 3.9631 3.3198 2.8519 2.4979 2.2213 1.9996
22 19.6604 17.6580 15.9369 14.4511 13.1630 12.0416 11.0612 10.2007 9.4424 8.7715 8.1757 7.6446 7.1695 6.7429 6.3587 6.0113 5.6964 5.4099 5.1486 4.9094 4.6900 4.4882 4.3021 4.1300 3.9705 3.3230 2.8533 2.4985 2.2216 1.9997
23 20.4558 18.2922 16.4436 14.8568 13.4886 12.3034 11.2722 10.3711 9.5802 8.8832 8.2664 7.7184 7.2297 6.7921 6.3988 6.0442 5.7234 5.4321 5.1668 4.9245 4.7025 4.4985 4.3106 4.1371 3.9764 3.3254 2.8543 2.4989 2.2218 1.9998
24 21.2434 18.9139 16.9355 15.2470 13.7986 12.5504 11.4693 10.5288 9.7066 8.9847 8.3481 7.7843 7.2829 6.8351 6.4338 6.0726 5.7465 5.4509 5.1822 4.9371 4.7128 4.5070 4.3176 4.1428 3.9811 3.3272 2.8550 2.4992 2.2219 1.9999
25 22.0232 19.5235 17.4131 15.6221 14.0939 12.7834 11.6536 10.6748 9.8226 9.0770 8.4217 7.8431 7.3300 6.8729 6.4641 6.0971 5.7662 5.4669 5.1951 4.9476 4.7213 4.5139 4.3232 4.1474 3.9849 3.3286 2.8556 2.4994 2.2220 1.9999
26 22.7952 20.1210 17.8768 15.9828 14.3752 13.0032 11.8258 10.8100 9.9290 9.1609 8.4881 7.8957 7.3717 6.9061 6.4906 6.1182 5.7831 5.4804 5.2060 4.9563 4.7284 4.5196 4.3278 4.1511 3.9879 3.3297 2.8560 2.4996 2.2221 1.9999
27 23.5596 20.7069 18.3270 16.3296 14.6430 13.2105 11.9867 10.9352 10.0266 9.2372 8.5478 7.9426 7.4086 6.9352 6.5135 6.1364 5.7975 5.4919 5.2151 4.9636 4.7342 4.5243 4.3316 4.1542 3.9903 3.3305 2.8563 2.4997 2.2221 2.0000
28 24.3164 21.2813 18.7641 16.6631 14.8981 13.4062 12.1371 11.0511 10.1161 9.3066 8.6016 7.9844 7.4412 6.9607 6.5335 6.1520 5.8099 5.5016 5.2228 4.9697 4.7390 4.5281 4.3346 4.1566 3.9923 3.3312 2.8565 2.4998 2.2222 2.0000
29 25.0658 21.8444 19.1885 16.9837 15.1411 13.5907 12.2777 11.1584 10.1983 9.3696 8.6501 8.0218 7.4701 6.9830 6.5509 6.1656 5.8204 5.5098 5.2292 4.9747 4.7430 4.5312 4.3371 4.1585 3.9938 3.3317 2.8567 2.4999 2.2222 2.0000
30 25.8077 22.3965 19.6004 17.2920 15.3725 13.7648 12.4090 11.2578 10.2737 9.4269 8.6938 8.0552 7.4957 7.0027 6.5660 6.1772 5.8294 5.5168 5.2347 4.9789 4.7463 4.5338 4.3391 4.1601 3.9950 3.3321 2.8568 2.4999 2.2222 2.0000
31 26.5423 22.9377 20.0004 17.5885 15.5928 13.9291 12.5318 11.3498 10.3428 9.4790 8.7331 8.0850 7.5183 7.0199 6.5791 6.1872 5.8371 5.5227 5.2392 4.9824 4.7490 4.5359 4.3407 4.1614 3.9960 3.3324 2.8569 2.4999 2.2222 2.0000
32 27.2696 23.4683 20.3888 17.8736 15.8027 14.0840 12.6466 11.4350 10.4062 9.5264 8.7686 8.1116 7.5383 7.0350 6.5905 6.1959 5.8437 5.5277 5.2430 4.9854 4.7512 4.5376 4.3421 4.1624 3.9968 3.3326 2.8569 2.4999 2.2222 2.0000
33 27.9897 23.9886 20.7658 18.1476 16.0025 14.2302 12.7538 11.5139 10.4644 9.5694 8.8005 8.1354 7.5560 7.0482 6.6005 6.2034 5.8493 5.5320 5.2462 4.9878 4.7531 4.5390 4.3431 4.1632 3.9975 3.3328 2.8570 2.5000 2.2222 2.0000
34 28.7027 24.4986 21.1318 18.4112 16.1929 14.3681 12.8540 11.5869 10.5178 9.6086 8.8293 8.1566 7.5717 7.0599 6.6091 6.2098 5.8541 5.5356 5.2489 4.9898 4.7546 4.5402 4.3440 4.1639 3.9980 3.3329 2.8570 2.5000 2.2222 2.0000
35 29.4086 24.9986 21.4872 18.6646 16.3742 14.4982 12.9477 11.6546 10.5668 9.6442 8.8552 8.1755 7.5856 7.0700 6.6166 6.2153 5.8582 5.5386 5.2512 4.9915 4.7559 4.5411 4.3447 4.1644 3.9984 3.3330 2.8571 2.5000 2.2222 2.0000
36 30.1075 25.4888 21.8323 18.9083 16.5469 14.6210 13.0352 11.7172 10.6118 9.6765 8.8786 8.1924 7.5979 7.0790 6.6231 6.2201 5.8617 5.5412 5.2531 4.9929 4.7569 4.5419 4.3453 4.1649 3.9987 3.3331 2.8571 2.5000 2.2222 2.0000
37 30.7995 25.9695 22.1672 19.1426 16.7113 14.7368 13.1170 11.7752 10.6530 9.7059 8.8996 8.2075 7.6087 7.0868 6.6288 6.2242 5.8647 5.5434 5.2547 4.9941 4.7578 4.5426 4.3458 4.1652 3.9990 3.3331 2.8571 2.5000 2.2222 2.0000
38 31.4847 26.4406 22.4925 19.3679 16.8679 14.8460 13.1935 11.8289 10.6908 9.7327 8.9186 8.2210 7.6183 7.0937 6.6338 6.2278 5.8673 5.5452 5.2561 4.9951 4.7585 4.5431 4.3462 4.1655 3.9992 3.3332 2.8571 2.5000 2.2222 2.0000
39 32.1630 26.9026 22.8082 19.5845 17.0170 14.9491 13.2649 11.8786 10.7255 9.7570 8.9357 8.2330 7.6268 7.0997 6.6380 6.2309 5.8695 5.5468 5.2572 4.9959 4.7591 4.5435 4.3465 4.1657 3.9993 3.3332 2.8571 2.5000 2.2222 2.0000
40 32.8347 27.3555 23.1148 19.7928 17.1591 15.0463 13.3317 11.9246 10.7574 9.7791 8.9511 8.2438 7.6344 7.1050 6.6418 6.2335 5.8713 5.5482 5.2582 4.9966 4.7596 4.5439 4.3467 4.1659 3.9995 3.3332 2.8571 2.5000 2.2222 2.0000
45 36.0945 29.4902 24.5187 20.7200 17.7741 15.4558 13.6055 12.1084 10.8812 9.8628 9.0079 8.2825 7.6609 7.1232 6.6543 6.2421 5.8773 5.5523 5.2611 4.9986 4.7610 4.5449 4.3474 4.1664 3.9998 3.3333 2.8571 2.5000 2.2222 2.0000
50 39.1961 31.4236 25.7298 21.4822 18.2559 15.7619 13.8007 12.2335 10.9617 9.9148 9.0417 8.3045 7.6752 7.1327 6.6605 6.2463 5.8801 5.5541 5.2623 4.9995 4.7616 4.5452 4.3477 4.1666 3.9999 3.3333 2.8571 2.5000 2.2222 2.0000
55 42.1472 33.1748 26.7744 22.1086 18.6335 15.9905 13.9399 12.3186 11.0140 9.9471 9.0617 8.3170 7.6830 7.1376 6.6636 6.2482 5.8813 5.5549 5.2628 4.9998 4.7618 4.5454 4.3478 4.1666 4.0000 3.3333 2.8571 2.5000 2.2222 2.0000
60 44.9550 34.7609 27.6756 22.6235 18.9293 16.1614 14.0392 12.3766 11.0480 9.9672 9.0736 8.3240 7.6873 7.1401 6.6651 6.2492 5.8819 5.5553 5.2630 4.9999 4.7619 4.5454 4.3478 4.1667 4.0000 3.3333 2.8571 2.5000 2.2222 2.0000
65 47.6266 36.1975 28.4529 23.0467 19.1611 16.2891 14.1099 12.4160 11.0701 9.9796 9.0806 8.3281 7.6896 7.1414 6.6659 6.2496 5.8821 5.5554 5.2631 5.0000 4.7619 4.5454 4.3478 4.1667 4.0000 3.3333 2.8571 2.5000 2.2222 2.0000
 n
VLERA E ARDHSHME E NJË LEKU NË FUND TË N PERIUDHAVE FVIFi ,n = (1 + i )

N 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% 21% 22% 23% 24% 25% 30% 35% 40% 45% 50%
1 1.0100 1.0200 1.0300 1.0400 1.0500 1.0600 1.0700 1.0800 1.0900 1.1000 1.1100 1.1200 1.1300 1.1400 1.1500 1.1600 1.1700 1.1800 1.1900 1.2000 1.2100 1.2200 1.2300 1.2400 1.2500 1.3000 1.3500 1.4000 1.4500 1.5000
2 1.0201 1.0404 1.0609 1.0816 1.1025 1.1236 1.1449 1.1664 1.1881 1.2100 1.2321 1.2544 1.2769 1.2996 1.3225 1.3456 1.3689 1.3924 1.4161 1.4400 1.4641 1.4884 1.5129 1.5376 1.5625 1.6900 1.8225 1.9600 2.1025 2.2500
3 1.0303 1.0612 1.0927 1.1249 1.1576 1.1910 1.2250 1.2597 1.2950 1.3310 1.3676 1.4049 1.4429 1.4815 1.5209 1.5609 1.6016 1.6430 1.6852 1.7280 1.7716 1.8158 1.8609 1.9066 1.9531 2.1970 2.4604 2.7440 3.0486 3.3750
4 1.0406 1.0824 1.1255 1.1699 1.2155 1.2625 1.3108 1.3605 1.4116 1.4641 1.5181 1.5735 1.6305 1.6890 1.7490 1.8106 1.8739 1.9388 2.0053 2.0736 2.1436 2.2153 2.2889 2.3642 2.4414 2.8561 3.3215 3.8416 4.4205 5.0625
5 1.0510 1.1041 1.1593 1.2167 1.2763 1.3382 1.4026 1.4693 1.5386 1.6105 1.6851 1.7623 1.8424 1.9254 2.0114 2.1003 2.1924 2.2878 2.3864 2.4883 2.5937 2.7027 2.8153 2.9316 3.0518 3.7129 4.4840 5.3782 6.4097 7.5938
6 1.0615 1.1262 1.1941 1.2653 1.3401 1.4185 1.5007 1.5869 1.6771 1.7716 1.8704 1.9738 2.0820 2.1950 2.3131 2.4364 2.5652 2.6996 2.8398 2.9860 3.1384 3.2973 3.4628 3.6352 3.8147 4.8268 6.0534 7.5295 9.2941 11.3906
7 1.0721 1.1487 1.2299 1.3159 1.4071 1.5036 1.6058 1.7138 1.8280 1.9487 2.0762 2.2107 2.3526 2.5023 2.6600 2.8262 3.0012 3.1855 3.3793 3.5832 3.7975 4.0227 4.2593 4.5077 4.7684 6.2749 8.1722 10.5414 13.4765 17.0859
8 1.0829 1.1717 1.2668 1.3686 1.4775 1.5938 1.7182 1.8509 1.9926 2.1436 2.3045 2.4760 2.6584 2.8526 3.0590 3.2784 3.5115 3.7589 4.0214 4.2998 4.5950 4.9077 5.2389 5.5895 5.9605 8.1573 11.0324 14.7579 19.5409 25.6289
9 1.0937 1.1951 1.3048 1.4233 1.5513 1.6895 1.838 1.9990 2.1719 2.3579 2.5580 2.7731 3.0040 3.2519 3.5179 3.8030 4.1084 4.4355 4.7854 5.1598 5.5599 5.9874 6.4439 6.9310 7.4506 10.6045 14.8937 20.6610 28.3343 38.4434
10 1.1046 1.2190 1.3439 1.4802 1.6289 1.7908 1.9672 2.1589 2.3674 2.5937 2.8394 3.1058 3.3946 3.7072 4.0456 4.4114 4.8068 5.2338 5.6947 6.1917 6.7275 7.3046 7.9259 8.5944 9.3132 13.7858 20.1066 28.9255 41.0847 57.6650
11 1.1157 1.2434 1.3842 1.5395 1.7103 1.8983 2.1049 2.3316 2.5804 2.8531 3.1518 3.4785 3.8359 4.2262 4.6524 5.1173 5.6240 6.1759 6.7767 7.4301 8.1403 8.9117 9.7489 10.6571 11.6415 17.9216 27.1439 40.4957 59.5728 86.4976
12 1.1268 1.2682 1.4258 1.6010 1.7959 2.0122 2.2522 2.5182 2.8127 3.1384 3.4985 3.8960 4.3345 4.8179 5.3503 5.9360 6.5801 7.2876 8.0642 8.9161 9.8497 10.8722 11.9912 13.2148 14.5519 23.2981 36.6442 56.6939 86.3806 129.746
13 1.1381 1.2936 1.4685 1.6651 1.8856 2.1329 2.4098 2.7196 3.0658 3.4523 3.8833 4.3635 4.8980 5.4924 6.1528 6.8858 7.6987 8.5994 9.5964 10.6993 11.9182 13.2641 14.7491 16.3863 18.1899 30.2875 49.4697 79.3715 125.252 194.620
14 1.1495 1.3195 1.5126 1.7317 1.9799 2.2609 2.5785 2.9372 3.3417 3.7975 4.3104 4.8871 5.5348 6.2613 7.0757 7.9875 9.0075 10.1472 11.4198 12.8392 14.4210 16.1822 18.1414 20.3191 22.7374 39.3738 66.7841 111.120 181.615 291.929
15 1.1610 1.3459 1.5580 1.8009 2.0789 2.3966 2.7590 3.1722 3.6425 4.1772 4.7846 5.4736 6.2543 7.1379 8.1371 9.2655 10.5387 11.9737 13.5895 15.4070 17.4494 19.7423 22.3140 25.1956 28.4217 51.1859 90.1585 155.568 263.342 437.894
16 1.1726 1.3728 1.6047 1.8730 2.1829 2.5404 2.9522 3.4259 3.9703 4.5950 5.3109 6.1304 7.0673 8.1372 9.3576 10.7480 12.3303 14.1290 16.1715 18.4884 21.1138 24.0856 27.4462 31.2426 35.5271 66.5417 121.714 217.795 381.846 656.841
17 1.1843 1.4002 1.6528 1.9479 2.2920 2.6928 3.1588 3.7000 4.3276 5.0545 5.8951 6.8660 7.9861 9.2765 10.7613 12.4677 14.4265 16.6722 19.2441 22.1861 25.5477 29.3844 33.7588 38.7408 44.4089 86.5042 164.314 304.913 553.676 985.261
18 1.1961 1.4282 1.7024 2.0258 2.4066 2.8543 3.3799 3.9960 4.7171 5.5599 6.5436 7.6900 9.0243 10.5752 12.3755 14.4625 16.8790 19.6733 22.9005 26.6233 30.9127 35.8490 41.5233 48.0386 55.5112 112.455 221.824 426.879 802.831 1477.89
19 1.2081 1.4568 1.7535 2.1068 2.5270 3.0256 3.6165 4.3157 5.1417 6.1159 7.2633 8.6128 10.1974 12.0557 14.2318 16.7765 19.7484 23.2144 27.2516 31.9480 37.4043 43.7358 51.0737 59.5679 69.3889 146.192 299.462 597.630 1164.10 2216.84
20 1.2202 1.4859 1.8061 2.1911 2.6533 3.2071 3.8697 4.6610 5.6044 6.7275 8.0623 9.6463 11.5231 13.7435 16.3665 19.4608 23.1056 27.3930 32.4294 38.3376 45.2593 53.3576 62.8206 73.8641 86.7362 190.050 404.274 836.683 1687.95 3325.26
21 1.2324 1.5157 1.8603 2.2788 2.7860 3.3996 4.1406 5.0338 6.1088 7.4002 8.9492 10.8038 13.0211 15.6676 18.8215 22.5745 27.0336 32.3238 38.5910 46.0051 54.7637 65.0963 77.2694 91.5915 108.420 247.065 545.769 1171.36 2447.53 4987.89
22 1.2447 1.5460 1.9161 2.3699 2.9253 3.6035 4.4304 5.4365 6.6586 8.1403 9.9336 12.1003 14.7138 17.8610 21.6447 26.1864 31.6293 38.1421 45.9233 55.2061 66.2641 79.4175 95.0413 113.574 135.525 321.184 736.789 1639.90 3548.92 7481.83
23 1.2572 1.5769 1.9736 2.4647 3.0715 3.8197 4.7405 5.8715 7.2579 8.9543 11.0263 13.5523 16.6266 20.3616 24.8915 30.3762 37.0062 45.0076 54.6487 66.2474 80.1795 96.8894 116.901 140.831 169.407 417.539 994.665 2295.86 5145.93 11222.7
24 1.2697 1.6084 2.0328 2.5633 3.2251 4.0489 5.0724 6.3412 7.9111 9.8497 12.2392 15.1786 18.7881 23.2122 28.6252 35.2364 43.2973 53.1090 65.0320 79.4968 97.0172 118.205 143.788 174.631 211.758 542.801 1342.80 3214.20 7461.60 16834.1
25 1.2824 1.6406 2.0938 2.6658 3.3864 4.2919 5.4274 6.8485 8.6231 10.8347 13.5855 17.0001 21.2305 26.4619 32.9190 40.8742 50.6578 62.6686 77.3881 95.3962 117.391 144.210 176.859 216.542 264.698 705.641 1812.78 4499.88 10819.3 25251.2
26 1.2953 1.6734 2.1566 2.7725 3.5557 4.5494 5.8074 7.3964 9.3992 11.9182 15.0799 19.0401 23.9905 30.1666 37.8568 47.4141 59.2697 73.9490 92.0918 114.475 142.043 175.936 217.537 268.512 330.872 917.333 2447.25 6299.83 15688.0 37876.8
27 1.3082 1.7069 2.2213 2.8834 3.7335 4.8223 6.2139 7.9881 10.2451 13.1100 16.7386 21.3249 27.1093 34.3899 43.5353 55.0004 69.3455 87.2598 109.589 137.371 171.872 214.642 267.570 332.955 413.590 1192.53 3303.78 8819.76 22747.6 56815.1
28 1.3213 1.7410 2.2879 2.9987 3.9201 5.1117 6.6488 8.6271 11.1671 14.4210 18.5799 23.8839 30.6335 39.2045 50.0656 63.8004 81.1342 102.967 130.411 164.845 207.965 261.864 329.112 412.864 516.988 1550.29 4460.11 12347.7 32984.1 85222.7
29 1.3345 1.7758 2.3566 3.1187 4.1161 5.4184 7.1143 9.3173 12.1722 15.8631 20.6237 26.7499 34.6158 44.6931 57.5755 74.0085 94.9271 121.501 155.189 197.814 251.638 319.474 404.807 511.952 646.235 2015.38 6021.15 17286.7 47826.9 127834
30 1.3478 1.8114 2.4273 3.2434 4.3219 5.7435 7.6123 10.0627 13.2677 17.4494 22.8923 29.9599 39.1159 50.9502 66.2118 85.8499 111.065 143.371 184.675 237.376 304.482 389.758 497.913 634.820 807.794 2620.00 8128.55 24201.4 69349.0 191751
31 1.3613 1.8476 2.5001 3.3731 4.5380 6.0881 8.1451 10.8677 14.4618 19.1943 25.4104 33.5551 44.2010 58.0832 76.1435 99.5859 129.946 169.177 219.764 284.852 368.423 475.505 612.433 787.177 1009.74 3405.99 10973.5 33882.0 100556 287627
32 1.3749 1.8845 2.5751 3.5081 4.7649 6.4534 8.7153 11.7371 15.7633 21.1138 28.2056 37.5817 49.9471 66.2148 87.5651 115.520 152.036 199.629 261.519 341.822 445.792 580.116 753.292 976.099 1262.18 4427.79 14814.3 47434.8 145806 431440
33 1.3887 1.9222 2.6523 3.6484 5.0032 6.8406 9.3253 12.6760 17.1820 23.2252 31.3082 42.0915 56.4402 75.4849 100.700 134.003 177.883 235.563 311.207 410.186 539.408 707.741 926.550 1210.36 1577.72 5756.13 19999.3 66408.7 211419 647160
34 1.4026 1.9607 2.7319 3.7943 5.2533 7.2510 9.9781 13.6901 18.7284 25.5477 34.7521 47.1425 63.7774 86.0528 115.805 155.443 208.123 277.964 370.337 492.224 652.683 863.444 1139.66 1500.85 1972.15 7482.97 26999.0 92972.2 306558 970740
35 1.4166 1.9999 2.8139 3.9461 5.5160 7.6861 10.6766 14.7853 20.4140 28.1024 38.5749 52.7996 72.0685 98.1002 133.176 180.314 243.503 327.997 440.701 590.668 789.747 1053.40 1401.78 1861.05 2465.19 9727.86 36448.7 130161 444509 1.E+06
36 1.4308 2.0399 2.8983 4.1039 5.7918 8.1473 11.4239 15.9682 22.2512 30.9127 42.8181 59.1356 81.4374 111.834 153.152 209.164 284.899 387.037 524.434 708.802 955.594 1285.15 1724.19 2307.71 3081.49 12646.2 49205.7 182226 644537 2.E+06
37 1.4451 2.0807 2.9852 4.2681 6.0814 8.6361 12.2236 17.2456 24.2538 34.0039 47.5281 66.2318 92.0243 127.491 176.125 242.631 333.332 456.703 624.076 850.562 1156.27 1567.88 2120.75 2861.56 3851.86 16440.1 66427.7 255116 934579 3.E+06
38 1.4595 2.1223 3.0748 4.4388 6.3855 9.1543 13.0793 18.6253 26.4367 37.4043 52.7562 74.1797 103.987 145.340 202.543 281.452 389.998 538.910 742.651 1020.67 1399.08 1912.82 2608.52 3548.33 4814.82 21372.1 89677.4 357162 1.E+06 5.E+06
39 1.4741 2.1647 3.1670 4.6164 6.7048 9.7035 13.9948 20.1153 28.8160 41.1448 58.5593 83.0812 117.506 165.687 232.925 326.484 456.298 635.914 883.754 1224.81 1692.89 2333.64 3208.48 4399.93 6018.53 27783.7 121065 500027 2.E+06 7.E+06
40 1.4889 2.2080 3.2620 4.8010 7.0400 10.2857 14.9745 21.7245 31.4094 45.2593 65.0009 93.0510 132.782 188.884 267.864 378.721 533.869 750.378 1051.67 1469.77 2048.40 2847.04 3946.43 5455.91 7523.16 36118.9 163437 700038 3.E+06 1.E+07
45 1.5648 2.4379 3.7816 5.8412 8.9850 13.7646 21.0025 31.9204 48.3273 72.8905 109.530 163.988 244.641 363.679 538.769 795.444 1170.48 1716.68 2509.65 3657.26 5313.02 7694.71 11110.4 15994.7 22958.9 134107 732858 4.E+06 2.E+07 8.E+07
50 1.6446 2.6916 4.3839 7.1067 11.4674 18.4202 29.4570 46.9016 74.3575 117.391 184.565 289.002 450.736 700.233 1083.66 1670.70 2566.22 3927.36 5988.91 9100.44 13780.6 20796.6 31279.2 46890.4 70064.9 497929 3.E+06 2.E+07 1.E+08 6.E+08
55 1.7285 2.9717 5.0821 8.6464 14.6356 24.6503 41.3150 68.9139 114.408 189.059 311.002 509.321 830.452 1348.24 2179.62 3509.05 5626.29 8984.84 14291.7 22644.8 35743.4 56207.0 88060.5 137465 213821 2.E+06 1.E+07 1.E+08 8.E+08 5.E+09
60 1.8167 3.2810 5.8916 10.5196 18.6792 32.9877 57.9464 101.257 176.031 304.482 524.057 897.597 1530.05 2595.92 4384.00 7370.20 12335.4 20555.1 34105.0 56347.5 92709.1 151911 247917 402996 652530 7.E+06 7.E+07 6.E+08 5.E+09 4.E+10
65 1.9094 3.6225 6.8300 12.7987 23.8399 44.1450 81.2729 148.780 270.846 490.371 883.067 1581.87 2819.02 4998.22 8817.79 15479.9 27044.6 47025.2 81386.5 140211 240463 410572 697963 1.E+06 2.E+06 3.E+07 3.E+08 3.E+09 3.E+10 3.E+11
VLERA E ARDHSHME E NJË TË PËRVITSHMEJE n
( n
1 + i) − 1
n−t
FVIFA i ,n = ∑ (1 + i ) =
PREJ NJË LEKU PËR PERIUDHË PËR N PERIUDHA t =1 i

N 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% 21% 22% 23% 24% 25% 30% 35% 40% 45% 50%
1 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000
2 2.0100 2.0200 2.0300 2.0400 2.0500 2.0600 2.0700 2.0800 2.0900 2.1000 2.1100 2.1200 2.1300 2.1400 2.1500 2.1600 2.1700 2.1800 2.1900 2.2000 2.2100 2.2200 2.2300 2.2400 2.2500 2.3000 2.3500 2.4000 2.4500 2.5000
3 3.0301 3.0604 3.0909 3.1216 3.1525 3.1836 3.2149 3.2464 3.2781 3.3100 3.3421 3.3744 3.4069 3.4396 3.4725 3.5056 3.5389 3.5724 3.6061 3.6400 3.6741 3.7084 3.7429 3.7776 3.8125 3.9900 4.1725 4.3600 4.5525 4.7500
4 4.0604 4.1216 4.1836 4.2465 4.3101 4.3746 4.4399 4.5061 4.5731 4.6410 4.7097 4.7793 4.8498 4.9211 4.9934 5.0665 5.1405 5.2154 5.2913 5.3680 5.4457 5.5242 5.6038 5.6842 5.7656 6.1870 6.6329 7.1040 7.6011 8.1250
5 5.1010 5.2040 5.3091 5.4163 5.5256 5.6371 5.7507 5.8666 5.9847 6.1051 6.2278 6.3528 6.4803 6.6101 6.7424 6.8771 7.0144 7.1542 7.2966 7.4416 7.5892 7.7396 7.8926 8.0484 8.2070 9.0431 9.9544 10.9456 12.0216 13.1875
6 6.1520 6.3081 6.4684 6.6330 6.8019 6.9753 7.1533 7.3359 7.5233 7.7156 7.9129 8.1152 8.3227 8.5355 8.7537 8.9775 9.2068 9.4420 9.6830 9.9299 10.1830 10.4423 10.7079 10.9801 11.2588 12.7560 14.4384 16.3238 18.4314 20.7813
7 7.2135 7.4343 7.6625 7.8983 8.1420 8.3938 8.6540 8.9228 9.2004 9.4872 9.7833 10.0890 10.4047 10.7305 11.0668 11.4139 11.7720 12.1415 12.5227 12.9159 13.3214 13.7396 14.1708 14.6153 15.0735 17.5828 20.4919 23.8534 27.7255 32.1719
8 8.2857 8.5830 8.8923 9.2142 9.5491 9.8975 10.2598 10.6366 11.0285 11.4359 11.8594 12.2997 12.7573 13.2328 13.7268 14.2401 14.7733 15.3270 15.9020 16.4991 17.1189 17.7623 18.4300 19.1229 19.8419 23.8577 28.6640 34.3947 41.2019 49.2578
9 9.3685 9.7546 10.1591 10.5828 11.0266 11.4913 11.9780 12.4876 13.0210 13.5795 14.1640 14.7757 15.4157 16.0853 16.7858 17.5185 18.2847 19.0859 19.9234 20.7989 21.7139 22.6700 23.6690 24.7125 25.8023 32.0150 39.6964 49.1526 60.7428 74.8867
10 10.4622 10.9497 11.4639 12.0061 12.5779 13.1808 13.8164 14.4866 15.1929 15.9374 16.7220 17.5487 18.4197 19.3373 20.3037 21.3215 22.3931 23.5213 24.7089 25.9587 27.2738 28.6574 30.1128 31.6434 33.2529 42.6195 54.5902 69.8137 89.0771 113.330
11 11.5668 12.1687 12.8078 13.4864 14.2068 14.9716 15.7836 16.6455 17.5603 18.5312 19.5614 20.6546 21.8143 23.0445 24.3493 25.7329 27.1999 28.7551 30.4035 32.1504 34.0013 35.9620 38.0388 40.2379 42.5661 56.4053 74.6967 98.7391 130.162 170.995
12 12.6825 13.4121 14.1920 15.0258 15.9171 16.8699 17.8885 18.9771 20.1407 21.3843 22.7132 24.1331 25.6502 27.2707 29.0017 30.8502 32.8239 34.9311 37.1802 39.5805 42.1416 44.8737 47.7877 50.8950 54.2077 74.3270 101.841 139.235 189.735 257.493
13 13.8093 14.6803 15.6178 16.6268 17.7130 18.8821 20.1406 21.4953 22.9534 24.5227 26.2116 28.0291 29.9847 32.0887 34.3519 36.7862 39.4040 42.2187 45.2445 48.4966 51.9913 55.7459 59.7788 64.1097 68.7596 97.6250 138.485 195.929 276.115 387.239
14 14.9474 15.9739 17.0863 18.2919 19.5986 21.0151 22.5505 24.2149 26.0192 27.9750 30.0949 32.3926 34.8827 37.5811 40.5047 43.6720 47.1027 50.8180 54.8409 59.1959 63.9095 69.0100 74.5280 80.4961 86.9495 127.913 187.954 275.300 401.367 581.859
15 16.0969 17.2934 18.5989 20.0236 21.5786 23.2760 25.1290 27.1521 29.3609 31.7725 34.4054 37.2797 40.4175 43.8424 47.5804 51.6595 56.1101 60.9653 66.2607 72.0351 78.3305 85.1922 92.6694 100.815 109.687 167.286 254.738 386.420 582.982 873.788
16 17.2579 18.6393 20.1569 21.8245 23.6575 25.6725 27.8881 30.3243 33.0034 35.9497 39.1899 42.7533 46.6717 50.9804 55.7175 60.9250 66.6488 72.9390 79.8502 87.4421 95.7799 104.935 114.983 126.011 138.109 218.472 344.897 541.988 846.324 1311.68
17 18.4304 20.0121 21.7616 23.6975 25.8404 28.2129 30.8402 33.7502 36.9737 40.5447 44.5008 48.8837 53.7391 59.1176 65.0751 71.6730 78.9792 87.0680 96.0218 105.931 116.894 129.020 142.430 157.253 173.636 285.014 466.611 759.784 1228.17 1968.52
18 19.6147 21.4123 23.4144 25.6454 28.1324 30.9057 33.9990 37.4502 41.3013 45.5992 50.3959 55.7497 61.7251 68.3941 75.8364 84.1407 93.4056 103.740 115.266 128.117 142.441 158.405 176.188 195.994 218.045 371.518 630.925 1064.70 1781.85 2953.78
19 20.8109 22.8406 25.1169 27.6712 30.5390 33.7600 37.3790 41.4463 46.0185 51.1591 56.9395 63.4397 70.7494 78.9692 88.2118 98.6032 110.285 123.414 138.166 154.740 173.354 194.254 217.712 244.033 273.556 483.973 852.748 1491.58 2584.68 4431.68
20 22.0190 24.2974 26.8704 29.7781 33.0660 36.7856 40.9955 45.7620 51.1601 57.2750 64.2028 72.0524 80.9468 91.0249 102.444 115.380 130.033 146.628 165.418 186.688 210.758 237.989 268.785 303.601 342.945 630.165 1152.21 2089.21 3748.78 6648.51
21 23.2392 25.7833 28.6765 31.9692 35.7193 39.9927 44.8652 50.4229 56.7645 64.0025 72.2651 81.6987 92.4699 104.768 118.810 134.841 153.139 174.021 197.847 225.026 256.018 291.347 331.606 377.465 429.681 820.215 1556.48 2925.89 5436.73 9973.77
22 24.4716 27.2990 30.5368 34.2480 38.5052 43.3923 49.0057 55.4568 62.8733 71.4027 81.2143 92.5026 105.491 120.436 137.632 157.415 180.172 206.345 236.438 271.031 310.781 356.443 408.875 469.056 538.101 1067.28 2102.25 4097.24 7884.26 14961.7
23 25.7163 28.8450 32.4529 36.6179 41.4305 46.9958 53.4361 60.8933 69.5319 79.5430 91.1479 104.603 120.205 138.297 159.276 183.601 211.801 244.487 282.362 326.237 377.045 435.861 503.917 582.630 673.626 1388.46 2839.04 5737.14 11433.2 22443.5
24 26.9735 30.4219 34.4265 39.0826 44.5020 50.8156 58.1767 66.7648 76.7898 88.4973 102.174 118.155 136.831 158.659 184.168 213.978 248.808 289.494 337.010 392.484 457.225 532.750 620.817 723.461 843.033 1806.00 3833.71 8033.00 16579.1 33666.2
25 28.2432 32.0303 36.4593 41.6459 47.7271 54.8645 63.2490 73.1059 84.7009 98.3471 114.413 133.334 155.620 181.871 212.793 249.214 292.105 342.603 402.042 471.981 554.242 650.955 764.605 898.092 1054.79 2348.80 5176.50 11247.2 24040.7 50500.3
26 29.5256 33.6709 38.5530 44.3117 51.1135 59.1564 68.6765 79.9544 93.3240 109.182 127.999 150.334 176.850 208.333 245.712 290.088 342.763 405.272 479.431 567.377 671.633 795.165 941.465 1114.63 1319.49 3054.44 6989.28 15747.1 34860.0 75751.5
27 30.8209 35.3443 40.7096 47.0842 54.6691 63.7058 74.4838 87.3508 102.723 121.100 143.079 169.374 200.841 238.499 283.569 337.502 402.032 479.221 571.522 681.853 813.676 971.102 1159.00 1383.15 1650.36 3971.78 9436.53 22046.9 50548.1 113628
28 32.1291 37.0512 42.9309 49.9676 58.4026 68.5281 80.6977 95.3388 112.968 134.210 159.817 190.699 227.950 272.889 327.104 392.503 471.378 566.481 681.112 819.223 985.548 1185.74 1426.57 1716.10 2063.95 5164.31 12740.3 30866.7 73295.7 170443
29 33.4504 38.7922 45.2189 52.9663 62.3227 73.6398 87.3465 103.966 124.135 148.631 178.397 214.583 258.583 312.094 377.170 456.303 552.512 669.447 811.523 984.068 1193.51 1447.61 1755.68 2128.96 2580.94 6714.60 17200.4 43214.3 106280 255666
30 34.7849 40.5681 47.5754 56.0849 66.4388 79.0582 94.4608 113.283 136.308 164.494 199.021 241.333 293.199 356.787 434.745 530.312 647.439 790.948 966.712 1181.88 1445.15 1767.08 2160.49 2640.92 3227.17 8729.99 23221.6 60501.1 154107 383500
31 36.1327 42.3794 50.0027 59.3283 70.7608 84.8017 102.073 123.346 149.575 181.943 221.913 271.293 332.315 407.737 500.957 616.162 758.504 934.319 1151.39 1419.26 1749.63 2156.84 2658.40 3275.74 4034.97 11350.0 31350.1 84702.5 223456 575251
32 37.4941 44.2270 52.5028 62.7015 75.2988 90.8898 110.218 134.214 164.037 201.138 247.324 304.848 376.516 465.820 577.100 715.747 888.449 1103.50 1371.15 1704.11 2118.06 2632.34 3270.84 4062.91 5044.71 14756.0 42323.7 118585 324012 862878
33 38.8690 46.1116 55.0778 66.2095 80.0638 97.3432 118.933 145.951 179.800 222.252 275.529 342.429 426.463 532.035 664.666 831.267 1040.49 1303.13 1632.67 2045.93 2563.85 3212.46 4024.13 5039.01 6306.89 19183.8 57137.9 166019 469818 1.E+06
34 40.2577 48.0338 57.7302 69.8579 85.0670 104.184 128.259 158.627 196.982 245.477 306.837 384.521 482.903 607.520 765.365 965.270 1218.37 1538.69 1943.88 2456.12 3103.25 3920.20 4950.68 6249.38 7884.61 24939.9 77137.2 232428 681237 2.E+06
35 41.6603 49.9945 60.4621 73.6522 90.3203 111.435 138.237 172.317 215.711 271.024 341.590 431.663 546.681 693.573 881.170 1120.71 1426.49 1816.65 2314.21 2948.34 3755.94 4783.64 6090.33 7750.23 9856.76 32422.9 104136 325400 987794 3.E+06
36 43.0769 51.9944 63.2759 77.5983 95.8363 119.121 148.913 187.102 236.125 299.127 380.164 484.463 618.749 791.673 1014.35 1301.03 1669.99 2144.65 2754.91 3539.01 4545.68 5837.05 7492.11 9611.28 12322.0 42150.7 140585 455561 1.E+06 4.E+06
37 44.5076 54.0343 66.1742 81.7022 101.628 127.268 160.337 203.070 258.376 330.039 422.982 543.599 700.187 903.507 1167.50 1510.19 1954.89 2531.69 3279.35 4247.81 5501.28 7122.20 9216.30 11919.0 15403.4 54796.9 189791 637787 2.E+06 7.E+06
38 45.9527 56.1149 69.1594 85.9703 107.710 135.904 172.561 220.316 282.630 364.043 470.511 609.831 792.211 1031.00 1343.62 1752.82 2288.23 2988.39 3903.42 5098.37 6657.55 8690.08 11337.0 14780.5 19255.3 71237.0 256218 892903 3.E+06 1.E+07
39 47.4123 58.2372 72.2342 90.4091 114.095 145.058 185.640 238.941 309.066 401.448 523.267 684.010 896.198 1176.34 1546.17 2034.27 2678.22 3527.30 4646.07 6119.05 8056.63 10602.9 13945.6 18328.9 24070.1 92609.1 345896 1.E+06 4.E+06 1.E+07
40 48.8864 60.4020 75.4013 95.0255 120.800 154.762 199.635 259.057 337.882 442.593 581.826 767.091 1013.70 1342.03 1779.09 2360.76 3134.52 4163.21 5529.83 7343.86 9749.52 12936.5 17154.0 22728.8 30088.7 120393 466960 2.E+06 6.E+06 2.E+07
45 56.4811 71.8927 92.7199 121.029 159.700 212.744 285.749 386.506 525.859 718.905 986.639 1358.23 1874.16 2590.56 3585.13 4965.27 6879.29 9531.58 13203.4 18281.3 25295.3 34971.4 48301.8 66640.4 91831.5 447019 2.E+06 9.E+06 4.E+07 2.E+08
50 64.4632 84.5794 112.797 152.667 209.348 290.336 406.529 573.770 815.084 1163.91 1668.77 2400.02 3459.51 4994.52 7217.72 10435.6 15089.5 21813.1 31515.3 45497.2 65617.2 94525.3 135992 195373 280256 2.E+06 9.E+06 5.E+07 3.E+08 1.E+09
55 72.8525 98.5865 136.072 191.159 272.713 394.172 575.929 848.923 1260.09 1880.59 2818.20 4236.01 6380.40 9623.13 14524.1 21925.3 33090.0 49910.2 75214.0 113219 170202 255482 382867 572767 855281 6.E+06 4.E+07 3.E+08 2.E+09 1.E+10
60 81.6697 114.052 163.053 237.991 353.584 533.128 813.520 1253.21 1944.79 3034.82 4755.07 7471.64 11761.9 18535.1 29220.0 46057.5 72555.0 114190 179495 281733 441467 690501 1.E+06 2.E+06 3.E+06 2.E+07 2.E+08 1.E+09 1.E+10 7.E+10
65 90.9366 131.126 194.333 294.968 456.798 719.083 1146.76 1847.25 2998.29 4893.71 8018.79 13173.9 21677.1 35694.4 58778.6 96743.4 159080 261245 428345 701048 1.E+06 2.E+06 3.E+06 5.E+06 8.E+06 8.E+07 8.E+08 8.E+09 7.E+10 6.E+11